In today's episode of The Truly Diversified Show, Ben challenges a common assumption many investors make about their retirement accounts: that their only options for growth are tied to the stock market.

While most people diligently track whether their 401(k), 403(b), or IRA balances go up or down, Ben suggests that few truly understand what their money is invested in—or realize that they have other options entirely. He outlines the similarities between traditional retirement accounts and explains how they're often limited to mutual funds, stocks, and bonds managed by custodians like Fidelity or Schwab.

You'll discover the concept of self-directed IRAs as a powerful but underutilized tool for achieving true diversification. Unlike traditional accounts, self-directed IRAs allow individuals to invest in non-market-based assets such as real estate and life settlements. He dispels the myth that investors are locked into Wall Street products, explaining how thousands of people are now rolling over their retirement funds into these alternative structures to hedge against market volatility, geopolitical uncertainty, and inflation. Through real-world examples, including one involving a client named John Smith, Ben illustrates how this approach can offer more stability and long-term potential.

The message of this episode is clear: you’re not stuck with the market, and true diversification means exploring what lies beyond it. Want to take control of your retirement? Learn how to roll your funds into a self-directed IRA—and start investing in what you understand. Connect with us at Life Asset, LLC to get started.

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Enjoy!

Key takeaways:

• The common types of retirement accounts: 401(k), 403(b), and TSP, and their differences based on employment.

• Why people often only look at the performance of their retirement accounts without understanding their investments.

• The concept of self-directed IRAs, which allow investments outside the stock market.

• Why the idea that an IRA must be invested in the stock market is a myth.

• How self-directed IRAs can be used for investments like real estate or life settlements.

• And much more...

Resources:

Connect with Ben on LinkedIn

Life Asset LLC

Life Asset’s Email

Life Asset’s LinkTree

Contact Life Asset at (800) 410-1306

Disclaimer:

The views, information, or opinions expressed during this podcast are solely those of the individuals involved and do not necessarily represent those of The Truly Diversified Show or its affiliates. The content provided is for informational and entertainment purposes only and is not intended to be a substitute for professional advice. We make no representations as to the accuracy, completeness, suitability, or validity of any information on this podcast and will not be liable for any errors, omissions, or delays in this information or any losses, injuries, or damages arising from its display or use. Listeners should consult with a professional for specific advice tailored to...