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  • A 2026 D-SNP Market Snapshot ft. Lincoln Lafayette & Anthony Budhar

    A 2026 D-SNP Market Snapshot ft. Lincoln Lafayette & Anthony Budhar
    2025/07/26
    D-SNP integration changes are about to hit year 2 in 2026. What does that mean for the market? Lincoln Lafayette and Anthony Budhar join Sarah to chat about the D-SNP market in 2026 and the opportunities for agents selling dual-eligible special needs plans.

    🤝Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast!

    💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

    Connect with Lincoln & Anthony:

    📧Reach out to Lincoln Lafayette

    Lincoln on LinkedIn

    📧Reach out to Anthony Budhar

    Anthony on LinkedIn

    Resources:

    Changes to Medicare in 2025 Affect Dual Eligible Special Needs Plans

    Event Registration: Strategically Increasing Your Market Share with D-SNPs

    Midwest State D-SNP Disruption

    The Benefits of Selling D-SNPs

    The Complete Guide on How to Sell D-SNPs

    The Midwest D-SNP Market Shifts to Integrated Plans for 2026 — Will You?

    Follow Us on Social!

    Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance

    Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

    Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

    Not affiliated with or endorsed by Medicare or any government agency.

    Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
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    21 分
  • 5 Things About ICHRA

    5 Things About ICHRA
    2025/07/25
    This week's Friday Five is a mini-explainer on ICHRA: the Individual Coverage Health Reimbursement Arrangement. Learn more about this type of coverage and partnership opportunities for Ritter Insurance Marketing agents to offer it. Have questions about ICHRA or QSEHRA? Send them our way by email ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources: 5 Things From the 2025 Budget Reconciliation Bill 2026 Midwest D-SNP Market Opportunity Community Engagement & ACA Marketing Suggestions Field Notes on Partner Marketing Resources What is the Health Insurance Marketplace? References: “6 Reasons to Appreciate All That ICHRAs Have to Offer.” Nexben.Com, Nexben, 24 June 2025, www.nexben.com/blog/6-reasons-to-appreciate-all-that-ichras-have-to-offer. “A Broker’s Guide to ICHRA Defined Contributions: Strategies, Affordability, and Examples.” Nexxben.Com, Nexben, 17 July 2025, www.nexben.com/blog/a-brokers-guide-to-ichra-defined-contributions-strategies-affordability-and-examples. Charaba, Chase. “A Look at the Growth of ICHRA.” Remodelhealth.Com, Remodel Health, 21 May 2025, remodelhealth.com/a-look-at-the-growth-of-ichra/. “Defining ICHRA Classes.” ICHRA.Com, ICHRA, 7 Apr. 2025, ichra.com/ichra-and-employee-classes/. Olsen, Emily. “Employer Healthcare Costs Projected to Rise 9% in 2025: AON.” Healthcaredive.Com, Healthcare Dive, 19 Aug. 2024, www.healthcaredive.com/news/employer-healthcare-costs-increase-2025-aon/724505/. “Growth Trends for ICHRA & QSEHRA Volume 4: 2024-2025.” Hracouncil.Org, HRA Council, 17 June 2025, www.hracouncil.org/resources/FINAL%20-%202025%20HRAC%20Data%20Report.pdf. “HRA Council.” Hracouncil.Org, HRA Council, www.hracouncil.org/. Accessed 22 July 2025. “ICHRA Guide for Individual Coverage HRAs 2025.” Takecommandhealth.Com, TakeCommand Health, 10 June 2025, www.takecommandhealth.com/ichra-guide. Cattanach, Jamie. “ICHRAs Are on the Rise. Here’s What You Need to Know about This New Coverage Option.” Valuepenguin.Com, ValuePenguin, 24 June 2025, www.valuepenguin.com/news/ichra-increasing-in-popularity. “Individual Coverage HRA (ICHRA) Basics for ACA Agents.” Healthsherpa.Com, HealthSherpa, blog.healthsherpa.com/agents/agent-ichra/. Accessed 21 July 2025. “New: 2025 HRA Council Data Report.” Hracouncil.Org, HRA Council, www.hracouncil.org/report. Accessed 22 July 2025. “New Data Shows Continued Expansion of Health Reimbursement Arrangements: Latest HRA Council ICHRA & QSEHRA Report.” Hracouncil.Org, HRA Council, 17 June 2025, www.hracouncil.org/resources/2025%20HRA%20Council%20Data%20Report%20News%20Release.pdf. “The Power of an ICHRA: ICHRA Benefits for Employees, Employers, and Brokers.” Nexben.Com, Nexben, 17 Apr. 2025, www.nexben.com/blog/the-power-of-an-ichra-ichra-benefits-for-employees-employers-and-brokers. Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/ Not affiliated with or endorsed by Medicare or any government agency.
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    11 分
  • Field Notes on Productivity Tools

    Field Notes on Productivity Tools
    2025/07/21
    Not enough hours in the day? ✋🏼 We've been there! In this episode, we explore problems that can be a time-suck for insurance agents. Our list of solutions could change the game for your business! Read the text version Free Downloads: Months of Medicare Sales Planner The Busy ACA Agent’s Sale Calendar Resources: 5 Things From the 2025 Budget Reconciliation Bill Field Notes on Digital Marketing Resources Field Notes on Traditional Marketing Resources Get Focused with These Apps Register with Ritter Insurance Marketing Ritter Docs Send your questions to the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Setting Up Your Insurance Business Structure ft. Frank Lavery & Justin Abodalo The Ultimate Agent Resource List Pt. 1: Market Yourself The Ultimate Agent Resource List Pt. 2: Keeping in Touch with Clients The Ultimate Agent Resource List Pt. 3: Staying Organized Productivity Solution Websites: ABBYY FineReader PDF Acuity Scheduling Adobe Acrobat Adobe Scan Asana Basecamp Box Cold Turkey Document360 Docusign Dropbox Dropbox Paper Dropbox Sign eSignatures FocusMe Freedom Google Calendar Google Drive Google Tasks Great AEP Microsoft Bookings Microsoft Lens: Apple | Google Microsoft Sharepoint Microsoft To Do Monday.com Office Depot Shredding OnceHub RescueTime Sharefile SignNow SimplyBook.me Staples Shredding Services SwiftScan Things TickTick Todoist Trello UPS Wrike Zoho Workdrive Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/ Not affiliated with or endorsed by Medicare or any government agency.
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    16 分
  • 2026 Midwest D-SNP Market Opportunity

    2026 Midwest D-SNP Market Opportunity
    2025/07/18
    The Friday Five for July 18, 2025: Update on Regulation Banning Medical Debt from Credit ReportingGoogle Announces NotebookLM Featured NotebooksThis week in Apple RumorsThreads Usage Up, Meta Testing Facebook Login2026 Midwest D-SNP Market Opportunity Get Connected: 🤝Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast! 💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Update on Regulation Banning Medical Debt from Credit Reporting: Wise, Alana. “Americans’ Medical Debt Can Stay in Credit Reports, Judge Rules. What Does That Mean?” NPR.Org, NPR, 15 July 2025, www.npr.org/2025/07/15/nx-s1-5468438/medical-debt-credit-reports-ruling. “Can Medical Collection Debt Impact Credit Scores?” Equifax.Com, Equifax, www.equifax.com/personal/education/credit/score/articles/-/learn/can-medical-debt-impact-credit-scores/. Accessed 16 July 2025. Picchi, Aimee. “Federal Judge Reverses a CFPB Rule to Strip Medical Debt from Credit Reports. Here’s What It Means.” Cbsnews.Com, CBS, 15 July 2025, www.cbsnews.com/news/federal-judge-reverses-medical-debt-rule-credit-reports-cfpb/. Morga, Adriana, and Cora Lewis. “Federal Judge Reverses Rule That Would Have Removed Medical Debt from Credit Reports.” Apnews.Com, AP News, 15 July 2025, apnews.com/article/cfpb-medical-debt-credit-reports-41f212ee6b89f9902deb267d75ab8443. Axelton, Karen. “How Does Medical Debt Affect Your Credit Score?” Experian.Com, Experian, 7 Feb. 2025, www.experian.com/blogs/ask-experian/medical-debt-and-your-credit-score/. “How Does Medical Debt Appear on My Credit Report?” Transunion.Com, Transunion, www.transunion.com/credit-disputes/credit-collections. Accessed 16 July 2025. Muoio, Dave. “Judge Grants CFPB, Trade Groups’ Request to Toss Biden-Era Medical Debt Rule.” Fiercehealthcare.Com, Fierce Healthcare, 14 July 2025, www.fiercehealthcare.com/regulatory/judge-grants-cfpb-trade-groups-request-toss-biden-era-medical-debt-rule. Google Announces NotebookLM Featured Notebooks: McHugh-Johnson, Molly. “8 Expert Tips for Getting Started with NotebookLM.” Blog.Google.Com, Google, 18 Oct. 2024, blog.google/technology/ai/notebooklm-beginner-tips/. Roth, Emma. “Google’s Curated AI ‘Notebooks’ Talk You through Topics from Parenting to Shakespeare.” Theverge.Com, The Verge, 14 July 2025, www.theverge.com/news/706854/google-notebooklm-featured-notebook-ai-topics. Perez, Sarah. “NotebookLM Adds Featured Notebooks from The Economist, The Atlantic, and Others.” Techcrunch.Com, TechCrunch, 14 July 2025, techcrunch.com/2025/07/14/notebooklm-adds-featured-notebooks-from-the-economist-the-atlantic-and-others/. Johnson, Steven. “Try Featured Notebooks on Selected Topics in NotebookLM.” Blog.Google.Com, Google, 14 July 2025, blog.google/technology/google-labs/notebooklm-featured-notebooks/. This week in Apple Rumors: Rossignol, Joe. “All 15 New iPhone 17 and iPhone 17 Pro Colors Revealed in Latest Leak.” MacRumors.Com, MacRumors, 16 July 2025, www.macrumors.com/2025/07/16/all-new-iphone-17-and-17-pro-colors-leaked/. Christoffel, Ryan. “IOS 26 Public Beta Rumored to Launch next Week.” 9to5Mac.Com, 9to5Mac, 15 July 2025, 9to5mac.com/2025/07/15/ios-26-public-beta-rumored-to-launch-next-week/. Threads Usage Up, Meta Testing Facebook Login: “Global Social Media Statistics.” Datareportal.Com, DataReportal, Apr. 2025, datareportal.com/social-media-users. Campbell, Ian Carlos. “Threads Is Testing Facebook Account Sign-Ups.” Engadget.Com, Engadget, 16 July 2025, www.engadget.com/social-media/threads-is-testing-facebook-account-sign-ups-191214734.html. Perez, Sarah. “Threads Is Nearing X’s Daily App Users, New Data Shows.” Techcrunch.Com, TechCrunch, 7 July 2025, techcrunch.com/2025/07/07/threads-is-nearing-xs-daily-app-users-new-data-shows/. Hutchinson, Andrew. “Threads Tests Option To Sign up for an Account Using Facebook.” Socialmediatoday.Com, Social Media Today, 15 July 2025, www.socialmediatoday.com/news/threads-tests-sign-up-using-facebook-profile-instead-of-instagram/753156/. 2026 Midwest D-SNP Market Opportunity: Changes to Medicare in 2025 Affect Dual Eligible Special Needs Plans Event Registration: Strategically Increasing Your Market Share with D-SNPs Midwest State D-SNP Disruption The Benefits of Selling D-SNPs The Midwest D-SNP Market Shifts to Integrated Plans for 2026 — Will You? Resources: 5 Things From the 2025 Budget Reconciliation Bill Field Notes on Digital Marketing Resources Field Notes on Partner Marketing Resources Field Notes on Traditional Marketing Resources Takeaways from Apple WWDC 2025 The Complete Guide on How to Sell D-SNPs Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/...
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    18 分
  • The Difference Between Captive and Independent Agents

    The Difference Between Captive and Independent Agents
    2025/07/16
    Are you just starting out in the insurance industry and aren’t sure what path is right for you? In this episode we break down the pros and cons of becoming a captive or independent agent.

    Work with Ritter Insurance Marketing

    Resources:

    3 Advantages of Being an Independent Insurance Agent

    10 Essential Tools for Beginner Insurance Agents

    AHIP Test Tips and Tricks for Medicare Certification

    FAQs About AHIP

    FAQs About NABIP Medicare Certification

    FREE eBook Download - The Guide to Earning a Living Selling Health Insurance

    FREE eBook Download – How Insurance FMOs Work

    LeadCENTER

    Learn More About PlanEnroll

    Licensing Requirements for Becoming a Health Insurance Agent

    MedicareCENTER

    References:

    Kagan, Julia. “Captive Agent: What It Is, How It Works, Pros and Cons.” Investopedia, Investopedia, https://www.investopedia.com/terms/c/captive-agent.asp. Accessed 19 June 2025.

    Rosanes, Mark. “How Do Insurance Agents Make Money?” Insurance Business America, Insurance Business, 13 July 2023, https://www.insurancebusinessmag.com/us/guides/how-do-insurance-agents-make-money-452548.aspx

    Tuovila, Alicia. “Independent Agent: What It Is and What They Do.” Investopedia, Investopedia, https://www.investopedia.com/terms/i/independent-agent.asp. Accessed 19 June 2025.

    Follow Us on Social!

    Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance

    Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

    Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

    Not affiliated with or endorsed by Medicare or any government agency.

    Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
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    10 分
  • Field Notes on Mail Communication Resources

    Field Notes on Mail Communication Resources
    2025/07/14
    Don’t miss the ASG Podcast cheat sheet on keeping in touch with client the old-fashioned way – through mail. 💌 We’ve got resources, tips, strategies, and more! Read the text version Mail Communication Resources: Canva Lead Concepts Lunacy Microsoft Designer MOO Office Depot ReminderMedia Staples Vistaprint Ritter Resources: Agent Compliance Handbook Field Notes on Digital Marketing Resources Field Notes on Traditional Marketing Resources How to Successfully Set SMART Goals Interview: Relationship Marketing Strategies for Insurance Agents Setting Up Your Insurance Business Structure ft. Frank Lavery & Justin Abodalo ShopRitterIM The Ultimate Agent Resource List Pt. 1: Market Yourself The Ultimate Agent Resource List Pt. 2: Keeping in Touch with Clients The Ultimate Agent Resource List Pt. 3: Staying Organized Register with Ritter Insurance Marketing REWIND: 8 Relationship Marketing Strategies for Insurance Agents Ritter & ReminderMedia Partnership Offers Agents New Marketing Solutions References: “Direct Mail Marketing Campaigns.” Lead Concepts, Lead Concepts, 1 May 2024, www.leadconcepts.com/direct-mail/. “Free Design Tool: Presentations, Video, Social Media | CANVA.” Canva, Canva, www.canva.com/. Accessed 7 July 2025 “Have You Thought about Postcards?” Custom Online Business Printing & Design | MOO US, MOO, www.moo.com/us/. Accessed 7 July 2025. “Lunacy – Free Design Software for WIN, Mac, Linux.” Lunacy – Free Design Software for Win, Mac, Linux, Lunacy, www.icons8.com/lunacy. Accessed 7 July 2025. “Medicare Marketing Guidelines.” CMS.Gov, www.cms.gov/medicare/health-drug-plans/managed-care-marketing/medicare-guidelines. Accessed 7 July 2025. “Microsoft Designer - Stunning Designs in a Flash.” Microsoft Designer - Stunning Designs in a Flash, Microsoft, www.designer.microsoft.com/. Accessed 7 July 2025. “ReminderMedia Postcard Campaigs.” ReminderMedia.Com, ReminderMedia, 14 Aug. 2024, remindermedia.com/postcard/. Plummer, Michael. “Council Post: Three Reasons Mailers Aren’t Dead in 2022.” Forbes, Forbes Magazine, 15 July 2022, www.forbes.com/sites/forbestechcouncil/2022/07/14/three-reasons-mailers-arent-dead-in-2022/. “Printing & Marketing Services.” Staples.Com, Staples, www.staples.com/services/printing/. Accessed 7 July 2025. “Print & Copy Services: Office Depot.” Officedepot.com, Office Depot, www.officedepot.com/l/print-and-copy/print-services. Accessed 7 July 2025. “VistaPrint.” VistaPrint Official Website: Online Printing Services, VistaPrint, www.vistaprint.com/. Accessed 7 July 2025. Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/ Not affiliated with or endorsed by Medicare or any government agency. Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
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    10 分
  • Field Notes on Commission Trackers

    Field Notes on Commission Trackers
    2025/07/12
    Ready for a better commission tracking solution? Don’t miss our episode featuring suggestions on tracking your hard-earned commissions. Register for your FREE RitterIM.com Account Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources: AHIP Test Tips and Tricks for Medicare Certification Building the Foundation for Success ft. Roy Snarr Four Reasons Why Ritter Should Be Your FMO Insurance Agency How to Avoid Using Elderspeak Operating From a People-First Mentality ft. Scott Zimmerman The Best Appointment Schedulers for Insurance Agents The Difference Between Medicare & Medicaid: What That Means for Insurance Agents The Ultimate Agent Resource List Pt. 3: Staying Organized What Are Agents Responsible for Under HIPAA? References: “Agencybloc Commissions Management.” Agencybloc.Com, AgencyBloc, www.agencybloc.com/commissions-management/. Accessed 10 June 2025. “AgencyComp Commissions Tracker.” Agencycomp.Com, AgencyComp, agencycomp.com/. Accessed 10 June 2025. “Commissionly Sales Commission Software.” Commissionly.Io, Commissionly, www.commissionly.io/. Accessed 10 June 2025. “Excel Help & Learning.” Support.Microsoft.Com, Microsoft Support, support.microsoft.com/en-us/excel. Accessed 23 June 2025. “Excel Quick and Simple Charts Tutorial.” YouTube.Com, YouTube, www.youtube.com/watch?v=TfkNkrKMF5c. Accessed 23 June 2025. “How to Create a Chart in Microsoft Excel: Step-by-Step Guide.” wikiHow.Com, wikiHow, 31 Dec. 2024, www.wikihow.com/Create-a-Graph-in-Excel. “How to Create Excel Charts and Graphs.” Blog.Hubspot.Com, HubSpot Blog, blog.hubspot.com/marketing/how-to-build-excel-graph. Accessed 23 June 2025. “Medicare Marketing Guidelines.” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/medicare/health-drug-plans/managed-care-marketing/medicare-guidelines. Accessed 23 June 2025. “Medicare PRO CRM.” Medicareproapp.Com, Medicare PRO, www.medicareproapp.com/. Accessed 10 June 2025. “Radius Agency Management System.” Radiusbob.Com, Radius, www.radiusbob.com/. Accessed 10 June 2025. Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/ Not affiliated with or endorsed by Medicare or any government agency.
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    15 分
  • 5 Things From the 2025 Budget Reconciliation Bill

    5 Things From the 2025 Budget Reconciliation Bill
    2025/07/11
    In this week’s Friday Five, Sarah gives her first impressions on what agents need to know about the 2025 Budget Reconciliation Bill. Learn more about what’s changed for Medicare, Medicaid, ACA, and more! Get Connected: 🤝Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast! 💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources: 2025 ACA Marketplace Integrity & Affordability Final Rule Takeaways 2026 Medicare Advantage and Part D Certification Info Key Takeaways From the 2025 Marketplace Integrity and Affordability CMS Final Rule Summer 2025 Survival Guide References: Konish, Lorie. “‘Big Beautiful Bill’ May Help Some Seniors on Social Security. But It Doesn’t Eliminate Taxes on Benefits.” CNBC.Com, CNBC, 8 July 2025, www.cnbc.com/2025/07/07/why-big-beautiful-bill-doesnt-end-taxes-on-social-security-benefits.html. “Health Provisions in the 2025 Federal Budget Reconciliation Bill.” KFF.Org, KFF, 5 July 2025, www.kff.org/tracking-the-medicaid-provisions-in-the-2025-budget-bill/. Published: Nov 21, 2024. “How Much More Would People Pay in Premiums If the ACA’s Enhanced Subsidies Expired?” KFF, KFF.org, 15 Apr. 2025, www.kff.org/interactive/how-much-more-would-people-pay-in-premiums-if-the-acas-enhanced-subsidies-expired/. Ortaliza, Jared, et al. “How Will the One Big Beautiful Bill Act Affect the ACA, Medicaid, and the Uninsured Rate?” KFF.Org, KFF, 18 June 2025, www.kff.org/policy-watch/how-will-the-2025-budget-reconciliation-affect-the-aca-medicaid-and-the-uninsured-rate/. “One Big Beautiful Bill Act.” Congress.Gov, Congress, www.congress.gov/bill/119th-congress/house-bill/1/text. Accessed 9 July 2025. “‘One Big Beautiful Bill Act’ Tax Policies: Details and Analysis.” Taxfoundation.Org, Tax Foundation, 7 July 2025, taxfoundation.org/research/all/federal/big-beautiful-bill-senate-gop-tax-plan/. Muoio, Dave. “Trump Signs Big Tax and Spending Bill into Law as Industry Groups Decry Healthcare Cuts.” Fiercehealthcare.Com, Fierce Healthcare, 6 July 2025, www.fiercehealthcare.com/providers/house-votes-218-214-send-reconciliation-bill-trumps-desk. Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/ Not affiliated with or endorsed by Medicare or any government agency.
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    18 分