Join host Laura Johnson of Hummingbird Wealth Management as she teams up with guest speaker William Warren from ETC Maryland for an exciting and eye-opening discussion!

They're diving into the often intimidating world of cybersecurity, scams, and how to stay ahead of the bad guys. Laura shares some heartfelt stories about her own family, especially her elderly loved ones, and how easily bright, shiny things can lure us into trouble.

However, don't worry—she also reveals simple and effective ways to protect yourself. Sure, technology like two-factor authentication and strong passwords helps, but scammers are becoming increasingly sophisticated every day. Remember, the biggest shield is staying alert and not getting emotional when someone tries to sell you something or manipulate you.

William adds some jaw-dropping stories about scammers targeting social media, obituaries, and more—real stories about real people caught off guard. The key takeaway? Be cautious before clicking links or responding to messages. Pausing before acting can save you lots of trouble, and trusting your gut is always a good move. For families, especially elders, staying connected and monitoring activity can be lifesavers. Consider using apps to keep an eye on devices, simplifying technology, and putting legal safeguards in place. Stay vigilant, stay safe, and keep those cyber scammers at bay—because knowledge is power, and together we can outsmart the bad guys!

Join host Laura Johnson, the owner of Hummingbird Wealth Management, as she shares tips on safeguarding your hard-earned wealth! She defines wealth as what you have now and what you're dreaming of for the future. Remember, just one unexpected event—like a health scare, scam, or market rollercoaster—can shake everything up.

But don’t worry! Laura urges you to build a solid emergency fund of 3-6 months, and to craft an insurance strategy that's as dynamic as your life—covering everything from life and disability to long-term care and liability.

She highlights the power of legal docs like wills, powers of attorney, and healthcare directives, ensuring your wishes are crystal clear.

Plus, your digital footprint is a treasure trove—so secure your accounts with two-factor authentication, strong passwords, and check your credit yearly.

Planning for taxes isn’t just for April—spread it out and stay ahead!

And here’s the best part: communication is your secret weapon! Share your plans and wishes with family; it’s like passing on a life-saving treasure map.

Remember, a little laughter and a lot of planning can turn worries into wins—so go ahead, protect, prepare, and thrive!

Get ready to join Laura Johnson from Hummingbird Wealth Management as she takes us on an exhilarating journey through the vibrant month of June—a time teeming with weddings, graduations, and family vacations!

Are you excited to celebrate love? Laura is thrilled to share her expert insights on navigating the wedding scene! Whether you're a plus-one searching for that perfect gift or a couple planning the day of your dreams, she reminds us that thoughtful gifts can be both meaningful and budget-friendly. After all, a wedding may last a day, but a marriage is a beautiful journey for a lifetime. Laura strongly advocates for open conversations about finances and future aspirations before saying “I do.” You want your love story to thrive without the worry of financial burdens!

And let's not forget about graduation season—a wonderful opportunity to show your love and support! Laura inspires us to think creatively when it comes to gifts, whether you're honoring a preschool milestone or celebrating a college graduate. Unique gifts often carry the most heartfelt sentiments! For all the graduates, she encourages you to empower yourselves with knowledge—consider adopting the 50/30/20 budgeting rule and setting up an emergency fund. It's time to celebrate your accomplishments and embrace the bright future that awaits you!

Finally, Laura takes us on a nostalgic stroll down memory lane, reminiscing about the magical family vacations of her childhood. She cherishes those unforgettable moments and shares how her mom instilled essential budgeting skills before each adventure. With a sprinkle of creativity and determination, she learned how to earn extra funds for those exciting trips. Let Laura’s inspiring stories motivate you to create amazing memories with your loved ones this summer! Embrace the joy, plan wisely, and get ready for all the fun adventures ahead!