The most successful construction business owners know a secret that others learn the hard way: understanding cash flow is the difference between thriving and barely surviving. In this powerful conversation with Scott Peper, CEO of Mobilization Funding, we unpack why so many blue-collar businesses show healthy profits on paper but struggle with empty bank accounts in reality.

Scott brings thirteen years of experience financing specialty contractors and analyzing thousands of construction cash flows to explain why the construction industry faces uniquely challenging cash flow cycles. He walks us through the perfect storm that occurs when expenses accelerate while payments drag, and delivers a masterclass on the critical difference between margin and markup that every contractor must understand.

You'll discover why adding a 10% overhead allowance and 10% profit can actually leave you with negative cash flow during project execution once retainage is factored in. We also explore why commercial construction projects create such intense cash flow pressure and how to prepare your business before taking that next big job.

The heart of our discussion focuses on practical solutions: finding industry-specific financial professionals, implementing proper reporting systems, building redundancy in your crews, and most importantly, giving yourself grace during the growth process. Scott shares the profound advice to "treat your business like a baby," prioritizing its needs and protecting its growth without expecting immediate returns.

Whether you're just starting out or working to scale your blue-collar business, this episode provides the framework and information you need to make better financial decisions. Stop guessing about your numbers and start building the foundation that will support your business for years to come.

Ready to gain control of your cash flow and transform your business? Hit subscribe, share this episode with a fellow contractor who needs this wisdom, and implement these strategies to build a financially sound future.

Support the show

Follow and stay connected:

Website: bluecollarbusinesspodcast.com
YouTube: youtube.com/@BlueCollarBusinessPodcast
Instagram: @bluecollarbusinesspodcast
TikTok: @bluecollarbusinesspod
Facebook: Blue Collar Business Podcast
LinkedIn: Blue Collar Business Podcast

Never miss an update—follow, subscribe, and join the conversation!

This week on the Blue Collar Business Podcast, I’m bringing you something a little different—a live Q&A session straight from TikTok and YouTube. I took your real, raw questions and gave honest answers based on what I’ve lived and learned in the trenches. We hit on everything from scaling family-run excavation businesses to figuring out margins, systems, and when it’s time to get out of the machine and into the office.

If you’re maxed out on labor but still hungry to grow, I break down how to lean on inside accounting, use your P&Ls to make smart calls, and build training systems that let you step back without losing control. We also get into bidding commercial jobs, navigating that jump from residential, and using tools like PlanSwift to help you compete and win in this space.

I opened up about some of the tough stuff too—like communicating with your spouse when the business grind starts to weigh on your home life. It's not easy, but if you’re building something that matters, those conversations matter just as much as any estimate or invoice.

This episode is packed with the kind of blue-collar business advice I wish I had years ago. It’s gritty, it’s real, and it’s all about helping you find clarity in the chaos. If you missed the live, here’s your shot to catch up—and if you’ve got questions of your own, send ‘em in at bluecollarbusinesspodcast.com.

Support the show

Follow and stay connected:

Website: bluecollarbusinesspodcast.com
YouTube: youtube.com/@BlueCollarBusinessPodcast
Instagram: @bluecollarbusinesspodcast
TikTok: @bluecollarbusinesspod
Facebook: Blue Collar Business Podcast
LinkedIn: Blue Collar Business Podcast

Never miss an update—follow, subscribe, and join the conversation!

Ever finished a job perfectly, only to wait weeks or months to actually get paid for it? For blue collar businesses, cash flow isn't just an accounting concept—it's the lifeblood that keeps crews working, equipment running, and families fed.

In this revealing conversation, tech entrepreneur Joe Kaye shares how his journey from corporate boardrooms to blue collar solutions began when he nearly purchased a trades business himself. During due diligence, he discovered a universal pain point across the $657 billion trades industry: inefficient invoicing processes creating cash flow nightmares. This revelation sparked the creation of Procured, a veteran-built mobile invoicing platform specifically designed for smaller trades businesses.

What makes this discussion particularly valuable is Joe's recognition that existing software solutions have failed the trades. "The smaller businesses have been forgotten," he explains, as most platforms are prohibitively expensive and needlessly complex. Procured takes a different approach—simple mobile workflows that let field teams create professional invoices on-site, integrated with QuickBooks, without exposing sensitive financial information.

The episode also explores the demographic shifts transforming the trades, with retiring baby boomers creating both challenges and opportunities. We're witnessing private equity firms actively purchasing plumbing, HVAC, and other trades businesses, consolidating them into larger entities—a trend that underscores the long-term value and stability of these essential services. As Joe notes, "Robots aren't coming to replace plumbers or fix septic tanks anytime soon."

Whether you're an established contractor struggling with administrative bottlenecks or a growing trades business looking to scale operations efficiently, this conversation offers practical insights on using technology appropriately to solve real-world problems. As Joe reminds us, success ultimately comes down to personal initiative: "Make it a great day or don't. The choice is yours."

Ready to transform how your business handles payments? Reach out to Joseph at joseph@procured.us to learn how Procured can help your business invoice faster and get paid sooner.

Support the show

Follow and stay connected:

Website: bluecollarbusinesspodcast.com
YouTube: youtube.com/@BlueCollarBusinessPodcast
Instagram: @bluecollarbusinesspodcast
TikTok: @bluecollarbusinesspod
Facebook: Blue Collar Business Podcast
LinkedIn: Blue Collar Business Podcast

Never miss an update—follow, subscribe, and join the conversation!