How our language is blaming fraud victims

Release Date: 25 Nov 2024

Host(s):

• Adam Carter
• Louise Baxter MBE (LouBax)

Guest(s):

• Dr. Elisabeth Carter – Associate Professor at Kingston University specializing in criminology and forensic linguistics.

Episode Summary:

In this episode of the Consumer Friend Podcast, Adam and Louise are joined by Dr. Elisabeth Carter, a leading expert in forensic linguistics and criminology. Dr. Carter provides fascinating insights into how language is used by criminals to manipulate and coerce their victims, from postal fraud to romance scams and APP fraud (Authorised Push Payment fraud).

Elisabeth explains the psychological tactics used to groom victims into compliance, comparing these methods to coercive control in domestic abuse. Drawing from her research and collaboration with law enforcement, she discusses how tailored communication and reframing language—such as using "stolen" instead of "lost"—can empower victims and challenge the stigma of fraud.

Listeners will walk away with a greater understanding of the power of words in both committing fraud and supporting victims, as well as how to spot and resist these manipulative tactics.

Key Takeaways:

1. Fraud as Coercion: Fraud mirrors coercive control, focusing on manipulating victims through language and psychological grooming.
2. The Power of Words: Criminals use carefully chosen phrases to instill trust, urgency, or fear, grooming victims into harmful actions.
3. Victim Support: Using empathetic language—such as framing funds as "stolen"—can empower victims and reduce feelings of shame or blame.
4. Neurodiverse Vulnerabilities: Criminals exploit how neurodiverse individuals may interpret language literally, underscoring the need for protective measures.
5. Collaboration with Law Enforcement: Elisabeth’s work helps police and other responders improve their communication with victims, ensuring more effective support.
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Resources & Links:

• Consumer Friend Website – For tips and resources on consumer protection.
• Thames Valley Police Romance Fraud Booklet – Co-authored by Dr. Elisabeth Carter.
• Action Fraud – UK’s national fraud reporting center.
• Victim Support UK – Support for victims of crime, including fraud.

This episode is a must-listen for anyone interested in understanding the psychological impact of fraud and the importance of language in supporting victims and combating criminal tactics.

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Protecting Consumers from Rogue Builders

Host(s):

• Adam Carter
• Louise Baxter MBE (LouBax)

Guests:

• Sara Griffiths – Consumer advocate and victim of rogue building practices
• Sam Davison – Police officer, advocate for change, and victim of rogue building practices

Episode Summary:

In this episode of the Consumer Friend Podcast, Adam and Louise are joined by Sara Griffiths and Sam Davison, two advocates who share their personal experiences with rogue builders, highlighting the significant emotional and financial damage these criminals can cause. Sara and Sam discuss the importance of implementing stricter regulations and licensing in the building industry to prevent others from suffering similar ordeals. Together, they have launched a national campaign pushing for industry reform, emphasising the need for competency standards and accountability in domestic building.

Through heartfelt discussions, they reveal the personal toll of encountering unsafe construction, legal battles, and financial devastation, and how it has shaped their commitment to protecting others. The episode also covers practical advice for consumers on finding trustworthy builders and offers insights into the current campaign's journey through government processes.

Key Takeaways:

1. Significant Financial and Emotional Impact: Rogue builders cost UK homeowners around £1.5 billion each year, leaving projects incomplete or dangerously executed.
2. The Need for Industry Reform: Sara and Sam advocate for licensing builders, aiming to introduce accountability and competency standards similar to those in other professions.
3. Challenges in the Legal System: Victims often struggle to seek justice due to limited resources in trading standards and the high costs of legal action.
4. Support for Campaign for Licensing: Their campaign for stricter regulations has gained 10,999 signatures and is now attracting support from MPs and organizations like the Federation of Master Builders.
5. Advice for Consumers: Research extensively, meet with past clients, verify company history, and use reliable recommendation sources to avoid rogue traders.

Resources & Links:

• Consumer Friend Website – For more information on consumer rights and resources.
• Federation of Master Builders – Support and advocacy for reputable builders and safe practices.
• Citizens Advice – Support for those seeking help with rogue traders.

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• Website: Consumer Friend
• Twitter: @ConsumerFriendUK
• Instagram: @ConsumerFriendUK

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Modern Communication with Nick Looby

Host(s):

• Adam Carter
• Louise Baxter MBE (LouBax)

Guest(s):

• Nick Looby – Modern communication specialist, keynote speaker, TEDx presenter, and author of Modern Zombies.

Episode Summary:

In this episode, Adam and Louise are joined by Nick Looby, an expert in human-centric communication. With over a decade of experience, Nick specialises in helping individuals and organisations navigate the rapidly changing communication landscape, balancing technology with meaningful human interactions.

The conversation touches on how technology has enhanced our lives but often at the cost of genuine human connection. Nick shares insights on the impact of over-reliance on technology, social media, and digital communication tools, and how it’s crucial to balance efficiency with empathy. The trio discusses practical ways to engage in more human-centered communication, the importance of face-to-face interaction, and how we can reclaim our natural communication skills in both personal and professional settings.

Key Takeaways:

1. The Overreliance on Technology: While technology makes communication more convenient, it often strips away the empathy and rapport we naturally build through face-to-face interactions.
2. Human-Centric Communication: It’s essential to bring back the human element in conversations—whether at work, at home, or socially—to improve relationships and communication effectiveness.
3. The Role of Empathy: Technology should enhance human interactions, not replace them. Empathy is crucial in building strong, meaningful relationships.
4. Face-to-Face Interactions: Genuine conversations in person or over the phone still hold immense value compared to scripted or digital communication like emails or texts.
5. Modern Zombies: Nick's book Modern Zombies challenges readers to rethink how technology is changing communication and what it means for human relationships.

Resources & Links:

• Nick Looby’s Website – Nick’s platform for communication training and speaking engagements.
• Modern Zombies Book – Nick’s book exploring the effects of technology on human communication.
• Consumer Friend Website – Visit for more information and resources on consumer rights.

Follow Us:

• Website: Consumer Friend
• Twitter: @ConsumerFriendUK
• Instagram: @ConsumerFriendUK

Send us a text

Please like, subscribe and rate to help increase the reach in the UK. You can also follow us on socials:

• Facebook
• Website: Consumer Friend
• Twitter: @ConsumerFriendUK
• Instagram: @ConsumerFriendOfficial
• TikTok