Thinking about expanding your clinic but unsure how to finance it? In this episode, Doc Danny breaks down the two most common and effective ways to fund growth: lines of credit and SBA expansion loans.

• Preserve Your Cash – Cash is your business's lifeline. Instead of bootstrapping expansion, borrow smart and keep cash reserves for flexibility and survival.
• Line of Credit: Fast & Flexible – Ideal for small, variable-cost expansions or extra cash buffers. Flexible repayment, quick access, and higher interest tied to the prime rate.
• SBA Expansion Loan: Bigger Growth Projects – Best for major build-outs or clinic acquisitions. Offers lump-sum funding (up to $500K), set monthly payments, and 10-year terms.
• Strategic Use Is Key – Don’t borrow unless you’re clear on ROI, hiring plans, and expansion metrics. Structure beats guessing—every time.
• You Can Use Both – Many smart owners keep a line of credit for cash flow and use an SBA loan for major projects. The key is knowing what to use and when.

• ✅ Learn when to use a Line of Credit vs. an SBA Expansion Loan
• ✅ Avoid costly mistakes during your first major growth phase
• ✅ Discover how to use borrowed money to build lasting assets

Need help figuring out your financing strategy?

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Expansion doesn’t have to be risky—if you understand the tools at your disposal. Listen in and get equipped to grow with confidence.