Estate planning isn’t just about writing a will—it’s about securing your financial future, protecting your loved ones, and making informed decisions that minimise tax liabilities.

In this episode, Marc Westlake sits down with Andrea McNamara, Director of Private Client Law at EY Law Ireland, to explore the crucial role estate planning plays for individuals and business owners alike. As a chartered tax advisor, trust and estate practitioner, and qualified barrister, Andrea brings a wealth of expertise to the conversation.

Together, Marc and Andrea discuss common estate planning pitfalls in Ireland, the importance of working with specialists, and how Everlake collaborates with professionals like Andrea to provide a seamless, strategic approach to wealth management. They also highlight key considerations around wills, trusts, enduring powers of attorney, and intergenerational wealth planning.

1. Why estate planning matters – The key benefits of structuring your wealth for future generations.
2. Common mistakes people make – From delaying a will to overlooking tax implications.
3. Enduring Powers of Attorney – Why recent legal changes have made this more complex but even more essential.
4. How Everlake & EY Law collaborate – A joined-up approach to wealth and estate planning.
5. The best estate planning advice? – Spend your money wisely and enjoy it while you can!

EY Law is independent of Everlake and the views and opinions expressed by EY Law are not necessarily the views and opinions of Everlake.

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Thanks so much for listening to this episode of the Everlake podcast!

If you'd like to work with us, head to https://www.everlake.ie/ and follow the instructions to book a consultation.

If you enjoy this podcast, please share it with a friend or colleague and leave us a rating & review on your podcast app.

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This podcast is intended for information and educational purposes only and does not represent a specific recommendation or advice for an individual to follow. Speak to your financial adviser, in the context of your own personal circumstances, prior to making any financial or investment decisions.

Understanding risk in your finances is hard enough, but to know if you're making the right move while taking a risk is difficult without the right advice.

In this episode of the Everlake podcast, hosts John McNicholas and Marc Westlake discuss the complexities of understanding and managing risk in financial planning. They cover various types of risks investors face, including the risk of losing capital permanently, longevity risk, and the risk of inflation. They also highlight the importance of differentiating between perceived risks such as market volatility and more significant risks like outliving one's resources.

Practical advice is given on assessing personal risk, considering timelines, and the potential benefits of a hybrid approach to retirement planning, such as combining investments with guaranteed income products.

Main Topics:

• Definition and Understanding of Risk in Financial Planning
• Historical Perspective on Risk
• Personalized Risk Assessment
• Retirement Planning and Risk
• Annuities and Risk Management Strategies

Thanks so much for listening to this episode of the Everlake podcast!

If you'd like to work with us, head to https://www.everlake.ie/ and follow the instructions to book a consultation.

If you enjoy this podcast, please share it with a friend or colleague and leave us a rating & review on your podcast app.

LinkedIn || YouTube || X (Twitter)

This podcast is intended for information and educational purposes only and does not represent a specific recommendation or advice for an individual to follow. Speak to your financial adviser, in the context of your own personal circumstances, prior to making any financial or investment decisions.

There's a reason why investment portfolios are sometimes delegated to the experts: you need someone with experience of both Asset Allocation and fund selection decisions.

In this episode, John McNicholas is joined by Phil Wellington, a Chartered Financial Analyst, Director and Investment Analyst at PortfolioMetrix. Phil has maybe an unconventional journey to his current role in investment management.

Partnering with Portfoliometrix allows Everlake to define and customise portfolio construction and implementation in a consistent and repeatable manner specific to the particular needs, such as optimised for Irish tax, or values, such as sustainable investing, of a particular client.

Main Topics:

• Introduction and Background of Phil Wellington
• Day-to-Day Responsibilities of a Portfolio Manager
• Concept of Asset Allocation
• Diversification in Investment Portfolios
• Investment Strategies and Risk Management

To find out more about PortfolioMetrix and Phil Wellington, head to https://www.portfoliometrix.com/.

PortfolioMetrix is independent of Everlake and the views and opinions expressed by PortfolioMetrix are not necessarily the views and opinions of Everlake.

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Thanks so much for listening to this episode of the Everlake podcast!

If you'd like to work with us, head to https://www.everlake.ie/ and follow the instructions to book a consultation.

If you enjoy this podcast, please share it with a friend or colleague and leave us a rating & review on your podcast app.

LinkedIn || YouTube || X (Twitter)

This podcast is intended for information and educational purposes only and does not represent a specific recommendation or advice for an individual to follow. Speak to your financial adviser, in the context of your own personal circumstances, prior to making any financial or investment decisions.