Who really pulls the levers behind U.S. interest rates? It's not just Jerome Powell—and it's not nearly as political as you might think.

In this episode, Hannah Chapman, CFP®, APMA®, CRPC®, and Brad Haines, CFA®, FRM, and CIO of Juncture Wealth Strategies, go behind the headlines and into the structure, process, and influence of the Federal Reserve.

Together, they decode current market headlines and economic shifts so you can become a more empowered investor. Learn how monetary policy actually works, why interest rate decisions take so long, and what it all means for your investments!

Key Themes:

• How the Federal Reserve system is structured

• Why Jerome Powell doesn't act alone

• The mechanics of interest rate policy decisions

• Tariffs, inflation data, and the July FOMC meeting

• The importance of political neutrality in economic policy

Connect with Brad here:

Website: https://www.juncturewealth.com

Email: bhaines@juncturewealth.com

Connect with Hannah here:

X² Wealth Planning Website: https://x2wealthplanning.com/

Expansive CEO: https://expansiveceo.com/

Hannah's Website: https://hannahrchapman.com/

Instagram: https://www.instagram.com/hannah.chapman.cfp

Facebook: https://www.facebook.com/hannahchapmanfinancialadvisor/

LinkedIn: https://www.linkedin.com/in/hannahrchapman/

What if leadership isn't about being the loudest in the room—but about being the most grounded in love, clarity, and purpose? What if true influence doesn't come from shouting over others or asserting dominance, but from the quiet strength of self-awareness, the steadiness of inner alignment, and the courage to embody the values you wish to see reflected in the world?

In this episode, master life coach and integrative health coach Amber Mikesell joins host Hannah Chapman,CFP®, APMA®, CRPC® to explore how true leadership is born from within. They dive into Amber's global movement Suivera, her bestselling book Silence Your Inner Critic, and what it really takes to create a legacy of heart-led change in a noisy, divided world.

Episode Highlights:

• The origin and mission behind Suivera and its 1000-year legacy business plan

• Why 80% of our thoughts are negative—and how to shift that narrative

• Leading through being vs. leading through shouting

• How internal competition, not external, fuels personal growth

• Creating workplace culture rooted in authenticity, freedom, and aligned genius

• Real-life practices for silencing the inner critic and amplifying the inner champion

• Why being the ripple you want to see is more powerful than controlling the waves

• How leaders can support a team of unique individuals without losing structure
  
  

Connect with Amber here:

Email: amber@suivera.org

Website: https://www.suivera.org

Website: https://www.silenceyourinnercritic.com

YouTube: https://www.youtube.com/@TheHeartLeaderPodcast

Connect with Hannah here:

X² Wealth Planning Website: https://x2wealthplanning.com/

Expansive CEO: https://expansiveceo.com/

Hannah's Website: https://hannahrchapman.com/

Instagram: https://www.instagram.com/hannah.chapman.cfp

Facebook: https://www.facebook.com/hannahchapmanfinancialadvisor/

LinkedIn: https://www.linkedin.com/in/hannahrchapman/

Is the average American household finally catching up—or falling further behind?

With new tariffs on the horizon, inflation data shifting, and the real cost of daily life rising, Hannah Chapman, CFP®, APMA®, CRPC®, and Brad Haines, CFA®, FRM, and CIO of Juncture Wealth Strategies, break down the economic forces shaping your financial future.

This episode covers what's happening behind the scenes with wages, purchasing power, and investment strategy in a volatile summer market.

Key Themes & Takeaways:

• Why summer market trading is more volatile and thinly traded
  

• The three types of tariffs impacting consumer prices and operating margins
  

• What "truflation" data shows about real-time inflation (currently at 1.9%)
  

• How tariffs on copper, aluminum, and imported goods could affect household budgets
  

• Real household income trends from 1984 to today—are we catching up yet?
  

• Wage growth vs. inflation since 2021 and why purchasing power still lags
  

• The role of consistent investing in breaking the boom-bust income cycle
  

• Mindset shifts for building long-term financial resilience
  

• Why “unsexy” dividend stocks may be one of the smartest plays right now
  

• Time in the market vs. timing the market: a core financial planning truth
  

Connect with Brad here:

Website: https://www.juncturewealth.com

Email: bhaines@juncturewealth.com

Connect with Hannah here:

X² Wealth Planning Website: https://x2wealthplanning.com/

Expansive CEO: https://expansiveceo.com/

Hannah's Website: https://hannahrchapman.com/

Instagram: https://www.instagram.com/hannah.chapman.cfp

Facebook: https://www.facebook.com/hannahchapmanfinancialadvisor/

LinkedIn: https://www.linkedin.com/in/hannahrchapman/

What's the real cost of America's rising debt—and how will it impact your taxes?

In this solo Investment Friday episode, Hannah Chapman, CFP®, APMA®, CRPC®, unpacks the 2025 U.S. budget bill and the growing national deficit in a way that directly connects to your wallet and your future.

With federal debt projections soaring and interest rates still in flux, Hannah explains why proactive tax strategy—especially using Roth IRAs and Roth 401(k)s—may be the smartest path to long-term financial independence.

Learn more:

• Impact of the 2025 budget bill on U.S. national debt and deficit

• Why higher future taxes are likely—and what that means for your investments

• Strategic differences between Roth and traditional retirement accounts

• How required minimum distributions (RMDs) can affect your financial plan

• Case studies and real-world examples of missed Roth opportunities

Connect with Hannah:

X² Wealth Planning Website: https://x2wealthplanning.com/

Expansive CEO: https://expansiveceo.com/

Hannah's Website: https://hannahrchapman.com/

Instagram: https://www.instagram.com/hannah.chapman.cfp

Facebook: https://www.facebook.com/hannahchapmanfinancialadvisor/

LinkedIn: https://www.linkedin.com/in/hannahrchapman/

What if one unexpected expense—or one slow-paying client—could jeopardize your entire business? For too many entrepreneurs, that's the reality.

In this episode of the Expansive CEO Podcast, we're diving deep into the real reasons small businesses fail—not because the owner lacked vision or passion, but because of cash flow challenges and missing knowledge around business credit.

In this episode, Hannah Chapman, CFP®, APMA®, CRPC® talks to Geoff Suval, President and Managing Director at Xceleran Business Funding Solutions, about a step-by-step breakdown of how to become truly bankable.

From separating your personal and business credit to building a powerful foundation for long-term funding access, Geoff brings clarity, compassion, and real solutions to a topic too often overlooked.

Key Themes Explored:

• Why 82% of small businesses cite cash flow problems as the main reason for failure
  

• The four essential “legs” of a bankable business
  

• The major risks of personally guaranteeing business debt
  

• How to build business credit that's truly separate from your personal credit
  

• The long-term value of bankability for succession and successful business exits
  

Connect with Jeff:

LinkedIn: https://www.linkedin.com/in/geoffsuval/

Facebook: https://www.facebook.com/geoff.suval.1/

Connect with Hannah:

X² Wealth Planning Website: https://x2wealthplanning.com/

Expansive CEO: https://expansiveceo.com/

Hannah's Website: https://hannahrchapman.com/

Instagram: https://www.instagram.com/hannah.chapman.cfp

Facebook: https://www.facebook.com/hannahchapmanfinancialadvisor/

LinkedIn: https://www.linkedin.com/in/hannahrchapman/

GDP is contracting, student loan defaults are rising, and shelter inflation is cooling… yet the stock market is hitting all-time highs. What's really driving this seemingly contradictory moment in the markets?

In this episode, Hannah Chapman, CFP®, APMA®, CRPC® and Brad Haines, Chief Investment Officer of Juncture Wealth Strategies, explore why “bad news is good news” for investors right now, and what that means for interest rates, small caps, housing prices, and your portfolio.

They also explore rising housing inventory, what's changing in the real estate market, the recent U.S. airstrikes in Iran, and growing concerns about Social Security. It's a fast-moving landscape, and this conversation helps you make sense of it all.

• Why is the stock market rising despite negative GDP growth and worsening economic data?
• What impact does falling shelter inflation have on overall inflation and Fed policy?
• How are interest rate expectations influencing small-cap and mid-cap stock performance?
• What's really happening in the housing market with rising inventory and stagnant prices?
• Is Social Security really running out—and what might the government do about it?

Connect with Brad here:

Website: https://www.juncturewealth.com

Email: bhaines@juncturewealth.com

Connect with Hannah here:

X² Wealth Planning Website: https://x2wealthplanning.com/

Expansive CEO: https://expansiveceo.com/

Hannah's Website: https://hannahrchapman.com/

Instagram: https://www.instagram.com/hannah.chapman.cfp

Facebook: https://www.facebook.com/hannahchapmanfinancialadvisor/

LinkedIn: https://www.linkedin.com/in/hannahrchapman/

What if radical transparency, relentless action, and emotional awareness were the missing ingredients in your business growth?

In this conversation, Hannah Chapman, CFP®, APMA®, CRPC®, sits down with Scott Groves—sales trainer, leadership coach, and creator of the “On the Edge” podcast—to unpack what it takes to succeed in business without losing your soul. This isn't just a conversation about sales; it's a masterclass in human resilience.

Scott shares the real story behind his success—not just the wins, but the breakdowns, breakthroughs, and bold choices that shaped his journey. If you've ever felt like the pressure to perform is pulling you out of alignment, Scott's insights will remind you that you don't have to sacrifice your emotional well-being to lead at a high level.

In this episode:

• How can therapy and coaching improve your performance as a business leader?

• What role does transparency play in building a trustworthy and effective team?

• How can entrepreneurs stay resilient when everything feels overwhelming?

• What's the connection between emotional awareness and strong leadership?

• Why do so many high achievers burn out—and how can we prevent it?

• How does Human Design complement personal development and business success?
  
  

Connect with Scott:

Website: https://www.scottgroves.com
Podcast: On the Edge with Scott Groves
Instagram: https://www.instagram.com/scottlgroves
YouTube: https://www.youtube.com/c/OnTheEdgePodcast

Connect with Hannah here:

X² Wealth Planning Website: https://x2wealthplanning.com/

Expansive CEO: https://expansiveceo.com/

Hannah's Website: https://hannahrchapman.com/

Instagram: https://www.instagram.com/hannah.chapman.cfp

Facebook: https://www.facebook.com/hannahchapmanfinancialadvisor/

LinkedIn: https://www.linkedin.com/in/hannahrchapman/

When uncertainty intensifies—at home and abroad—what should investors actually do?

From rising bond yields to tariffs that still haven't taken effect, and a fast-approaching storm in the Middle East, this episode offers a grounded, clear-eyed perspective for investors who want to stay informed without spiraling into panic.

After a two-week hiatus due to her cross-country move, host Hannah Chapman, CFP®, APMA®, CRPC® is back with Brad Haines, CIO of Juncture Wealth Strategies, for a far-reaching Investment Friday episode. They break down major developments in trade policy, global tensions, and market behavior—and what all of it means for your financial future.

• Why haven't Trump's proposed tariffs taken effect yet—and how is that impacting the economy?

• What does the recent spike in bond yields mean for investors and inflation expectations?

• How might ongoing tensions between Israel and Iran affect global markets and oil prices?

• Is the Federal Reserve likely to cut interest rates before the election—and what role is politics playing?

• Why is now a smart time for investors to rebalance their portfolios, especially in equities?

• What lessons can we draw from past geopolitical conflicts when it comes to investing through uncertainty?

Connect with Brad here:

Website: https://www.juncturewealth.com

Email: bhaines@juncturewealth.com

Connect with Hannah here:

X² Wealth Planning Website: https://x2wealthplanning.com/

Expansive CEO: https://expansiveceo.com/

Hannah's Website: https://hannahrchapman.com/

Instagram: https://www.instagram.com/hannah.chapman.cfp

Facebook: https://www.facebook.com/hannahchapmanfinancialadvisor/

LinkedIn: https://www.linkedin.com/in/hannahrchapman/