How To Protect Yourself From Predatory Lending with Law Professor Nathalie Martin
カートのアイテムが多すぎます
ご購入は五十タイトルがカートに入っている場合のみです。
カートに追加できませんでした。
しばらく経ってから再度お試しください。
ウィッシュリストに追加できませんでした。
しばらく経ってから再度お試しください。
ほしい物リストの削除に失敗しました。
しばらく経ってから再度お試しください。
ポッドキャストのフォローに失敗しました
ポッドキャストのフォロー解除に失敗しました
How To Protect Yourself From Predatory Lending with Law Professor Nathalie Martin
-
ナレーター：
-
著者：
このコンテンツについて
Sued for debt? Use Solo to resolve it:
https://www.solosuit.com/?utm=podcast
Nathalie reveals how these loans target vulnerable communities with interest rates that would be illegal in many states. While 400% interest on payday loans sounds extreme, she explains that in states like Texas, rates can legally reach an astounding 662% with no effective cap. She also breaks down the differences between various predatory loans and how title loans can cause people to lose their vehicles—often their last valuable asset.
In today's episode, you'll discover:
- Why 75% of lender revenue comes from borrowers who take 10+ loans per year
- How predatory loans are designed to be "easy to get into and hard to get out of"
- The state-by-state patchwork of interest rate caps (and where there are none)
- Why most borrowers use high-interest loans for basic expenses, not emergencies
- Practical strategies for escaping predatory loan cycles when you're already trapped
Whether you're struggling with payday loans, title loans, or considering a high-interest borrowing option, this episode provides critical information to protect your financial future. Solo can help you respond to debt collection lawsuits, and SoloSettle makes debt negotiation straightforward—giving you the tools to break free from predatory debt.
You can also enter Solo's Debt Payoff Giveaway for a chance to win $4,700 towards paying off your debt from now until June 4th: get.solosuit.com/giveaway
To submit a question to The Debt Hotline, you can:
- Call 801-613-8181 and leave a voicemail
- Fill out this form: https://forms.gle/28gd4XFsq6ybN4Qu8
- Send an email to support@solosuit.com