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Have you racked up credit card points but are stuck on how best to use them? Is worrying about whether your redemption rate is worth it stopping you from spending? Today we discuss three main ways to use your well earned points and miles, and why each method has its place to ultimately help you travel more and for cheaper.

What we cover in today's episode:

• What are all the options for using credit card points
• What are the pros and cons to redeeming credit cards points in the portal
• When would you use the portal vs cash back/purchase eraser
• What are the pros and cons to transferring credit card points to partners

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