• How to not run out of money in retirement

  • 2025/01/29
  • 再生時間: 15 分
  • ポッドキャスト

How to not run out of money in retirement

  • サマリー

  • In this episode of the Canadian Money Roadmap Podcast, Evan Neufeld discusses seven strategies to manage investment risk in your portfolio as you prepare for retirement. Topics include diversification, rules-based implementation, adding bonds, holding cash, annuities, deferring CPP, and using put options. These methods aim to help you retire with confidence while reducing the volatility and uncertainty of your investments. Remember to consult with a financial professional before making any changes to your portfolio.


    00:00 Introduction: Politics and Your Portfolio

    00:23 Seven Ways to Manage Investment Risk

    00:53 Diversification: Don't Put All Your Eggs in One Basket

    02:13 Rules-Based Portfolio Implementation

    05:26 The Role of Bonds in Your Portfolio

    06:09 Cash Wedge Strategy

    08:11 Exploring Annuities

    09:55 Deferring Your CPP for Better Returns

    11:06 Using Options for Portfolio Insurance

    12:17 Conclusion and Final Thoughts

    Get your Retirement Readiness Score 🇨🇦

    Build your Retirement Plan With Evan

    Financial Foundations Course - Save 25% with code PODCAST25

    Get your money organized - Full Financial Picture Spreadsheet




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あらすじ・解説

In this episode of the Canadian Money Roadmap Podcast, Evan Neufeld discusses seven strategies to manage investment risk in your portfolio as you prepare for retirement. Topics include diversification, rules-based implementation, adding bonds, holding cash, annuities, deferring CPP, and using put options. These methods aim to help you retire with confidence while reducing the volatility and uncertainty of your investments. Remember to consult with a financial professional before making any changes to your portfolio.


00:00 Introduction: Politics and Your Portfolio

00:23 Seven Ways to Manage Investment Risk

00:53 Diversification: Don't Put All Your Eggs in One Basket

02:13 Rules-Based Portfolio Implementation

05:26 The Role of Bonds in Your Portfolio

06:09 Cash Wedge Strategy

08:11 Exploring Annuities

09:55 Deferring Your CPP for Better Returns

11:06 Using Options for Portfolio Insurance

12:17 Conclusion and Final Thoughts

Get your Retirement Readiness Score 🇨🇦

Build your Retirement Plan With Evan

Financial Foundations Course - Save 25% with code PODCAST25

Get your money organized - Full Financial Picture Spreadsheet




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