🎙️ Episode 16: Buyer’s Agent vs. Listing Agent — Who Does What?!

Ever wondered what the real difference is between a buyer’s agent and a listing agent? Or why a seller pays the buyer’s agent’s commission? In this episode of Keep’n It Real-T, we’re breaking it ALL down for you!

Your favorite hosts, Martha & Natalia, unpack:

• The responsibilities of both buyer’s agents and listing agents

• How they work together to close the deal

• Why commissions are structured the way they are

• What’s changing in the market (yes, buyers—this one’s for you!)

• How “dual agency” or “double ending” works in Florida

• Real stories from deals gone right… and a few gone sideways

• A fun rapid-fire Q&A you don’t want to miss!

📚 Whether you’re buying, selling, or thinking about becoming a real estate agent, this episode gives you insight into how deals get done—and what to look for in an agent.

✅ Bonus: We also talk about Florida’s representation laws, so you understand your rights and what kind of relationship you really have with your agent.

📩 Questions? Want to work with us? Email us at keepnitrealt@gmail.com

📢 If this episode helped you, share it with a friend or client!

👉 Don’t forget to subscribe, comment, and leave a review so we can keep bringing the Real-T to you every week.

#RealEstatePodcast #KeepnItRealT #BuyersAgent #ListingAgent #DualAgency #TampaRealEstate #HomeBuyingTips #MarthaSmith #NataliaPierantoni #RealEstateEducation #AgentLife

🎙️ Episode 15: FHA Construction Loans – Buy it and Fix it!

Welcome back to Keep’n It Real-T! In this episode, your hosts Martha Smith and Natalia Pierantoni are joined once again by mortgage expert Heidi Lambordi from Pioneer Mortgage.

Last time, Heidi gave us the inside scoop on the Hometown Heroes program—this time, she’s back to break down the FHA Construction Loan, a powerful tool that lets buyers purchase a home AND finance renovations all under one FHA loan. 💰🔨

We cover:

• What the FHA Construction Loan is and how it works

• Who qualifies (and who doesn’t)

• What the application process looks like

• Common pitfalls to avoid

• What kinds of homes or repairs don’t qualify

• Plus a fun rapid-fire round of Take It or Leave It!

If you're a buyer looking at fixer-uppers or an agent wanting to guide your clients better, this episode is a must!

📩 Questions or want to work with us? Email us at keepnitrealt@gmail.com 📤 Know someone this could help? Share the episode!

🎧 Listen now, laugh with us, and learn something new—only on Keep’n It Real-T! 💙

#FHAConstructionLoan #MortgageTips #KeepnItRealT #FirstTimeBuyer #RealEstatePodcast #TampaRealEstate #HeidiLambordi #RenovationLoan #FixerUpperFinancing #RealEstateEducation

🎙️ Episode 13 – Hometown Heroes Program is BACK! | Keep’n It Real-T

Ready to buy a home with little to NO money down? 👀 You need to hear this!

In this episode of Keep’n It Real-T, hosts Martha Smith and Natalia Pierantoni are joined by special guest Heidi Lombardi, Branch Manager and Mortgage Loan Originator with Pioneer Mortgage, to break down the newly relaunched Hometown Heroes Program—expected to roll out July 1, 2025!

This game-changing loan program is designed to help first-time homebuyers achieve homeownership with up to $35,000 in down payment assistance.

In this episode, we cover:

• What the Hometown Heroes Program is and who qualifies

• Step-by-step breakdown of how to apply

• Common mistakes to avoid

• Who this program is not for

• Why this is a limited-time opportunity you don’t want to miss

Plus, we put Heidi in the Hot Seat for a fun rapid-fire Q&A you won’t want to miss! 🔥

💡 If you're a first-time homebuyer—or know someone who is—this episode is for YOU.

📩 Questions or want to connect? Email us at: keepnitrealt@gmail.com 📲 Follow us on IG: @keepnitreal_t 💙 Don’t forget to like, comment, share, and leave us a review!

🎙 Episodio 12: Spanglish Special – ¡Sí Se Puede! Comprar Sin Miedo 🏡

En este episodio especial de Keep’n It Real-T, lo hacemos Spanglish-style 🎉 porque queremos hablar directamente con nuestra comunidad Latina. Si alguna vez has pensado que no puedes comprar casa porque no tienes suficiente dinero ahorrado, no entiendes el proceso o simplemente tienes miedo... ¡ESTE episodio es para ti!

Las anfitrionas Martha Smith y Natalia Pierantoni comparten toda la información esencial para que puedas comprar tu casa sin miedo:

✅ Qué necesitas para empezar

✅ Qué documentos piden los prestamistas

✅ Qué programas existen para ayudarte con el (down payment)

✅ Cómo funciona la pre-aprobación y por qué es tan importante

✅ Qué hacer si tienes ITIN, DACA o estatus mixto

✅ ¡Y mucho más!

🎯 Este episodio es para ti si:

Eres comprador por primera vez

No sabes por dónde empezar

Crees que necesitas crédito perfecto (¡no es cierto!)

Quieres aprender cómo salir del ciclo de la renta

✨ Mensaje importante: No estás solo. Sí se puede. Te ayudamos paso a paso.

🎙️ Anfitrionas: Martha Smith & Natalia Pierantoni

📩 ¿Tienes preguntas? Escríbenos a keepnitrealt@gmail.com

📲 Síguenos en Instagram: @keepnitreal_t

#KeepnItRealT #PodcastEnEspañol #ComprandoCasa #PrimeraCasa #SiSePuede #ITIN #DACA #AsistenciaParaCompradores #RealEstatePodcast #Propiedad #TampaRealtor #FamiliaLatina

🎧 Episode 10: New Construction – Everything You Need to Know 🏡

Thinking about buying a new construction home? Don’t do it without hearing the REAL-T first!

In this episode of Keep’n It Real-T, we’re diving into all things new construction—the good, the bad, and the blueprints you wish someone told you about. From builder warranties to hidden costs, production vs. custom builders, and how to protect yourself throughout the process—we’re breaking it ALL down.

Whether you're a first-time buyer, a seasoned homeowner, or just curious about what it’s like to build from scratch, this episode gives you a real-world look at what to expect.

🔎 Here’s What We Cover: ✔️ The pros of buying new: customization, energy efficiency & more ✔️ The downsides: delays, upgrades, small lots, and cookie-cutter concerns ✔️ Production builders vs. custom builders—what’s the difference? ✔️ How your own Realtor can save you time, stress, and money ✔️ The full process—from lot selection to inspections and closing ✔️ Rapid Fire Q&A: biggest hidden costs, best & worst upgrades, and more

🎙️ Hosted by: Martha Smith & Natalia Pierantoni 📅 Episode Air Date: May 27, 2025

👇 Like, comment, and subscribe for more real talk on real estate! 📩 Questions or want to work with us? Email: keepnitrealt@gmail.com 📲 Follow us on Instagram: @keepnitreal_t

#KeepnItRealT #NewConstruction #RealEstatePodcast #HomeBuyingTips #NewBuilds #TampaRealtor #BuyingNewConstruction #CustomHomes #ProductionBuilders #WomenInRealEstate