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Is It Covered?

Is It Covered?

著者: ROC Vox Podcast Network
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Welcome to Is It Covered?, the podcast that makes insurance engaging, understandable, and even fun!

Hosted by Brian and Bruce Chapman, owners of the family-run JD Chapman Insurance Agency, this show dives into the world of insurance, answering the big question everyone asks: “Is it covered?”

Each episode, we break down real-life insurance claims, explore behind-the-scenes insights into the industry, and share the values that have guided our family business for over 60 years.

From home and auto coverage to commercial insurance and everything in between, Is It Covered? takes the complexity out of insurance while keeping it interactive and relatable.

Whether you’re a first-time insurance buyer or a seasoned business owner, tune in for stories, tips, and advice that help you protect what matters most.©2024 JD Chapman, Inc.
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エピソード
  • My House Is COMPLETELY Flooded
    2025/06/24
    A routine day turns into a soggy disaster when a basement floods, leaving behind standing water, damaged belongings, and urgent questions about what’s covered—and what’s not.

    In this episode of Is It Covered?, we sit down with Chris & Dayna Muoio of Rochester Restoration for Part 2 of our interview, this time diving into water damage, sump pump failures, and the realities of flood-related claims.

    ✓ What to do (and not do) when your basement floods
    ✓ How mold, maintenance, and timing impact your claim
    ✓ Why clear communication with your agent—and your plumber—matters

    Whether you're an insurance agent or a homeowner trying to avoid thousands in out-of-pocket repairs, this episode is packed with tips to help you stay dry, protected, and prepared.

    🎧 Listen now—and learn why the right words and the right response can make or break your claim.

    Interested in talking with Bruce or Brian about your insurance needs? Reach out!

    📧 Bruce@jdchapmaninc.com | 📧 Brian@jdchapmaninc.com | ☎ 315-986-4062

    🌐 https://rochesterrestoration.com/

    #InsuranceClaim #FloodDamage #WaterRestoration #HomeInsurance #MoldPrevention #SumpPump #RochesterRestoration #IsItCovered
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    24 分
  • How to Restore Your Home After Fire Damage
    2025/06/17
    A normal day turns into a total loss when a house fire leaves behind charred walls, smoke damage, and unanswered questions about what comes next.

    In this episode of Is It Covered?, we sit down with Chris & Dayna Muoio of Rochester Restoration to talk about what really happens after a fire—from emergency response to rebuilding your home and your peace of mind.

    ✓ What to expect during the fire restoration process
    ✓ How insurance and restoration teams work together
    ✓ Common mistakes homeowners make after a disaster

    Whether you're an agent, homeowner, or just curious how recovery works when the smoke clears, this is Part 1 of a two-part series you don’t want to miss.

    🎧 Listen now—and learn why speed, honesty, and the right team matter most after a fire.
    Interested in talking with Bruce or Brian about your insurance needs? Reach out!

    📧 Bruce@jdchapmaninc.com | 📧 Brian@jdchapmaninc.com | ☎ 315-986-4062

    https://rochesterrestoration.com/

    #InsuranceClaim #FireRestoration #HomeInsurance #HouseFireRecovery #RochesterRestoration #IsItCovered
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    31 分
  • Insurance Limits Exhausted: Now What?
    2025/06/03
    When Insurance Limits Run Dry: A Wild Ride Through Multi-Party Claims!

    🚗💥 Get ready for a jaw-dropping episode of "Is It Covered?" with Bruce and Brian Chapman!

    They're tackling a mind-bending scenario: What happens when insurance limits are exhausted in a multi-party claim? 😱

    👉 You'll learn: • The shocking reality of depleted insurance limits
    • Why your fence might be left hanging (literally!) after an accident
    • How to navigate the murky waters of exhausted coverage
    But wait, there's more! Bruce and Brian dive into:
    • The hidden dangers of filing too many small claims (Spoiler: Your insurance company might show you the door! 🚪)
    • Why chatting with your agent before filing a claim could save your bacon 🥓
    • The surprising truth about uninsured motorist coverage (It's not what you think!)

    🎧 Subscribe now for a wild ride through the insurance jungle! You'll laugh, you'll gasp, and you'll definitely double-check your policy. New episode drops soon! Don't miss out on this insurance rollercoaster! 🎢

    Interested in talking with Bruce or Brian about your insurance needs? Reach out! 📧 Bruce@jdchapmaninc.com | 📧 Brian@jdchapmaninc.com | ☎ 315-986-4062
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    7 分

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