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Is It Covered?

Is It Covered?

著者: ROC Vox Podcast Network
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Welcome to Is It Covered?, the podcast that makes insurance engaging, understandable, and even fun!

Hosted by Brian and Bruce Chapman, owners of the family-run JD Chapman Insurance Agency, this show dives into the world of insurance, answering the big question everyone asks: “Is it covered?”

Each episode, we break down real-life insurance claims, explore behind-the-scenes insights into the industry, and share the values that have guided our family business for over 60 years.

From home and auto coverage to commercial insurance and everything in between, Is It Covered? takes the complexity out of insurance while keeping it interactive and relatable.

Whether you’re a first-time insurance buyer or a seasoned business owner, tune in for stories, tips, and advice that help you protect what matters most.©2024 JD Chapman, Inc.
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  • An AirBnB Owner's Worst Nightmare!
    2025/05/20
    Is It Covered? | Airbnb Adventures and Insurance Insights 🏠✨
    Ever wondered if your Airbnb rental is truly protected? In this episode of "Is It Covered?", Bruce and Brian Chapman from J.D. Chapman Insurance Agency tackle the ins and outs of insurance for short-term rentals like Airbnb and Vrbo. With real-life stories and expert advice, they explore the potential risks and necessary coverage for hosts. 🛡️

    Key Highlights:- Risks of Short-Term Rentals [1:00-2:43]: Discover the unexpected challenges of renting out your property. From wild parties to property damage, Bruce and Brian share an eye-opening tale about a friend's apartment disaster with burnt pots and holes in walls.

    Actionable Advice:- Check with your insurance agent before renting out your property.
    Disclose short-term rental activities to ensure proper coverage.

    Connect with Us:- Visit [jdchapmaninc.com](http://jdchapmaninc.com) for more insights.-

    Call us at 315-986-4062 for personalized advice.

    Subscribe now to stay informed and protected! 🎧✨
    続きを読む 一部表示
    8 分
  • Racing Gone Wrong! Who Pays for This?
    2025/05/13
    Ever wondered if your auto insurance covers those adrenaline-pumping track days? 🤔
    In this episode of "Is It Covered?", Bruce and Brian Chapman from J.D. Chapman Insurance Agency break down the ins and outs of insurance for high-performance driving events.

    🏎️💨Key Highlights:- Personal Auto Insurance Exclusions: Discover why your standard policy might leave you high and dry on the track. Bruce shares a jaw-dropping story about insurance fraud attempts involving tow trucks and damaged cars!

    🚚- Specialized Track Insurance: Learn about the must-have coverage for track enthusiasts. Bruce explains how these policies protect your vehicle from comprehensive and collision damage, even with high deductibles.

    📄- Why Proper Coverage Matters: Brian and Bruce emphasize the importance of consulting with your insurance agent before hitting the track. Safety first, fun second!

    🛡️- Types of Track Insurance Policies: From annual to per-event coverage, find out which option suits your racing needs. But beware—changing events without updating your policy could leave you unprotected!

    ⚠️Bottom Line? Ensure you're covered before you rev up those engines!

    🏁👉 Contact Us: For more insights, reach out to Bruce and Brian at brian@jdchapmaninc.com or visit www.jdchapmaninc.com.

    Call us at 315-986-4062 for personalized advice.Subscribe now for more thrilling insurance tales and expert tips!

    🎧IsItCovered, #TrackInsurance, #HighPerformanceDriving, #InsurancePodcast, #JDChapmanInsurance, #RacingSafety, #PodcastTeaser, #InsuranceAdvice,
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    8 分
  • Hazmat Cleanup Needed After Reptile Incident | Is It Covered?
    2025/04/29
    A normal day turns into a hazmat nightmare when a reptile enthusiast’s home setup goes terribly wrong—and suddenly a basement full of exotic pets needs professional cleanup.

    In this episode of Is It Covered?, Bruce and Brian Chapman break down a real insurance claim where heat lamps, home businesses, and policy exclusions all collide in the worst way.

    ✓ Why exotic pets and home businesses need special insurance
    ✓ What typical homeowners policies exclude (and why)
    ✓ How one electrical malfunction led to a very expensive lesson

    Whether you're an insurance agent or just wondering how far your policy really protects you, you’ll want to hear this one. (And maybe check your heat lamps.)

    🎧 Listen now—and learn why "covered" isn't always guaranteed.

    Interested in talking with Bruce or Brian about your insurance needs? Reach out!
    📧 Bruce@jdchapmaninc.com | 📧 Brian@jdchapmaninc.com | ☎ 315-986-4062

    #InsuranceClaim #HomeInsurance #BusinessInsurance #PetInsurance #RealInsuranceQuestions
    続きを読む 一部表示
    6 分

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