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  • Strategies and Systems Want Your Money

    Strategies and Systems Want Your Money
    2024/11/13

    We explore what strategy and systems are and how we craft and change them. We consider how investment strategies and financial systems have changed over the decades and why this matters to your financial decisions.

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    Show Notes

    Ruminating on Asset Allocation by Howard Marks—Oaktree Capital

    Michael E. Porter—Harvard Business School

    This Is Strategy by Seth Godin—Simon & Schuster

    Victor Meets the Boglehead by Victor Haghani & James White—VettaFi Advisor Perspectives

    Static vs Dynamic Asset Allocation; Victor Meets the Boglehead—Bogleheads.org

    Tim Cook on Why Apple’s Huge Bets Will Pay Off By Ben Cohen—The Wall Street Journal

    Related Episodes

    491: The Five Layers of Investing

    451: How Much Should You Invest in Stocks? The Art of Position Sizing in a Volatile Market

    420: Does a 60/40 Balanced Portfolio Still Work?

    397: How To Invest Based on Cycles

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    29 分
  • Episode 500: The S&P 500 Index and the Decade Ahead

    Episode 500: The S&P 500 Index and the Decade Ahead
    2024/11/06

    In the 500th episode of Money for the Rest of Us, we focus on the S&P 500 Index. How has the index changed, and why have U.S. stocks performed so well? Will U.S. stocks only return 3% in the next decade, as Goldman Sachs predicts.

    We also discuss major themes covered on Money for the Rest of Us over 500 episodes and what are our plans for the future. Thanks for being a part of Money for the Rest of Us over the past decade.

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    Show Notes

    Select Sector Indices Consultation on Constituent Weightings Calculations – Results—S&P Global

    What Does an Election Year Mean for the Market?—S&P Global

    The Great Rotation: A potential unwinding of hyper-concentration in the US may favor balanced global portfolios by Brian Chingono—Verdad

    The Great Rotation (Part 2): The United States’ outsize weighting in commercial indices appears unjustified by its share of global GDP by Brian Chingono—Verdad

    Decade of Big S&P 500 Gains Is Over, Goldman Strategists Say by Sagarika Jaisinghani—Bloomberg

    David Stein LinkedIn Post—LinkedIn

    Vanguard warns investors over company stake limits by Steve Johnson, Will Schmitt, and Brooke Masters—The Financial Times

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    27 分
  • What Makes an Economy Prosperous? Spotlight on Cuba and Argentina

    What Makes an Economy Prosperous? Spotlight on Cuba and Argentina
    2024/10/30
    We explore eight things that contribute to a healthy, growing economy and where Cuba and Argentina have fallen short.Topics covered include:Why Cuba continues to have rolling energy blackoutsWhy economic sanctions frequently don't workHow Argentina's President Millei is taking a "chainsaw" to the nation's economyWhy emerging markets will need to change their export-oriented growth trajectoryWhat are the risks to the long-term health of the U.S. economySponsorsMonarch Money – Get an extended 30-day free trialLegalZoom - Use code David10 to 10% offInsiders Guide Email NewsletterGet our free Investors' Checklist when you sign up for the free Money for the Rest of Us email newsletterOur Premium ProductsAsset CampMoney for the Rest of Us PlusShow NotesCuba is out of supplies and out of ideas—The EconomistCuba plunged into crisis by long power blackouts by Ed Augustin—The Financial Times Power Outage Plunges All of Cuba Into Darkness by Frances Robles—The New York TimesWhy Economic Sanctions Backfire: The Role of Emigration in the Venezuelan Case by Nicolás Idrobo—SSRNThe Impact of the Cuban Adjustment Act on Cuban Immigrants in the US by Tamarys Bahamonde—SSRNHow is Javier Milei performing after nearly 11 months in office? by Michael Stott and Ciara Nugent—The Financial TimesThe weakest links in the global economy are on the mend by Ruchir Sharma—The Financial TimesArgentina’s poverty rate soars above 50% under Javier Milei by Ciara Nugent—The Financial TimesArgentina Inflation Slows to 2021 Levels in Win For Milei by Manuela Tobias—BloombergArgentina’s economy minister strikes defiant note on default risk by Ciara Nugent and Michael Stott—The Financial TimesArgentine Debt Rises Out of Distress Territory on Milei Reforms by Kevin Simauchi—BloombergArgentina Scrapped Its Rent Controls. Now the Market Is Thriving. by Ryan Dubé—The Wall Street JournalDeveloping Countries Can’t Count on Manufacturing to Supercharge Growth by Kai Schultz and Shruti Srivastava—BloombergRelated Episodes411: Is Emerging and Frontier Markets Investing Still Worth It? – With Asha Mehta409: What Is the IMF and Why Is It Controversial?233: Is An Emerging Markets Crisis Imminent?93: Capitalism, Complexity and CubaSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
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    23 分
  • Ten Things I've Learned About Investing in the Past Decade

    Ten Things I've Learned About Investing in the Past Decade
    2024/10/23

    In episode 498, David shares how his investing has changed over the past ten years and lessons you can apply to your portfolio.

    1. Document Your Journey
    2. Keep Experimenting
    3. Be Willing to Adopt New Asset Classes
    4. Be Very Patient
    5. Trade Less, Focus On Long-term Drivers
    6. Monetary Diversification
    7. Don't Focus on Relative Performance
    8. Ignore the Noise
    9. Take Your Time
    10. There Is No Right Way to Invest


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    Show Notes

    The Investor Podcast 668: What I Learned About Investing w/ Stig Brodersen

    Related Episodes

    454: How To Invest – Ten Rules of Thumb for Individual Investors

    423: A “Safe” 6% Yield: The Case for Investment Grade CLOs

    372: When Should You Sell An Investment?

    336: Own What Is Real

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    30 分
  • How to Fix the Retirement Savings Crisis

    How to Fix the Retirement Savings Crisis
    2024/10/16

    Why 401k and other defined contribution schemes are flawed, leading to a generation of workers unprepared for retirement. What are the solutions to fix the mess.

    Topics

    • Why 401k and other defined contributions haven't worked, despite their popularity
    • Why defined benefit pension plans declined
    • Why 401k plans are treated like emergency funds
    • How to combine the best of 401k and defined benefit pension plans


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    Show Notes

    The Shift that Redefined Retirement Security by Shashwat Vidhu Sher—SSRN

    Was the 401(k) a Mistake? by Michael Steinberger—The New York Times Magazine

    Who Has Retirement Accounts? New Data Reveal Inequality in Retirement Account Ownership by Maria G. Hoffman, Mark A. Klee and Briana Sullivan—United States Census Bureau

    U.S. Retirement Assets: Data in Brief—Congressional Research Service

    Where do my CPP contributions go?—CPP Investments

    Related Episodes

    460: Should You Be Invested 100% in Stocks Before and During Retirement? A Recent Study Says Yes.

    441: What If Social Security Had Been Privatized?

    279: Why All Retirees Should Consider an Income Annuity


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    25 分
  • Are You Taking Enough Aspirational Risk?

    Are You Taking Enough Aspirational Risk?
    2024/10/09
    Why we need distinct risk buckets: balancing our natural loss aversion with the allure of opportunities that offer the potential for massive upside.Topics covered include:What is modern portfolio theory, and what are some of its flawsWhy so many people have gotten wealthy by being undiversifiedHow to balance personal risk, market risk, and aspirational riskHow prospect theory explains our attraction to positively skewed opportunitiesWhy most people won't get wealthy unless they take some aspirational riskSponsorsNetSuite Delete Me – Use code David20 to get 20% offInsiders Guide Email NewsletterGet our free Investors' Checklist when you sign up for the free Money for the Rest of Us email newsletterOur Premium ProductsAsset CampMoney for the Rest of Us PlusShow NotesPortfolio Selection by Harry Markowitz—The Journal of Finance, Vol. 7, No. 1. (Mar., 1952), pp. 77-91Safety First and the Holding of Assets by A. D. Roy—Econometrica, Vol. 20, No. 3 (Jul., 1952), pp. 431-449The Misbehavior of Markets: A Fractal View of Financial Turbulence by Benoit Mandelbrot and Richard L. Hudson—Hachette Book GroupBeyond Markowitz: A Comprehensive Wealth Allocation Framework for Individual Investors by Ashvin B. Chhabra—The Journal of Wealth Managment, Vol. 7, No. 4, pp 8-34, Spring 2005The Wealth of Households: 2021: Current Population Reports by Briana Sullivan, Donald Hays, and Neil Bennett—Census.govAverage, Median, Top 1%, and all United States Net Worth Percentiles—DQYDJPROSPECT THEORY AND STOCK MARKET ANOMALIES by Nicholas C. Barberis, Lawrence J. Jin, and Baolian Wang—NBER WORKING PAPER SERIESRelated Episodes82: Unlocking the Power of Positive Skewness: Strategies for Investing, Business, and Creativity460: Should You Be Invested 100% in Stocks Before and During Retirement? A Recent Study Says Yes. 421: Beware of Survivorship Bias When InvestingInvesting Rule One: Avoid Ruin229: Stop Maximizing Your Returns Using Modern Portfolio TheorySee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
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    26 分
  • Plus episode excerpts: ETF Size, the Long-term Impact of QE, and Stock Market Inelasticity

    Plus episode excerpts: ETF Size, the Long-term Impact of QE, and Stock Market Inelasticity
    2024/10/02

    This week on the podcast, we share excerpts from Plus episode 484 on ETF size and the impact of QE, as well as Plus episode 493 on stock market inelasticity.

    You can learn more about Money for the Rest of Us Plus here.

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    28 分
  • The Federal Reserve Cut Interest Rates. What Should We Do Now?

    The Federal Reserve Cut Interest Rates. What Should We Do Now?
    2024/09/25

    What does the Federal Reserve's policy rate cut mean for our portfolios? Will interest rates keep falling? What changes should we make?

    Topics include:

    • What determines interest rates, and where are those drivers currently
    • What is the best estimate of bond returns
    • How duration works and why it changes
    • What are some current fixed income investment options


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    Show Notes

    Asset Camp

    FedWatch—CME Group

    Summary of Economic Projections—US Federal Reserve

    Investors may be getting the Federal Reserve wrong, again—The Economist

    Term Premium on a 10 Year Zero Coupon Bond—Federal Reserve Bank of St. Louis

    Yield to Maturity Is Always Received as Promised by Richard J. Cebula

    and Bill Z. Yang—Journal of Economics and Finance

    The Truth about Yield by Jason Bove and Mark Willauer—J.P. Morgan

    Related Episodes

    464: More Ways to Lock in Higher Yields in Case Interest Rates Fall

    463: How to Lock in Higher Yields in Case Interest Rates Fall

    455: Easier Investing, Richer Life: TIPS Ladders to Annuities

    418: Bond Investing Masterclass


    See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
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    28 分