In this episode of the Money Grows on Trees podcast, host Lloyd James Ross welcomes a special guest, a chartered accountant and an elite student of the Money Buys Happiness program. They dive into her inspiring journey of overcoming financial challenges and breaking free from old money habits. She shares her personal story of selling properties after a long struggle, the mindset shifts that helped her reclaim her financial worth, and valuable strategies for achieving financial freedom. Listeners will gain insights into managing financial stress, investing wisely, and raising their financial standards for success. Join us for a transformative conversation that empowers you to make your money work for you!

Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

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Timestamps

[00:00:00] - Introduction

[00:01:00] Financial stress into success.

[00:06:42] Reverse compounding and its impact.

[00:10:12] Coaching session for financial recovery.

[00:12:08] Investment property challenges.

[00:17:09] Financial freedom and stress relief.

[00:20:33] Cash flow and investment strategy.

[00:23:40] Free cash flow benefits.

[00:27:41] Social media's impact on business.

[00:34:01] The value of giving.

[00:37:15] Embracing Fear for Growth.

[00:40:31] Proximity and success in networking.

In this episode, Lloyd James Ross, a seven-figure investor and entrepreneur, addresses the challenges of being in debt at 40 and offers practical strategies for financial success. He emphasizes the importance of mastering cash flow and tracking every dollar, including assets, liabilities, income, and expenses. Lloyd encourages listeners to confront ineffective money habits and provides insights on cultivating a mindset geared towards wealth growth and financial freedom. He reassures that being in debt at this age is not a failure but a wake-up call to take control of one's financial future and set up a fulfilling life beyond retirement. Tune in for valuable advice on transforming financial stress into success!

Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

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Timestamps

[00:00:00] - Introduction

[00:01:23] Life beyond retirement.

[00:04:02] Preventing lifestyle creep.

[00:08:27] Sell things to pay off debt.

[00:10:54] Financial peace at any age.

[00:12:27] Building wealth effectively.

In this episode of the Money Grows on Trees podcast, host Lloyd James Ross shares insights on transforming your financial mindset and behaviors. He emphasizes the importance of having a positive relationship with money, viewing it as energy that can grow when nurtured properly. Listeners will hear from a special guest, a former student who has successfully transitioned from financial instability to achieving a $100,000 investment portfolio. She shares her personal journey, the challenges she faced, and the strategies that helped her dominate her financial situation. Tune in to learn valuable tips on overcoming old money habits, gaining control over your wealth, and stepping towards financial freedom.

Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

Follow Lloyd:

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https://www.tiktok.com/@lloydjross

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Timestamps

[00:00:00] - Introduction

[00:00:10] Money mindset and growth.

[00:04:27] Shame and money mindset.

[00:08:38] Financial clarity through simplification.

[00:14:29] Money as energy.

[00:15:40] Money mindset transformation.

[00:20:18] Debt repayment journey and mindset.

[00:24:09] The cost of staying employed.

[00:28:29] Financial transformation and lifestyle wins.

[00:30:20] Family sponsorship and contribution.

[00:36:20] Money as energy and abundance.

[00:40:57] Money mindset importance.

[00:41:30] Avoidance of money and success.

[00:45:23] Changing lives through mentorship.

In this episode, Lloyd James Ross dives into the troubling state of the Australian economy, highlighting seven key reasons why it is entering a challenging period. He discusses the dramatic rise in home values, which have grown by 193%, juxtaposed with rising inflation rates at 2.4% and the concerning statistic that one in five Australians are now on the NDIS. Ross points out the striking increase in public sector employment, where 72% of new jobs since August 2022 have been in government roles, making Australia one of the highest in public sector employment globally. With his expertise as a seven-figure investor and entrepreneur, Ross aims to provide listeners with a clear understanding of the economic crisis, offering insights into financial strategies and mindsets that can help them achieve financial freedom amidst the turmoil. Tune in to grasp the complexities of the current economic landscape and learn how to make your money work for you.

Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

Follow Lloyd:

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https://www.tiktok.com/@lloydjross

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Timestamps

[00:00:00] - Introduction

[00:01:04] Australian economic crisis explained.

[00:06:13] Property values vs. wage growth.

[00:09:34] Shelter as a basic need.

[00:12:46] Interest Rates and Property Values.

[00:15:55] Mortgage stress and household budgets.

[00:19:30] Inflation reality versus official figures.

[00:22:10] Inflation and purchasing power loss.

[00:25:24] Government dependency and productivity.

[00:29:18] Energy exports and national shortage.

[00:32:29] Financial education importance.

In this episode, we delve into the wealth-building journey of our host, who shares insights on how to achieve financial success without relying on property investment. Highlighting that approximately 13% of Australians are millionaires, primarily due to property appreciation, our host emphasizes a different approach centered around underspending income. By making conscious choices—such as renting a lower-cost car, sharing living spaces, and avoiding unnecessary luxuries—he managed to save between $40,000 and $50,000. This savings strategy allowed him to enter the property business with his father, where he continued to prioritize saving while working hard. Tune in to discover practical tips on financial discipline and the philosophy that "money buys happiness," as discussed in his book.

Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

Follow Lloyd:

https://www.instagram.com/lloydjamesross/?hl=en

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Timestamps

[00:00:00] - Introduction

[00:00:30] Wealth creation through underspending.

[00:04:34] Increasing income through network marketing.

[00:07:34] Financial independence in your 30s.

[00:09:19] Wealth building strategies.

In this episode, Lloyd James Ross, a seven-figure investor and entrepreneur, shares insights on the top 10 investing mistakes that could be costing you financial growth and peace of mind. He emphasizes the importance of a long-term mindset in investing, cautioning against emotional decision-making. Lloyd discusses common pitfalls, including the tendency to chase hot stocks, as seen in the GameStop frenzy. Listeners will gain valuable strategies to avoid these mistakes, take control of their financial future, and enhance their wealth-building journey. Tune in for practical advice in under 15 minutes!

Want to own your time and build real wealth? Comment "TIME RICH" and I’ll send you the book launch link!

Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

Follow Lloyd:

https://www.instagram.com/lloydjamesross/?hl=en

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https://www.facebook.com/5stepstomillions/

https://www.tiktok.com/@lloydjross

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Timestamps

[00:00:00] - Introduction

[00:01:23] Chasing hot stocks.

[00:03:50] Understanding what you own.

[00:07:47] Ignoring investment fees.

[00:10:46] Vetting influencers for investments.

[00:13:22] The importance of starting investing.

In this episode, Lloyd James Ross, a seven-figure investor and entrepreneur, shares his personal journey to achieving a million-dollar net worth. He emphasizes that it's not just about revenue, but profit margin and net worth that define financial success. Lloyd discusses the importance of real estate in wealth accumulation, revealing how many millionaires in Australia have achieved their status through property investments. He reflects on his initial hesitations about buying real estate due to fears of being tied down by a mortgage. Throughout the episode, he provides valuable insights and strategies for listeners who may feel overwhelmed by investing or stuck in old financial habits. Lloyd underscores the importance of teamwork in success, highlighting that he did not achieve his milestones alone but with the support of his wife, Alicia. Tune in to learn how you can take control of your finances, grow your wealth, and work towards achieving your own financial freedom.

Want to own your time and build real wealth? Comment "TIME RICH" and I’ll send you the book launch link!

Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

Follow Lloyd:

https://www.instagram.com/lloydjamesross/?hl=en

https://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=au

https://www.facebook.com/5stepstomillions/

https://www.tiktok.com/@lloydjross

https://x.com/lloydjamesross

Timestamps

00:00:00 - Introduction

[00:01:04] Millionaire without property investment.

[00:03:00] Underspending for wealth building.

[00:07:33] Becoming a millionaire strategy.

[00:10:41] Financial independence in your 30s.

[00:12:16] Wealth building strategies for success.

In this episode, Lloyd James Ross, a seven-figure investor and entrepreneur, challenges the common belief that hard work equates to financial success. He emphasizes the importance of buying back your time and leveraging resources effectively, suggesting that it's more beneficial to own a smaller percentage of a larger opportunity than to fully own something insignificant. Lloyd addresses the pitfalls of busyness and the glamorization of being time poor, arguing that true wealth is measured by the time we have, not just the money we earn. He provides insights into shifting mindsets and strategies for achieving financial freedom, encouraging listeners to focus on making their money work for them instead of being trapped in a cycle of constant busyness. Tune in to learn how to take control of your financial future and prioritize what truly matters.

Want to own your time and build real wealth? Comment "TIME RICH" and I’ll send you the book launch link!

Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

Follow Lloyd:

https://www.instagram.com/lloydjamesross/?hl=en

https://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=au

https://www.facebook.com/5stepstomillions/

https://www.tiktok.com/@lloydjross

https://x.com/lloydjamesross

Timestamps

00:00:00 - Introduction

[00:01:26] The value of time over money.

[00:03:42] Subscription-based income strategy.

[00:08:37] Leveraging media for impact.

[00:12:08] Leveraging capital for time.

[00:14:44] Leveraging technology for efficiency.

[00:17:05] Time rich vs. money rich.