Rachael farms in Southern NSW and today shares her incredibly difficult experience following the milk crash and clawback in 2016 and how it drastically changed their farming system. Alongside partner Craig they had to make decisions and make them quick, including downsizing the herd and reducing the staff to ensure the farm could trade their way out of debt, and whilst it has taken them plenty of blood, sweat and tears they have done just that!

In this chat Rachael openly shares about the relationships with their consultant and creditors and how creating the $500 dollar club ensured everyone was paid, even in the depth of their financial crisis. She shares personal reflections on the impact it had on the community, their family and themselves, providing incredibly valuable insights for anyone facing situations outside of their control such as the clawback or the current drought.

A reminder that this is all general conversation and not specific financial advice, so if you are in severe financial hardship please know you aren’t alone and I encourage you to lean on your support networks within Dairy Australia, your farm consultant or advisors or take advantage of the many rural financial counseling services available and check out the Farm Household Allowance to see if you are eligible, because if you used it as Rachael did in 2016, you’re 10 year cycle will have reset and you can once again apply. Use this link to see if you are eligible https://www.servicesaustralia.gov.au/farm-household-allowance

Dairy Australia Resources https://www.dairyaustralia.com.au/issues-and-emergencies/grant-and-support-programs

PROUDLY SUPPORTED BY CREAM OF THE CROP - TICKETS ON SALE NOW

Cream of the Crop is a two day conference, providing an opportunity for women in the dairy industry to come together to learn, connect and grow. Recognising the contribution, regardless of their role, they make to the industry and their wider community. Over 110 incredible women joined us in Northern Victoria in 2024, and we are excited to announce we are heading to Warragul in Gippsland on July 29th & 30th 2025. TICKETS ARE ON SALE NOW!!! Check out Instagram or Facebook or check it out on the Website for all of the details and links to purchase.

If you know someone who you think would be great on the podcast, or you would like to share your story, please get in touch by sending an email to podcast.morethanmilk@gmail.com or stay connected by following us on Instagram or Facebook and send us a message - I'd love to hear from you.

In the spirit of reconciliation we would like to acknowlegde the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respect to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.

Monique Bryant farms alongside husband Mark in Northern Victoria, and although she has spent time off farm in milk supply and in education, her choice has been and still remains to be farming everyday.

In this chat she shares how they’ve worked through succession planning on the family farm, how they’ve faced significant flooding of their milking platform which has led them to expand and grow the business with risk management at the forefront. And she shares about her involvement within the industry and her time as the 2025 Chair for the Australian Dairy Conference Programing Committee.

We cover the topics

If you know someone who you think would be great on the podcast, or you would like to share your story, please get in touch by sending an email to podcast.morethanmilk@gmail.com or stay connected by following us on Instagram or Facebook and send us a message - I'd love to hear from you.

In the spirit of reconciliation we would like to acknowlegde the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respect to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.

Sarah Crosthwaite farms alongside her husband Stuart, in the North East of Victoria but her real passion is mental health, starting her own counselling business supporting the mental health and wellbeing of farmers, rural families and a variety of agricultural workers across Australia.

In this chat, Sarah shares how she became an accredited mental health social worker and how she is using her many years of experience in agriculture and dairy to provide support for farmers and service providers facing the many challenges that we experience specific to farming. She gives really practical tips and strategies to maintain your mental fitness, as well as discussing the role of financial literacy in reducing stress and the importance of communication in relationships, especially in the context of farming families.

We also chat about where to go when you are seeking external support, and the importance of finding the right person, just like finding the right pair of jeans. This chat is very general in nature and not specific therapeutic care, but if you are in need of, or someone you love is struggling please head along to any of the services and resources

TIACS - Free counselling service 8am - 10pm, Monday - Friday

Call or Text 0488 846 988; https://www.tiacs.org/how-it-works/

RURAL HEALTH CONNECT - online platform that links people to psychologists over video calls and phone calls. https://ruralhealthconnect.com.au/

Open Road Counselling - Sarah Crosthwaite https://openroadcounselling.com.au/

CRISIS SUPPORT

Lifeline: 131 114

Suicide Call Back Service: 1300 659 467

Beyond Blue: 1300 224 636

Triple Zero: 000

Resources and Tools:

National Centre Farmer Health https://farmerhealth.org.au/

I Farm Well https://ifarmwell.com.au/

Marcus Minds https://www.marcusminds.com/

In the spirit of reconciliation we would like to acknowlegde the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respect to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.

If you know someone who you think would be great on the podcast, or you would like to share your story, please get in touch by sending an email to podcast.morethanmilk@gmail.com or stay connected by following us on Instagram or Facebook and send us a message - I'd love to hear from you.