Life insurance isn’t just about what happens after you’re gone—it’s about the security you create today. In this episode of More with Les, Professor Les Winston explains why life insurance is still one of the most essential, yet misunderstood, tools in financial planning.

Whether it’s covering your mortgage, protecting your family, or supporting a cause you care about, life insurance can provide financial peace of mind. Professor Les Winston breaks down the difference between term policies and more complex options that build cash value, while showing how each can serve different goals depending on your stage of life.

You’ll also learn how life insurance fits within the Theory of Social Secharity™, a strategy based on IRC Section 664 that combines tax efficiency, income stability, and philanthropic purpose. When used correctly, life insurance not only protects your loved ones—it becomes a building block for generational wealth and long-term impact.

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Enroll in the 664 Ambassador Course at Discovery 664 Academy — an expert-led, self-paced online course designed to help you master charitable financial strategies under IRC Section 664.

Gain access to 34 theory chapters and 24 practicum lessons that teach you how to apply what you learn.

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