In this episode, we’re ditching perfection and chasing progress, because financial freedom isn’t about doing everything “right.” It’s about healing your money wounds, learning the basics, and transforming your relationship with money using simple, consistent actions.

I’ll take you through:

• Why it’s time to stop faking it and start faithing it

• How money trauma shows up (even in high earners)

• The three-step formula to create financial peace without pressure

• What it really means to build systems around your life (not the other way around)

• How tiny financial choices lead to powerful freedom

This one’s part pep talk, part plan, and all heart. Whether you’re swimming in spreadsheets or ignoring your statements altogether, this episode is for you.

🎁 Want to reset your money habits? Try the 30-Day Spend Cleanse and use code THRIVE25 for 25% off: 👉 LINK HERE

📺 Find us on You Tube https://www.youtube.com/@phoebeblamey

📚 Grab the free workbook click here

By choice or by chance, our lives change in our 40s and 50s. Kids grow up. Parents age. Relationships fracture. Careers stall. Suddenly, we’re carrying everyone — emotionally, financially, physically — and nobody seems to notice that we’re drowning.

This episode is raw and real.I’m digging into what it really feels like to be a woman in the thick of it: invisible, exhausted, expected to hold it all together… while secretly falling apart.

What do we do when it all falls apart, because we were meant to be the generation that had it all!! Instead we are getting divorced, losing our jobs and finding ourselves with no real plan. This is the emotional and financial burden we don't talk about. But we need to.

Because here’s the truth: You are not lazy. You are not crazy. You are not alone. And you are not out of options.

• Why midlife is hitting women harder than ever before

• The trap of being the default caregiver — even when we’re crumbling

• Domestic violence, adult children, ageing parents, and financial burnout

• The uncomfortable but necessary steps to start putting yourself first again

• Transition-to-retirement strategies, Centrelink options, and topping up super

• How curiosity beats defeat — especially when you're rebuilding your life

• Free Workbook: My Mindful Money Journey

• 30-Day Spend Cleanse: Join Now

• Instagram: @thehappymoneyjourney

• Facebook Group: Happy Honeys

If this episode hit home, share it with a woman you love. Rate, review, and subscribe — it helps get this message to more women who need to hear they’re not alone.

It’s that time again — the ATO wants a date, and you’ve got receipts (somewhere, probably…). But what if we told you tax time isn’t just a necessary evil? It’s actually a chance to get financially fierce and turn your spring clean into a wealth strategy.

In this empowering episode, Phoebe breaks down:

• Why tax time is your secret weapon for building wealth

• How to rethink deductions (it’s not just about work expenses)

• The truth about tax myths that keep women playing small

• How to use this time to spot leaks, set goals, and invest smart

• A mini pep talk about claiming your worth (because YES, you can pay less tax and still sleep at night)

Whether you're a side hustler, small biz owner, PAYG employee, or just tired of financial fog, this episode has something for you.

💥 No dry ATO speak. Just practical, powerful steps to take control of your money narrative — minus the shame spiral.

• 📥 Grab your FREE 30-Day Spend Cleanse Plan

• 📚 Read The Happy Money Journey Book

• 🧠 Join the 30 Day Spend Cleanse

• 🎉 Work with Phoebe 1:1 or in group coaching

• 💛 Join the Happy Honeys Facebook Group

• 🎧 Listen to more episodes

00:00 – Welcome to the power of tax time 02:40 – Why women are overpaying and under-claiming 07:30 – How tax can be part of your abundance plan 12:15 – The mindset shift: receipts are data 16:00 – Deductions decoded: what you might be missing 18:30 – Next steps: reclaim your financial power