How can smart financing strategies help you build a larger property portfolio while poor loan structuring can limit your growth potential?

Host Damian Collins continues Season 2 of the Property Investing Roadmap podcast with step four of his proven nine-step framework: Financing your investment properties. Joined by Caylum Merrick, Manager of Property Strategy and Finance at Momentum Wealth, they explore how proper loan structuring can be as important as the properties you choose to buy for building long-term wealth.

What you'll learn:

• Why loan structuring is almost as important as property selection for portfolio growth
• The biggest financing mistakes property investors make (including cross-collateralisation)
• How purchasing in different entities can impact your borrowing capacity
• The advantages of offset accounts compared to redraw facilities for investment loans
• The dangers of cross-collateralisation and how it can trap you with one lender
• How to safely access equity from existing properties to fund new investments
• What to look for when choosing a mortgage broker who specialises in property investment
• Simple strategies to increase your borrowing capacity (and what decreases it)
• When and how often you should review your loan arrangements

FREE RESOURCE

Want to learn how to structure your investment property loans for maximum growth potential? Discover essential financing strategies in Momentum Wealth's free online guide, available at: https://momentumwealth.com.au/guidebooks/beginners-guide-to-property-finance/

FOLLOW US

• Instagram: @propertyinvestingroadmap
• Website: damiancollins.com.au
• LinkedIn: linkedin.com/in/audamiancollins/

SUPPORT FOR INVESTORS

Looking to structure your property investment loans for optimal growth? Discover the tailored support available to investors through Damian's property investment advisory, Momentum Wealth: momentumwealth.com.au

T&Cs

The information shared on Property Investing Roadmap is general in nature and doesn't take into account your individual circumstances. The information is for educational purposes only and should not be relied upon for investment or financial decisions. Always seek professional advice before deciding whether to invest.

How can the right investment structure save you tax and protect your assets for the long term?

Host Damian Collins continues Season 2 of the Property Investing Roadmap with step three of his nine-step framework: Protect yourself – structures and strategies to build and protect your wealth. Joined by Jemma Sanderson, Director of Cooper Partners Financial Services and self-managed super fund expert, they explore why getting your investment structure right from the start can make or break your wealth-building journey.

What you'll learn:

• The biggest mistakes property investors make with investment structures
• Why seeking advice before making an offer could save you from paying stamp duty twice
• The pros and cons of investing in your own name versus other structures
• How discretionary trusts work and who typically benefits from using them
• The advantages and limitations of self-managed super funds for property investment
• Asset protection strategies for high-risk professions like medical practitioners
• The role of insurance when building a property portfolio
• The importance of unit holder and shareholder agreements in joint ventures

FREE RESOURCE

Want to learn about investment structures and asset protection strategies? Discover essential considerations for protecting your property wealth in Momentum Wealth's free online guide, available at: https://momentumwealth.com.au/guidebooks/beginners-guide-to-property-finance/

FOLLOW US

● Instagram: @propertyinvestingroadmap

● Website: damiancollins.com.au

● LinkedIn: linkedin.com/in/audamiancollins/

SUPPORT FOR INVESTORS

Looking to structure your property investments for optimal tax and asset protection outcomes? Discover the tailored support available to investors through Damian's property investment advisory, Momentum Wealth: momentumwealth.com.au

T&Cs

The information shared on Property Investing Roadmap is general in nature and doesn't take into account your individual circumstances. The information is for educational purposes only and should not be relied upon for investment or financial decisions. Always seek professional advice before deciding whether to invest.

How do you create a property investment plan that’s both practical and actionable, and build a team that genuinely works in your best interests?

In the latest episode of Season 2 of the Property Investing Roadmap podcast, Damian continues with step two of his proven nine-step framework, joined again by Robin Ram, Property Acquisitions Manager at Momentum Wealth. Together they explore how to create an actionable plan and why going it alone in property investing is a recipe for struggle.

What you'll learn:

• Why "free" property investment advice often comes with hidden costs and conflicts
• How to identify professionals who genuinely work in your best interests
• The crucial role of mortgage brokers in structuring loans for multi-property portfolios
• How buyer's agents differ from selling agents and why this matters for investors
• Why professional property management is essential for long-term investment success
• What seller's advocacy is and when you might need this service
• How to assess your risk profile and choose properties that match your capacity
• Why investment plans need to be detailed short-term but agile long-term

FREE RESOURCE

Want to learn how to build a professional property investment support team? Discover essential strategies for creating winning investment plans in Momentum Wealth's free online guide, available at: https://momentumwealth.com.au/guidebooks/beginners-guide-to-property-finance/

FOLLOW US

• Instagram: @propertyinvestingroadmap
• Website: damiancollins.com.au
• LinkedIn: linkedin.com/in/audamiancollins/

SUPPORT FOR INVESTORS

Looking to build a professional support team for your property investment journey? Discover the tailored support available to investors through Damian's property investment advisory, Momentum Wealth: momentumwealth.com.au

T&Cs

The information shared on Property Investing Roadmap is general in nature and doesn't take into account your individual circumstances. The information is for educational purposes only and should not be relied upon for investment or financial decisions. Always seek professional advice before deciding whether to invest.

How critical is proper research and goal setting to property investment success, and how can you distinguish reliable information from misleading advice?

Host Damian Collins kicks off Season 2 of the Property Investing Roadmap podcast by exploring the first step in his proven nine-step framework: Research, Learning and Goal Setting. Joined by Robin Ram, Manager of Property Advisory, Acquisition and Research at Momentum Wealth, they dive into why education forms the foundation for everything that follows in your property investment journey.

What you'll learn:

• Why property investing requires a different skill set than buying your own home
• How to identify trustworthy property advice and recognise potential biases
• Why many investors make poor decisions by buying in familiar areas
• The dramatic impact different growth rates can have on your investment over time
• How to break down big investment goals into manageable, actionable steps
• Common fears that hold potential investors back and how to overcome them
• The balance between thorough research and "analysis paralysis"
• Why focusing on total return (not just yield) is critical for investment success

FREE RESOURCE

Want to learn how to set realistic property investment goals? Discover essential strategies for researching the property market in Momentum Wealth's free online guide, Unlocking your home's potential: How to leverage equity to buy an investment property.

FOLLOW US

• Instagram: @propertyinvestingroadmap
• Website: damiancollins.com.au
• LinkedIn: linkedin.com/in/audamiancollins/

SUPPORT FOR INVESTORS

Looking to develop a research-based property investment strategy? Discover the tailored support available to investors through Damian's property investment advisory, Momentum Wealth.

T&Cs

The information shared on Property Investing Roadmap is general in nature and doesn't take into account your individual circumstances. The information is for educational purposes only and should not be relied upon for investment or financial decisions. Always seek professional advice before deciding whether to invest. This episode’s guests are representatives of Momentum Wealth Finance Pty Ltd. Australian Credit Licence 384632.

How can commercial property investments help you build a balanced portfolio that delivers income for life?

Host Damian Collins welcomes Brad Dunn, Key Relationships Manager at Westbridge Funds Management, to explore how commercial property funds can provide investors with access to high-quality commercial assets without needing millions to invest. With seven years of experience helping clients navigate commercial property investments, Brad shares valuable insights on building diversified portfolios that generate regular income potential.

What you'll learn:

• Why and how commercial property can offer higher yields compared to residential property
• How investors can access premium commercial assets with as little as $50,000
• The structure of commercial property funds and how they distribute returns
• The potential benefits of commercial leases
• How to diversify your investments across multiple commercial property funds
• The liquidity considerations of closed-end funds
• The difference between retail and wholesale investor classifications

FREE RESOURCE

Want to learn how commercial property can boost your investment portfolio? Discover essential strategies for diversifying into commercial property in Westbridge Funds Management’s free online guide, available at Commercial Property Investment Guide.

FOLLOW US

• Instagram: @propertyinvestingroadmap
• Website: damiancollins.com.au
• LinkedIn: linkedin.com/in/audamiancollins/

SUPPORT FOR INVESTORS

Looking to expand your property portfolio? Discover the tailored support available to investors through Damian's property investment advisory, Momentum Wealth: momentumwealth.com.au

T&Cs

The information shared on Property Investing Roadmap is general in nature and doesn’t take into account your individual circumstances. The information is for educational purposes only and should not be relied upon for investment or financial decisions. Always seek professional advice before deciding whether to invest. This episode’s guests are representatives of Westbridge Funds Pty Ltd AFSL 533936. Westbridge Property Securities Ltd AFSL 238386. Refer to T&Cs at westbridgefunds.com.au. Always read the PDS, TMD or Information Memorandum when considering financial products. Past performance is not a reliable indicator of future performance.

Is property development right for your investment strategy, and how can you minimise the risks while maximising potential returns?

Host Damian Collins sits down with Phil Anderson, Head of Development at Westbridge Funds Management, to explore the realities of property development that TV renovation shows don't reveal. With more than 17 years of experience in delivering end-to-end development projects across residential, commercial, and industrial sectors, Phil shares invaluable insights on what makes development projects succeed or fail.

What you'll learn:

• Who should (and shouldn't) consider property development as an investment strategy
• Common mistakes first-time developers make and how to avoid them
• Why understanding your target market is crucial for development success
• How to properly assess project feasibility and account for hidden costs
• The importance of planning regulations and how to navigate council requirements
• Ways to profit from development potential without becoming a full-scale developer
• The essential team members you need for a successful development

PROPERTY INVESTMENT ROADMAP BOOK

Dive deeper into the strategies Damian has used to help thousands of investors grow wealth through property in his Amazon best-selling book, Property Investing Roadmap: How to build an income from property for life. Learn more and get your copy at damiancollins.com.au/book

FOLLOW US

• Instagram: @propertyinvestingroadmap
• Website: damiancollins.com.au
• LinkedIn: linkedin.com/in/audamiancollins/

SUPPORT FOR INVESTORS

Looking to take the next step in your own property investment journey? Get tailored support through Damian’s property investment advisory, Momentum Wealth: momentumwealth.com.au.

T&Cs

The information shared on Property Investing Roadmap is general in nature and doesn’t take into account your individual circumstances. The information is for educational purposes only and should not be relied upon for investment or financial decisions. Always seek professional advice before deciding whether to invest.

How critical is effective property management to your investment success, and what strategies can help you maximise returns while minimising stress?

Host Damian Collins sits down with Amanda Kroczek, Residential Property Management Department Manager at Momentum Wealth, to explore the often-overlooked aspects of property investment that can make or break your portfolio’s performance. With nearly two decades of experience in the industry, Amanda shares invaluable insights on selecting and retaining quality tenants, maintaining properties, and avoiding common pitfalls.

What you'll learn:

• Why effective property management is crucial for long-term investment success
• How to attract and retain high-quality tenants through strategic property improvements
• The importance of regular maintenance and proactive property management
• Common mistakes property owners make when self-managing or choosing tenants
• How to conduct thorough tenant background checks to protect your investment
• Tips for maximising rental returns through timely rent reviews and property upgrades
• What to consider before implementing dual income strategies like granny flats

FREE RESOURCE

Want to learn how to leverage equity to accelerate your property journey? Uncover key tips on expanding your portfolio in Momentum Wealth’s free online guide, “Unlocking your Home’s Potential”, available at: https://momentumwealth.com.au/guidebooks/unlocking-your-homes-potential/.

FOLLOW US

• Instagram:@propertyinvestingroadmap
• Website: damiancollins.com.au
• LinkedIn: linkedin.com/in/audamiancollins/

SUPPORT FOR INVESTORS

Looking for professional property management services to maximise your investment returns? Discover the tailored support available to investors through Damian's property investment advisory, Momentum Wealth: momentumwealth.com.au.

T&Cs

This episode’s guests are representatives of Momentum Wealth Property Pty Ltd trading as Momentum Wealth Residential Property. Licenced Real Estate and Business Agent in WA RA53788. The information shared on Property Investing Roadmap is general in nature and doesn’t take into account your individual circumstances. The information is for educational purposes only and should not be relied upon for investment or financial decisions. Always seek professional advice before deciding whether to invest.

Is selling your investment property to realise profit the right strategy, or could holding onto it build greater long-term wealth?

Host Damian Collins welcomes Robin Ram, Manager of Momentum Wealth’s Property Advisory division, to challenge one of the biggest misconceptions in the property market: that you need to sell to make a profit. They illustrate how time in the market beats timing the market and how holding quality assets can create substantial wealth.

What you'll learn:

• Why the property industry is structured to encourage buying and selling
• When you should (and shouldn't) sell your investment properties
• How leveraging equity can help you expand your portfolio without selling
• The power of compound growth over 20-30 years
• Real examples of properties that have delivered 300-900% growth over time
• How to avoid costly transaction fees that eat into your profits

FREE RESOURCE

Want to learn how to leverage your property's equity instead of selling? Uncover key tips on expanding your portfolio in Momentum Wealth’s free online guide, “Unlocking your Home’s Potential”, available at: https://momentumwealth.com.au/guidebooks/unlocking-your-homes-potential/.

FOLLOW US

• Instagram: @propertyinvestingroadmap
• Website: damiancollins.com.au
• LinkedIn: linkedin.com/in/audamiancollins/

SUPPORT FOR INVESTORS

Looking to develop a long-term property investment strategy? Discover the tailored support available to investors through Damian's property investment advisory, Momentum Wealth: momentumwealth.com.au.

T&Cs

The information shared on Property Investing Roadmap is general in nature and doesn’t take into account your individual circumstances. The information is for educational purposes only and should not be relied upon for investment or financial decisions. Always seek professional advice before deciding whether to invest. This episode’s guests are representatives of Momentum Wealth Finance Pty Ltd. Australian Credit Licence 384632.