Are you chasing a God-given dream but constantly battling distractions?

In this episode of Prosper in the Kingdom, hosts John Cleaver and Wendy Lee dive into one of the most pressing issues facing faith-driven entrepreneurs and Christian leaders today—the battle for focus in a noisy world.

If your calendar feels hijacked, your momentum keeps stalling, or you're constantly pulled off mission by “urgent” but non-essential tasks—this conversation will equip you with the tools and truth to fight back.

Rooted in Proverbs 4:25, this episode is a faith-filled roadmap for reclaiming your kingdom focus and aligning with your purpose-driven calling.

In This Episode:

• How to recognize spiritual distraction as a strategy of the enemy

• Why faith and focus must work together to produce kingdom results

• Real-world examples of distraction in health, wealth, and calling

• How building wealth with wisdom beats chasing quick money

• What it means to practice time stewardship in your daily life

• A powerful 5-step plan to regain clarity and momentum

• Encouragement for Christian entrepreneurs building in noisy seasons

Key Scripture:

“Let your eyes look straight ahead; fix your gaze directly before you.” – Proverbs 4:25

You’re not just being encouraged to focus—you’re being commanded to keep your eyes on the assignment. This episode unpacks what that looks like in your finances, your schedule, your health, and your mindset.

Practical Takeaways:

• Set micro goals that build confidence and compound results

• Identify distractions and shut them down with spiritual authority

• Protect your kingdom productivity by blocking time for growth

• Partner with accountability to stay aligned with your God-given purpose

• • Integrate spiritual discipline like prayer, fasting, or journaling to stay centered

  
  

  This Episode Is For You If:

• • You’re building a Christian business or side hustle but feel stuck

  • You’re a faith-based leader craving more discipline and direction

  • You’ve lost clarity on your God-given calling and want to get back on track

  • You’ve been tempted by quick wins instead of purpose-aligned progress

  • You want to align your mindset, schedule, and habits with biblical success
    

  Bonus Resources:

  • Weekly Book Club: The Science of Scaling by Benjamin Hardy (Wednesdays @ 2PM EST)

  • Financial Clarity Tool: SafeMoneyRoadmap.com

  • More at: ProsperInTheKingdom.com
    

  Subscribe, rate, and share this episode of Prosper in the Kingdom. Help us equip more believers to walk boldly in their calling—without compromise.

  
  

  Join the Conversation:Have you felt spiritually distracted lately? What’s been pulling your focus off the mission? Share your story in the comments or tag us on social with your thoughts. Let’s grow together.

  
  

  Stay Equipped for Purpose-Aligned Prosperity:Visit: ProsperInTheKingdom.com

Discover practical, faith-driven strategies for Gen Z to buy a first home, build credit, and start wealth-building—yes, even in today’s market.

For many in Gen Z, the dream of homeownership feels out of reach. Rising interest rates, high housing prices, and limited credit history can make the process overwhelming. But in this episode of Prosper in the Kingdom, hosts John Cleaver and Wendy Lee reveal why buying a home is still possible—and how you can do it with the right plan, discipline, and faith.

From understanding today’s mortgage landscape to practical steps for building credit, saving for a down payment, and finding the right “starter” home, John and Wendy share both personal stories and proven strategies. You’ll learn how to think long-term, leverage your resources, and start building equity now—because every month you’re either paying your own mortgage or someone else’s.

Whether you’re a young adult ready to take the leap, a parent guiding your kids, or someone looking to re-enter the housing market, this conversation is packed with insight, encouragement, and actionable next steps.

What You’ll Learn in This Episode:

• Why Gen Z’s homeownership challenges aren’t impossible to overcome

• How to build and maintain a credit score that qualifies you for better mortgage rates

• The truth about mortgage rates—why you shouldn’t “wait for perfect”

• Affordable ways to save for your first down payment (without starving your budget)

• How to choose a smart starter home that builds equity for your future

• Biblical wisdom for approaching financial decisions with diligence and faith
  

Scripture Reference:

• Proverbs 21:5 – “The plans of the diligent lead to profit as surely as haste leads to poverty.”
  

Resources & Links Mentioned:

• Credit building tools: Credit Wise, Credit Karma, Chime

• Mortgage rate comparison: Bankrate.com

• Connect with John & Wendy at ProsperInTheKingdom.com
  

Call to Action: If you’re ready to turn your housing dream into a reality, start by making a plan today. Share this episode with someone you know who’s thinking about buying their first home. And don’t forget to like, subscribe, and leave a comment with your biggest takeaway—we’d love to hear from you!

In this episode of Prosper In The Kingdom, Jon Cleaver and Wendy Lee dive deep into a truth most of us overlook: time is your most valuable asset—and it’s often squandered. This isn’t about hustle culture or burnout. It’s about stewardship, intention, and honoring your calling through how you spend your 24 hours.

You’ll hear candid stories, biblical insight, and practical wisdom on how to stop letting time slip away and start investing it into the things that matter—your faith, family, finances, and future.

Key Learnings:

• Why time—not money—is your true currency

• How distractions are sabotaging your calling

• The power of scheduling and owning your calendar

• Why “I don’t have time” is a dangerous lie

• How to start a purpose-driven side hustle with as little as 10 hours a week

• Biblical principles on stewardship from Proverbs, Ephesians, and Deuteronomy

• How rest and reflection play into productivity and divine alignment
  

Action Step: Own your time. Take the 90-day challenge Jon and Wendy Lee laid down—just 12 hours a week to build something meaningful. You’ve got 24 hours like everyone else… what will you do with yours?

Connect + Grow: Loved this episode? Share it with someone who needs a wake-up call on how they’re spending their time.

Join our Facebook Group⁠ for exclusive financial tips

⁠Follow us on Instagram⁠ for daily money wisdom:

Jon - https://www.instagram.com/joncleaverofficial/

Wendy - https://www.instagram.com/moneywithwendy/

⁠Visit ProsperInTheKingdom.com⁠ for past episodes and resources

Want a FREE custom financial game plan?

Click here to schedule your session: https://www.safemoneyroadmap.com

Download Wendy’s Trello MLM Starter Course here:

https://trelloschoolwithwendy.thinkific.com/courses/trello-mlm-starter

If you're over 40 and building a business, there's one asset you can't afford to neglect—your health.

In this powerful episode, John and Wendy unpack why taking care of your body isn’t just a personal goal—it’s a business strategy. From the toll hustle culture takes on your health to simple shifts you can start making now, this episode is a wake-up call for entrepreneurs, executives, and kingdom-minded leaders who want to build a life they can actually enjoy.

Whether you’re gaining momentum in business or feeling burned out by the grind, this conversation will challenge your perspective and help you reframe health as part of your mission—not separate from it.

• Why your physical health directly impacts your business performance
  

• How muscle mass, sleep, and stress affect longevity and leadership
  

• The real reason hustle culture is costing you more than time
  

• 5 simple, high-impact health habits for entrepreneurs over 40
  

• What intermittent fasting, supplements, and protein really do for your brain and body
  

• Faith-forward perspective on honoring your body as God’s temple
  

1. Intermittent fasting tailored to your gender and goals
   

2. Daily movement (even 30 minutes makes a difference)
   

3. Prioritizing deep, quality sleep
   

4. Eating for performance, not entertainment
   

5. Smart supplementation to fill nutritional gaps
   

“You’re building a business—but will you be healthy enough to enjoy it?”

🔑 What You’ll Learn:🛠️ 5 Health Shifts to Boost Energy & Performance:💡 Memorable Quote:🎧 Listen now and start building the kind of business your body can sustain:👉 ProsperInTheKingdom.com 📲 Subscribe, rate, and share to help others prosper in purpose, health, and wealth.

In this episode of Prosper in the Kingdom, John Cleaver and Wendy Lee unpack a crucial but often overlooked question for small business owners and entrepreneurs: Do you need a legal team? Spoiler alert: yes, you probably do—and it doesn’t have to break the bank.

Whether you're just getting started or scaling your business, understanding legal basics like contracts, LLC formation, trademarks, and website compliance could save you from costly mistakes down the road. John and Wendy share personal stories, real-life business scenarios, and a surprisingly affordable solution for accessing qualified legal support tailored to small business needs.

• Legal mistakes that cost entrepreneurs big
  

• LLC vs. sole proprietorship: which protects you better?
  

• ADA compliance for websites
  

• Terms & conditions and privacy policies done right
  

• The power of having an attorney letterhead in collections
  

• How to get legal document reviews for under $50/month
  

“Without counsel plans fail, but with many advisors they succeed.” — Proverbs 15:22

• Legal membership network recommended by John & Wendy
  

• More business tools at: https://prosperinthekingdom.com
  

Loved this episode? Hit the like button, leave a review, and share it with another entrepreneur who needs this info. Don’t build your business alone—build it protected.

📌 Topics Covered:📖 Key Verse:🔗 Resources Mentioned:📣 Call to Action:

Is the new tax bill from the Trump administration truly a win for the working class—or just political noise? In this episode of Prosper in the Kingdom, John Cleaver and Wendy Lee break down the so-called “Big Beautiful Bill,” unpacking what it really means for middle-class families, small business owners, and anyone earning tips or overtime.

This isn’t about politics—it’s about your paycheck, your taxes, and your future.

• What’s actually included in the Trump tax bill and who benefits most

• The surprising deductions for hourly workers, service industry employees, and parents

• What business owners (LLCs, S-Corps) should know to maximize tax advantages

• The real reason this bill could encourage work over welfare

• Cuts to programs like Medicaid, SNAP, and clean energy—what it means and what’s being misunderstood

• Long-term risks like inflation and national debt—and how to prepare your finances now

• Biblical insights on work ethic, stewardship, and community responsibility
  

• Up to $25K in tax deductions for cash tips and $12.5K for overtime—major wins for the service and shift-work industries

• Business owners can retain more profit and reinvest into their families and communities

• Parents may qualify for new savings incentives and expanded homeschool tax-free spending

• Real talk about where government support should end—and where the church must step in

• Practical advice: Use this tax window to pay off debt, build an emergency fund, and protect your legacy
  

00:00 – Intro 03:15 – What the “Big Beautiful Bill” actually does 08:30 – Tax deductions for tips, overtime, and business owners 14:00 – Medicaid cuts and fraud: What’s fact vs fear 19:40 – Homeschooling and savings account tax advantages 24:10 – Where should we cut to balance the budget? 29:45 – Biblical perspective: Rewarding work over handouts 34:00 – Long-term implications and what to do NOW 38:20 – Get your financial plan at SafeMoneyRoadmap.com

• SafeMoneyRoadmap.com – Get your free custom financial planProsperintheKingdom.com – More resources and past episodes
  

If this episode helped you understand the bill and how it impacts your finances, subscribe, leave a review, and share it with someone navigating the same questions. Let's prosper in wisdom, wealth, and purpose—together.

🔍 What You’ll Learn in This Episode:💡 Key Takeaways:⏱️ Episode Timestamps:🔗 Resources Mentioned:📣 Subscribe & Share:

Is tipping getting out of hand? In this eye-opening episode, John Cleaver and Wendy Lee explore the growing frustration around tipping culture in America — and how it’s shifted from a generous act of gratitude to a guilt-fueled expectation.

From drive-thru windows to online checkouts, it feels like everyone is asking for a tip. But what does that mean for our values as believers, and how do we respond with both generosity and discernment?

If you’ve ever felt awkward at the tip screen or questioned whether you’re being too stingy or too generous, this conversation will challenge you to think deeper about generosity, financial stewardship, and setting personal standards.

🎧 In This Episode You’ll Learn:

• Why tipping culture has dramatically changed since the pandemic
  

• What roles actually depend on tips for income — and which don’t
  

• How forced tipping can rob us of the joy of true generosity
  

• What Scripture says about giving cheerfully vs. giving out of guilt
  

• How Christians can be both generous and wise with their money
  

• Real talk: Why “everyone gets a trophy” culture may be fueling entitlement
  

✝️ Key Scripture Referenced:

• 2 Corinthians 9:7 – “Each one must give as he has decided in his heart, not reluctantly or under compulsion, for God loves a cheerful giver.”
  

🔍 Keywords to Help You Find This Episode:

• Is tipping out of control?
  

• Christian perspective on tipping culture
  

• Should I tip for counter service?
  

• Why do we feel guilty not tipping?
  

• Tipping etiquette 2025
  

• Stewardship vs. guilt in giving
  

• How much to tip at a coffee shop
  

• Generosity as a Christian
  

📲 Links & Resources:

• 💰 Get a free personal financial review at SafeMoneyRoadmap.com — no obligation, no tip required 😉
  

• Explore more episodes & resources at: prosperinthekingdom.com
  

💬 Listener Challenge: Have you noticed the shift in tipping culture? Do you feel pressure to tip where you didn’t before? Drop your thoughts in the comments and let’s talk about it!

Subscribe + Review: If this episode made you think twice at the tip screen, leave us a ⭐⭐⭐⭐⭐ review and share it with a friend who’s been silently fuming about tipping too!

Get more financial tips and advice at joncleaver.com

Want a FREE custom financial game plan?

Click here to schedule your session: https://www.safemoneyroadmap.com

Download Wendy’s Trello MLM Starter Course here:

https://trelloschoolwithwendy.thinkific.com/courses/trello-mlm-starter

Follow us:

https://www.instagram.com/joncleaverofficial/

https://www.instagram.com/moneywithwendy/

Here are the SEO-optimized show notes for the Prosper in the Kingdom podcast episode titled:

Who Should Be on Your Money Team? 4 Experts Every Entrepreneur Needs

Struggling to figure out how to manage your money as an entrepreneur? You’re not alone—and you don’t have to do it all yourself. In this episode of Prosper in the Kingdom, John Cleaver and Wendy dive into the 4 essential people you need on your money team to build and protect your wealth. From tax strategy to long-term growth and legal protection, this episode gives you the practical insights and real-life stories you need to get your financial house in order—without the overwhelm.

Whether you’re just starting your business or scaling rapidly, this conversation will help you identify the right people to support your financial journey and keep more of what you earn.

• Why every entrepreneur needs a CPA or tax strategist (and what to avoid)
  

• The real cost of DIY bookkeeping—and how to fix it
  

• How a financial planner can help your money grow while you sleep
  

• Why hiring an attorney isn’t just for big business
  

• The bonus players: social media strategists and mentors who expand your reach and mindset
  

• who should be on my money team
  

• money team for entrepreneurs
  

• how to hire a CPA
  

• bookkeeper vs accountant
  

• financial planning for business owners
  

• legal protection for small business
  

• build your business finance team
  

• entrepreneurial money tips
  

• wealth building for entrepreneurs
  

• faith and finances in business
  

00:00 – Welcome back to Money Moves 01:30 – What is a money team and why do you need one? 03:00 – The #1 person you need: Tax preparer or CPA 06:15 – Real talk: How Wendy went from a $55k tax bill to a refund 09:15 – #2: The bookkeeper who keeps you sane and saves you stress 13:00 – Letting go of guilt and letting experts do what they do best 14:20 – #3: Why financial planners aren’t just for the wealthy 18:00 – What most entrepreneurs get wrong about money growth 20:00 – #4: Yes, you need a lawyer (and what kind) 23:45 – BONUS: The marketing help and mentors that sharpen you 27:15 – Jeff’s story: Why even millionaires take notes 29:00 – Final thoughts: Stop sitting on the sidelines—get in the game

• JohnCleaver.com (mention Black Swan Money for a free financial plan)
  

🎙️ Episode Title:📌 Episode Summary:🧩 What You’ll Learn:🔍 Keywords for SEO:⏰ Timestamps:🔗 Resources Mentioned:Connect with Wendy and John on social media