According to a recent study, most Americans don't understand basic facts surrounding probate, which could complicate matters when putting together an estate plan. Pat and Jesse take a look at this study and present the basic facts about the process and how it could cost you a lot if things are not planned properly. Melody joins Pat in the second half of the show to talk about the upcoming Medicare Open Enrollment.

Millennials stand to become the wealthiest generation in history when they receive inherited money from their parents, the baby boomers, who are retiring now. Pat and Jesse look at how this group of people can benefit from this wealth, and ways it can be passed to them in the most efficient way possible, especially regarding taxes. In the second part of the podcast, Pat joins Melody Schwoerer to talk Medicare as open enrollment gets closer.

Pat and Jesse discuss the up and coming group of retirees at the end of the Baby Boomer generation, and the beginning of the Generation X group just starting to retire, and what needs to occur for each to get their plans ready. Melody joins Pat in the second portion of the show to answer listener questions.

It's coming next month - Medicare Open Enrollment. In this episode, Jesse and Melody discuss changes to the program for 2025, and what to expect if you need to make changes to your plan.

It's not what you make, it's what you keep that counts, and in retirement that is even more true. In this episode, Jesse and Melody discuss ways you can use your retirement nest egg to produce the income you need to make retirement work for you.

It's getting nearer to that time again - Medicare Open Enrollment is coming in just a few weeks. On this podcast, Jesse and Keystone insurance professional Melody Schwoerer, who is also Jesse's sister, take you through some of the complex steps Medicare holds for new participants, and how you can make sure you get the plan that meets your needs.

Everyone wants more money in retirement, not less. Today Pat and Jesse take a look at what people with large retirement portfolios need to be aware of when planning for their retirement, especially when it comes to taxes. They also look at the econmic impact of the Olympic games in recent years, not just the one just concluded in Paris, and how these games may not be all they are cracked up to be for the host city or country.

The very first wave of so-called Generation X people are pulling the trigger on retirement. What do they need to do? Today Pat goes over some of the things they need to think about when they hit age 59 1/2, the age at which they can start to draw out money from retirement accounts without penalty, as well as looking further down the road to make sure they plan their retirements with taxes and other things in mind to help them keep more in their own pockets.