In this episode of Real Estate Pros of Houston, we break down the 2/1 buydown—a powerful financing tool that’s gaining traction in today’s market. Whether you're a homebuyer looking to lower your monthly payment or a seller trying to make your listing more attractive, this strategy could be the key to closing the deal.

We’ll cover:

What exactly a 2/1 buydown is

How it works for buyers to ease into their mortgage payments

Why sellers (and builders) might offer it as an incentive
Real-life examples of how it benefits both sides of the transaction

What to watch out for before jumping in

If you're navigating today’s real estate market in Texas, don’t miss this quick but crucial financial insight that could save you thousands—or help you sell faster.

Real Pros of Houston

Hosted by Mark Zachary

Looking to make smarter choices when it comes to home financing? Next Step Home Loans is your go-to source for real talk about choosing the right lender, staying up to date on today's mortgage news, and navigating the ever-changing housing market. Whether you're a first-time buyer, seasoned homeowner, or real estate pro, we break down complex topics into clear, actionable insights—helping you take the next step with confidence.

New episodes weekly. Tune in and stay ahead of the curve!

In this episode, Mark Zachary breaks down the concept of mortgage points—what they are, how they impact your loan, and whether paying them makes sense for your financial situation. Mortgage points can be a tricky subject for many homebuyers, but understanding them is crucial when deciding how to structure your mortgage. We’ll explore the pros and cons of paying points upfront, how they can lower your interest rate, and whether it’s the right choice for you in the long run. Whether you're a first-time homebuyer or refinancing your existing loan, this episode will help you make an informed decision.

Tune in and get the clarity you need on mortgage points!

Welcome to Real Estate Pros of Houston, where we dive deep into the stories of local experts shaping the Houston housing market. In this episode, we're joined by David Mazzarella, a real estate professional with a unique journey and a passion for community.

Originally hailing from upstate New York, David made the move to Houston in July 2017, just weeks before Hurricane Harvey swept through the city. Witnessing the resilience and unity of the community during this challenging time left a lasting impression on him. Drawing from his years of experience in education, including coaching both school and club sports, David recognized the need for a better work-life balance to spend more time with his growing family.

As a father of seven, with his oldest being nine and his youngest just six months old, David understands the importance of family and teamwork. Alongside his wife, he manages their day-to-day activities while also pursuing his passion for real estate. A hockey enthusiast and coach to his children, David believes in sharing his talents with others and making a positive impact in the lives of those around him.

With a focus on education, resourcefulness, and patience learned from his time in the education field, David approaches his real estate career with a commitment to serving his clients and juggling multiple responsibilities with grace. For him, success is measured not only by professional achievements but also by the quality time spent with loved ones.

Join us as we explore David's journey, his insights into the Houston real estate market, and his unwavering dedication to helping others. To connect with David, reach out at 409-737-0126 or via email at david@homesrightbayou.com. Don't miss out on this inspiring conversation with a true Real Estate Pro of Houston.

Welcome to Real Estate Pros of Houston, where passion meets professionalism in the heart of Texas's bustling real estate market. In this episode, we're thrilled to host Garrett Weathers, a dedicated real estate aficionado whose journey from the oil and gas industry to becoming a trusted figure in Houston's housing scene is nothing short of inspiring.

Originally hailing from the Arlington area, Garrett made his mark in Houston after relocating in 2010. It was here that he not only found his calling but also found love, meeting his wife shortly after relocating. Now rooted in the vibrant Katy area, Garrett's transition into real estate was serendipitous, sparked by a friend's introduction.

For Garrett, real estate isn't just a job; it's a deeply ingrained passion. He believes in the mantra that you're not just selling a property; you're selling yourself and the service you provide. He does not focus on the commissions but instead focuses squarely on nurturing relationships and delivering exceptional service. He understands that by taking care of his clients, they, in turn, take care of him.

Balancing the roles of father, husband, and business owner with finesse, Garrett embodies the essence of success. He knows that in the grand scheme of things, it's the relationships he cultivates and the referrals that follow that truly define his achievements.

Join us as we delve into Garrett's story, uncovering the principles that drive his success and the unwavering commitment he brings to every client interaction. Whether you're a seasoned real estate professional or a first-time homebuyer, there's something to learn from Garrett's journey. Get ready to be inspired and empowered to navigate Houston's real estate landscape with confidence.

For more insights or to connect with Garrett Weathers, reach out at 281-905-1172 or via email at garrett@fyirealty.net. Don't miss out on this opportunity to learn from one of Houston's finest real estate pros.

Welcome to Real Estate Pros of Houston, where we dive deep into the stories and strategies of Houston's finest real estate professionals. In this episode, we sit down with June Onguko, a dynamic force in the Houston real estate scene.

Originally from Kenya, June's journey to success in the United States is nothing short of remarkable. With nearly two decades of experience in real estate, June brings a wealth of knowledge and a unique perspective to the table.

After earning her undergraduate degree from the University of Houston and a Master's in Business Administration from Keller Graduate School, June embarked on a career in corporate America. However, her desire for flexibility and entrepreneurship led her to pursue her passion for real estate.

June's entrepreneurial spirit was evident from a young age, as she ran several businesses in Kenya, including a candy business, even as early as middle school. Despite the traditional expectations placed upon her in Kenya, June charted her own path, defying norms and pursuing her dreams in the United States.

Join us as June shares her inspiring journey of overcoming challenges and carving out a successful career in Houston's competitive real estate market. Her story serves as a testament to resilience, determination, and the power of pursuing one's passions.

To connect with June Onguko and learn more about her real estate services, reach out at 281-948-6506 or via email at TheTeam@JuneProperties.net. Don't miss the opportunity to meet one of Houston's finest real estate professionals. Tune in now to hear June's incredible story.

Welcome to "Real Estate Pros of Houston," where we delve into the dynamic world of real estate through the lens of Houston's finest professionals. In this episode, we shine a spotlight on Mary Giovinale, a seasoned realtor with a passion for turning homeownership dreams into reality.

Originally hailing from Venezuela, Mary brings over two decades of experience in the real estate realm, beginning her journey in California before settling in the vibrant city of Houston. Armed with an engineering degree and a love for the flexibility that the real estate industry offers, Mary made the bold decision to transition from part-time to full-time real estate in 2019, driven by her unwavering dedication to her clients.

Specializing in working with relocation buyers, Mary's expertise lies in navigating the intricate process of finding the perfect home in a new city. However, her motivations extend beyond professional success; as a devoted mother of two girls, Mary is fueled by her desire to set a stellar example for her family and instill the values of integrity, hard work, and compassion.

Join us as we unravel Mary's journey, her commitment to building lasting relationships with her clients, and her belief that doing the right thing always paves the path to success. Whether you're a seasoned homeowner or a first-time buyer, Mary Giovinale is your trusted guide in the bustling Houston real estate market.

To connect with Mary and embark on your homeownership journey, reach out at 281-753-7798 or via email at maryghomes@gmail.com. Don't miss out on this insightful conversation with one of Houston's finest real estate professionals!