『Retired-ish』のカバーアート

Retired-ish

Retired-ish

著者： Cameron Valadez
無料で聴く

このコンテンツについて

 Retired·ish is the retirement podcast for those exploring retirement and those currently in retirement. The retirement ideas and strategies discussed are focused around preparing for one of life's biggest transitions, and how to preserve the wealth that you have worked so hard to achieve! This educational podcast was created to provide you with confidence in your retirement planning decisions. Your host, Cameron Valadez, is a CERTIFIED FINANCIAL PLANNER(TM) and partner of financial planning firm for retirees, Planable Wealth. In each episode, Cameron shares actionable ideas and strategies to help you Simplify Investing, Reduce Taxes, & Grow Your Net Worth, so you can retire on your terms! Cameron will answer some of the top concerns of retirees including: How can I potentially pay less in taxes to the IRS? How can I better preserve my retirement nest egg and draw a sufficient income? How can I simplify my investments? How can I keep more wealth in the family? Cameron also takes a deep dive into more complex issues retirees face regarding retirement income, estate planning, Medicare, Social Security and more! Retirement doesn't have to be a means to an end. To be Retired-ish means to have the CONFIDENCE and FREEDOM to spend your time on what matters most, and retire on your terms! Cameron believes this can be achieved through well-designed financial planning that adapts to life's unknowns. Find more information about Cameron or ask a question you would like answered on the podcast by visiting retiredishpodcast.com Want even more detailed retirement planning insights? Join our monthly Retired·ish Newsletter!Cameron Valadez © 個人ファイナンス 経済学
エピソード
  • Q&A Hot Topic: Cash Value in Permanent Life Insurance

    Q&A Hot Topic: Cash Value in Permanent Life Insurance
    2025/06/30

    Here we go again, discussing hot takes on permanent life insurance and its use as an investment vehicle.

    In this episode, I tackle one of the best questions I have received in a long time regarding the cash value and hidden costs associated with permanent life insurance that I think is critical to understand.

    Before considering a permanent life insurance policy as an investment option, make sure you are utilizing the more transparent, low cost, and tax efficient investment vehicles on a regular basis.

    More specifically, I discuss:

    • The biggest hidden cost in many permanent life insurance policies
    • Where your premiums go when funding permanent life insurance
    • What is the cash value component of a permanent life insurance policy?
    • How does the death benefit payout work in permanent life insurance policies?
    • What can happen if you take a loan from your permanent life policy?
    • Why permanent life insurance policies make for poor “investment vehicles”

    Resources From The Episode:

    • Retired-ish Newsletter Sign-Up
    • Get Show Notes Here

    Key Moments:

    (02:05) The Controversial Question About Permanent Life Insurance Nobody is Asking

    (05:18) The Answer

    (06:23) Understanding Permanent Life Insurance Premiums

    (10:33) Taking A Loan From Your Permanent Life Insurance Policy
    続きを読む 一部表示
    19 分
  • Are TIPS Worth Adding To Your Retirement Portfolio?

    Are TIPS Worth Adding To Your Retirement Portfolio?
    2025/06/16

    With the growing US federal deficit, tariffs, fears of recession, and upcoming tax breaks, inflation is a top concern in the minds of many retirees and soon-to-be-retirees.

    Investing in TIPS, or Treasury Inflation-Protected Securities, is one of the most commonly touted strategies that can help stave off unexpected inflation, however there are still important risks to understand.

    Can TIPS really preserve your purchasing power in a meaningful way and kill off inflation no matter what happens in the markets or economy? Or are they just another government bond with a fancy name and a built-in marketing hook?

    More specifically, I discuss:

    • What are Treasury Inflation Protected Securities (TIPS)?
    • How do TIPS work? How are they different from traditional (nominal) bonds?
    • Important things to know when purchasing TIPS
    • Individual TIPS vs. mutual funds and ETFs that invest in TIPS
    • Potential risks of investing in TIPS
    • Tax ramifications of TIPS
    • Why would a pre-retiree or retiree consider adding TIPS to their portfolio?

    Resources From The Episode:

    • Retired-ish Newsletter Sign-Up
    • Get Show Notes Here


    Key moments:

    (02:35) Understanding TIPS: The Basics

    (08:55) Important Things to Know When Buying TIPS and/or TIPS Fund

    (15:09) Some Risks With TIPS

    (19:03) Tax Implications of TIPS

    (23:32) Should You Consider Investing in TIPS?
    続きを読む 一部表示
    29 分
  • The “One Big Beautiful Bill”: What The New Proposed Tax Law Changes Mean For You

    The “One Big Beautiful Bill”: What The New Proposed Tax Law Changes Mean For You
    2025/06/02

    The “One Big Beautiful Bill” recently passed through the House of Representatives by a narrow margin and is now in the Senate’s hands.

    This bill consists of extremely important tax legislation that aims to continue on and add to the current tax provisions we have grown accustomed to for the last several years under the Tax Cuts and Jobs Act.

    As a pre-retiree or retiree, many of the federal tax proposals in the current bill are highly relevant and could warrant adjustments to your retirement planning if passed.

    In this episode, Cameron provides a breakdown of the most impactful changes and how they may affect you.

    More specifically, I discuss:

    • Proposed changes to current Tax Cuts & Jobs Act legislation
    • State & local tax deduction (SALT) cap proposed changes
    • Deduction updates for business owners and landlord (bonus depreciation, QBI)
    • Current tax provisions to be repealed under the One Big Beautiful Bill
    • Brand new provisions in the One Big Beautiful Bill relevant to pre-retirees and retirees
    • Proposed changes to Health Savings Accounts (HSA)

    Resources From The Episode:

    • Retired-ish Newsletter Sign-Up
    • Get Show Notes Here

    Key moments:

    (00:00) Introduction to the One Big Beautiful Bill
    (02:05) Key Provisions of the Proposed Bill
    (03:56) Proposed Changes to Current Tax Law
    (08:52) Proposed Changes to SALT Deduction
    (11:01) Proposed Changes in Small Business Owner Tax Breaks
    (14:10) Proposed Tax Provisions Set to be Repealed
    (15:43) Proposed Brand New Tax Provisions
    続きを読む 一部表示
    23 分

Retired-ishに寄せられたリスナーの声

カスタマーレビュー：以下のタブを選択することで、他のサイトのレビューをご覧になれます。

Audible.co.jp

Amazon.co.jp
レビューはまだありません。