Andy chats with a real person (not an advisor) doing their own retirement planning. In this episode, Andy talks with John McLaurin. They talk about a wide array of retirement planning topics such as planning for special needs and the "generational" planning involved, investing, Social Security, when they got serious about retirement planning, and more!

Links in this episode:

• The book John mentioned - The Special Needs Planning Guide: How to Prepare for Every Stage of Your Child's Life

• Tenon Financial monthly e-newsletter - Retirement Planning Insights
• Facebook group - Retirement Planning Education (formerly Taxes in Retirement)
• YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)
• Retirement Planning Education website - www.RetirementPlanningEducation.com

To send Andy questions to be addressed on future Q&A episodes, email andy@andypanko.com

Andy chats with fellow retirement planner Liz Yoder, CFP®, ChSNC® from Dependent Financial Planning. In this episode they talk about a wide array of retirement planning topics with a particular emphasis on special needs planning and the unique considerations and areas to consider when you or your child has or is likely to have a disability

Links in this episode:

• Liz's advisory company website - Dependent Financial Planning
• Liz's LinkedIn profile - Elizabeth (Wolleben) Yoder

To send Andy questions to be addressed on future Q&A episodes, email andy@andypanko.com

• Tenon Financial monthly e-newsletter - Retirement Planning Insights
• Facebook group - Retirement Planning Education (formerly Taxes in Retirement)
• YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)
• Retirement Planning Education website - www.RetirementPlanningEducation.com

Andy discussed seven common scenarios where it might be beneficial to do Roth conversions:

1. You know your income now is much lower than it will be in the future
2. You're married (and may eventually be single)
3. You have large pre-tax accounts
4. Your eventual heirs are likely to be in higher tax situations than you currently are
5. Your plan on moving to a state that will have higher income taxes than your current state
6. You're convinced tax rates will increase markedly in the future
7. You want greater tax "diversity" amongst your investable accounts

Links in this episode:

• Tenon Financial newsletter summarizing the 7 potential Roth conversion scenarios - here

• Tenon Financial monthly e-newsletter - Retirement Planning Insights
• Facebook group - Retirement Planning Education (formerly Taxes in Retirement)
• YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)
• Retirement Planning Education website - www.RetirementPlanningEducation.com

To send Andy questions to be addressed on future Q&A episodes, email andy@andypanko.com