In this episode of Risk Meets Reality, we dive into the fascinating connection of personal insurance and the world of high-value collectibles with special guests from Heritage Auctions, one of the world's premier auction houses. Together, we explore how generational trends are reshaping the market, from fine art to rare trading cards, and what this means for insuring these prized possessions. Our guests share stories from the auction floor, highlight surprising trends driven by different generations while our team explains why proper coverage is more critical than ever. Whether you're a seasoned collector, or just starting out, this conversation offers valuable insights into the evolving world of personal insurance and passion-based investing.

How Generational Shifts in Jewelry Purchasing Are Shaping the Market

Owning a condo comes with unique insurance needs— do you know what coverages your association has in place? In this episode, we break down typical unit owner responsibilities, what’s usually covered by associations and potential gaps that could leave owners exposed. Our team also discusses key coverages to consider and some important questions to ask before buying a condo. Whether you're a first-time buyer or a longtime owner, this conversation can help you make more informed decisions about protecting your investment.

In this month’s episode of Risk Meets Reality, we’re diving into the heart of personal insurance — the service and support that truly make a difference when helping protect what matters most. We explore the common pain points customers face and how thoughtful, proactive solutions create positive, seamless experiences.

We also touch on home enhancements that can help minimize risks and keep your property safe. Whether you're a homeowner looking to learn more about coverage, or just curious about how personal insurance is evolving, this episode is packed with insights you won’t want to miss.

Enhancing Home Safety | Key Systems to Minimize Risk of Severe Losses

Owning a boat comes with unique risks. On this episode of Risk Meets Reality, our team shares insights to help navigate them. The team breaks down the essentials of marine insurance and underwriting, giving current and potential boat owners the knowledge they need to help protect their investments. From understanding recent insurance trends to avoiding common pitfalls in the underwriting process, our hosts and guests share real-life scenarios and ways boat owners can be better prepared when seeking to insure their vessels. Tune in, subscribe and share the podcast to stay ahead of the tide.

Brown & Brown, Inc. and all its affiliates, do not provide legal, regulatory or tax guidance, or advice. If legal advice counsel or representation is needed, the services of a legal professional should be sought. The information in this podcast is intended to provide a general overview of the topics and services contained herein. Brown & Brown, Inc. and all its affiliates, make no representation or warranty as to the accuracy or completeness of this podcast and undertakes no obligation to update or revise the podcast based upon new information or future changes.