Are you tired of feeling trapped by debt? What if I told you that the key to getting out of debt isn't just about making more money?

In this episode, we're tackling the question that's keeping millions of Americans up at night: "Why am I still in debt despite my best efforts?"

🔎We're pulling back the curtain on:

1. 5 hidden mistakes that are likely sabotaging your debt payoff journey

2. The shocking truth about minimum payments (and why your credit card company loves them)

3. A powerful strategy that helped one of our community members pay off $10,000 in just 6 months

4. The counterintuitive approach that could transform your finances in the next 30 days

Don't miss this chance to finally break free from the chains of debt and start building real wealth!

📚Resources mentioned:

• The Payoff 10K Plan course: https://seedtime.com/10k

• SeedTime Money 40-week checklist (mentioned as part of our ongoing series): https://seedtime.com/give1m

📖Bible verses discussed:

• Proverbs 22:7

• Ecclesiastes 4:4

• Matthew 6:25-34

Don't let another day go by feeling trapped by debt. It's time to take action and transform your financial future!

BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).

Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/nlENoTAdbBI)!

If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Today we sit down with Peter Greer, President and CEO of HOPE International, to unpack the revolutionary insights from his new book, "Lead with Prayer."

🔍 Here's what we uncovered:

• The eye-opening prayer habits of Francis Chan, Mark Batterson, and other Christian powerhouses

• Why 15 minutes of prayer trumps 10 hours of strategy (and how to implement this in your life)

• The counterintuitive link between prayer and stress reduction in high-pressure leadership roles

• How to create a "prayer culture" in your workplace (even if you're in a Fortune 100 company)

• The untold story of how a small act of obedience in Ukraine sparked a global movement

But here's the kicker: This isn't just theory. We've implemented these strategies in our own organization, and the results have been nothing short of miraculous.

If you're tired of feeling stuck, stressed, or simply not seeing the breakthrough you know God has for you, this episode is your wake-up call.

It's time to stop relying on your own strength and tap into the ultimate source of wisdom, creativity, and power.

Resources Mentioned:

• "Lead with Prayer" by Peter Greer - https://www.amazon.com/Lead-Prayer-Unlocking-Transformational-Leadership/dp/1540902293

• Lead with Prayer website - https://www.leadwithprayer.com

• HOPE International - https://www.hopeinternational.org

• "Praying Like Fools" by Tyler Stanton - https://www.amazon.com/Praying-Like-Fools-Taking-Seriously/dp/0310363926

• "When Helping Hurts" by Steve Corbett and Brian Fikkert - https://www.amazon.com/When-Helping-Hurts-Alleviate-Yourself/dp/0802409989

• "Poverty, Inc." documentary - https://www.povertyinc.org

• SeedTime website - https://seedtime.com

Ready to revolutionize your prayer life and unlock your true potential as a leader? Grab your copy of "Lead with Prayer" now at https://www.leadwithprayer.com

Remember: The world doesn't need more burnt-out leaders trying to change the world in their own strength. It needs leaders who know how to tap into the ultimate source of power, wisdom, and love.

Let's pray like our lives—and the lives of those we lead—depend on it. Because they do.

BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (https://instagram.com/seedtime).

Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/Xgfi9ZcfUuE)!

If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Ever wonder why some people seem to effortlessly climb the career ladder while others stay stuck? We're about to blow the lid off the biggest secret in professional development.

In this episode, we dive deep into the game-changing concept of micro-skills - the hidden superpower that can catapult you from average to extraordinary.

🔎Here's what we unpack:

• The shocking truth about becoming indispensable (hint: it's not what you think)

• The biblical hack for career success that most people miss

• How a comic strip creator cracked the code to an extraordinary career

But we don't just talk theory. We give you actionable steps to identify and develop your own micro-skills, potentially 10x-ing your value in the marketplace.

Whether you're a seasoned pro or just starting out, this episode is your roadmap to becoming the go-to person in your field. Don't miss out on this career-defining information!

📚Resources Mentioned:

• Comic: Dilbert by Scott Adams http://dilbert.com/

• Bible Verses:

• • Parable of the Talents (Matthew 25)

  • Proverbs 22:29

  • Ephesians 2 (Prayer for enlightenment)

• SeedTime Money 40-week checklist (mentioned as part of our ongoing series): https://seedtime.com/give1m

Remember: Your homework is to identify 5-10 micro-skills you could develop. Start with one this week. Google it, YouTube it, read about it. Then watch as you start crushing it in your career!

BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).

Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/I9e6Nu3kA70)!

If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Picture this: You're at the end of your life, reflecting on your financial journey. What's the metric that truly matters? Is it the size of your bank account—or the lives you've touched through your generosity?

In today's episode, we're tackling a question that could reframe your entire perspective on money: What is your Net Given, and why is it the most important number you're probably not tracking?

We explore the transformative power of tracking your Net Given—every act of generosity, big or small. It's not just about tithes or charitable donations; it's about every coffee you buy for a friend, every birthday gift, every meal you share. By shifting our focus from accumulating wealth to amplifying generosity, we discovered a path to a richer life and a lasting legacy.

🔎 In This Episode, You'll Learn:

1. How redefining financial success can transform your life.

2. The story behind our ambitious goal to give away a million dollars.

3. Practical steps to start tracking your Net Given today.

4. Why small acts of generosity add up to make a big impact.

5. How focusing on giving can lead to true financial freedom.

If you've ever felt that accumulating more isn't fulfilling, this episode is your invitation to flip the script.

📚 Resources Mentioned:

1. Download our free Net Given Tracker Spreadsheet: http://seedtime.com/ng

2. Our Book – Simple Money, Rich Life (Chapter 24 dives deeper into this concept): http://seedtime.com/smrl

3. SeedTime Money 40-week checklist (mentioned as part of our ongoing series): https://seedtime.com/give1m

🎯 Action Steps:

1. Download the Net Given Tracker and start logging every act of generosity: http://seedtime.com/ng

2. Reflect on your financial goals—are they aligned with the legacy you want to leave?

3. Share this episode with someone who needs a new perspective on money.

Remember: It's not about how much you can get; it's about how much you can give. Let's redefine financial success together.

BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).

Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/a9BrXZiOh00)!

If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Today, we are discussing the paradoxical secret to financial success: working less.

We dive deep into the biblical principle of Sabbath and reveal how this ancient practice is revolutionizing modern business and personal finance.

🔎You'll discover:

• Why top performers are embracing this idea and seeing exponential results

• The counter-intuitive connection between rest and wealth creation

• How we used Sabbath economics to reach our million-dollar giving goal

• The shocking story of a rookie real estate agent who defied industry norms and saw his business explode

• Why your vacations might be leaving you more exhausted (and how to fix it)

Plus, we share our personal Sabbath strategies that have led to major financial breakthroughs and life-changing revelations.

Whether you're a business owner, employee, or somewhere in between, this episode will challenge everything you thought you knew about productivity and success. Get ready to unlock a whole new level of financial abundance and personal fulfillment!

📚Resources Mentioned:

• Book: "The Rest of God" by Mark Buchanan - https://www.amazon.com/Rest-God-Restoring-Your-Sabbath/dp/0849918707

• SeedTime Money 40-week checklist (mentioned as part of our ongoing series) - https://seedtime.com/give1m

Stay tuned for our upcoming merch release and studio makeover! Follow us on social media for sneak peeks and updates.

Remember, sometimes the key to getting ahead is knowing when to stop and rest. Your future self (and your bank account) will thank you!

BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).

Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/Lm8ivuzl4WI)!

If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

We all dream of living life on our own terms.

But how many of us actually do it?

In this game-changing episode, we sit down with Graham Cochran, author of the new book "Rebel: Find Yourself By Not Following the Crowd," to uncover the invisible force holding you back from your dreams—and how to break free.

🔍 We dive deep into:

1. Why conformity is slowly killing your soul (and how to recognize it)

2. The shocking truth about why your dreams keep dying

3. How Graham went from food stamps to running two 7-figure businesses

4. The "Identity Crisis Intersection" and how to navigate it

5. Why dreaming big is the most rebellious thing you can do

6. The 5 biggest mental scripts sabotaging your success

If you've ever felt stuck in a job that doesn't fulfill you, struggled with a business that drains you, or simply lived a life that doesn't feel authentically yours, this episode is your wake-up call.

It's time to rebel against the ordinary. It's time to find yourself.

Resources Mentioned:

• "Rebel: Find Yourself By Not Following the Crowd" by Graham Cochran - https://www.amazon.com/Rebel-Find-Yourself-Following-Crowd/dp/1400333784

• The Rebel Book website - https://www.therebelbook.com

Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/m4OlSg8E7ss)!

If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Hey friend! Today we are talking about:

• The dangerous lie about money that keeps 96% of people financially stagnant
• Why investing isn't just for the wealthy - it's a powerful tool for anyone who wants to make a difference
• The shocking experiment that shows what happens when you give 100 people $10,000
• The simple math function that separates financial winners from losers
• How to shift your mindset from subtraction to multiplication
• The Biblical case for smart investing (hint: it's about more than just getting rich)
• Why the stock market isn't as risky as you might think - and how to approach it wisely
• The life-changing power of compound interest over time
• How to start multiplying your money today, even if you know nothing about investing

Links and resources mentioned:

• Episode 17 of the podcast series (discussing investment risks)
• 10X Investing Course: https://seedtime.com/10x - and be sure to use coupon code: PODCAST20 (limited time discount)

Plus, we share personal stories of how we overcame limiting beliefs about wealth and learned to see money as a tool for Kingdom impact. Whether you're a financial novice or looking to level up your strategy, this episode will challenge your assumptions and inspire you to become a multiplier.

Is your favorite hobby secretly sabotaging your financial future?

Today, we dive deep into the hidden costs of our pastimes and reveal how strategic hobby selection can impact your financial progress and happiness.

🔎Here's what you'll learn:

• Why I gave up golf at 13 (and how it changed my financial trajectory)

• The shocking truth about identity-driven hobbies

• How to turn your shopping addiction into a money-making machine

• The "paddle sports secret" to living longer (and richer)

• Why your spouse might be nodding their head right now (and what to do about it)

💡But this isn't just about cutting costs. We'll show you how to:

• Transform your passions into profit centers

• Hack your happiness by redirecting your focus

• Unleash the power of "seasonal hobbies" for explosive growth

Warning: This episode might make you rethink everything you thought you knew about work-life balance and personal finance. Are you ready to level up?

Resources Mentioned:

• SeedTime Money 40-week checklist (mentioned as part of our ongoing series) - https://seedtime.com/give1m

Remember, where your treasure is, there your heart will be also. It's time to make your hobbies work for you, not against you.

Ready to transform your free time into a wealth-building machine? Hit play now!

BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).

Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/f2nTLQBVVmg)!

If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.