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  • 45. The Key to Fixing Our Broken Healthcare System

    45. The Key to Fixing Our Broken Healthcare System
    2025/02/20
    This episode is not just another dialogue; it's an exposé of the often hidden truths within the benefits system. As a registered nurse, Debb sheds light on the intricacies of medical management and its profound impact on healthcare delivery and financing.

    Listeners will be captivated by personal anecdotes and insights into the tumultuous journey toward healthcare transparency, challenging the status quo one employer decision at a time. From dissecting the roles of medical management in both fully insured and self-funded plans to unveiling the truth behind automated prior authorizations and claim denials, this episode leaves no stone unturned.

    Debb emphasizes the pivotal role employers play in reshaping the healthcare landscape, urging them to see beyond the traditional confines set by large carriers. With her direct and passionate approach, she shares innovative ways to integrate medical management, ensuring quality care while efficiently managing costs. Listeners will walk away not only inspired but also empowered with the knowledge and tools necessary to initiate change within their organization. This episode promises to shift your perspective and potentially save your business significant expenses—all while ensuring the well-being of your most valuable asset: your people.

    Connect with Chelsea and Donovan:
    Website: www.ethoseffectpodcast.com
    Instagram: https://www.instagram.com/ethoseffectpodcast/
    Chelsea: https://www.linkedin.com/in/chelsea-whalley-8508a192/
    Donovan: https://www.linkedin.com/in/donovanryckis/

    Podcast #Healthcare #Finance #Insurance #BusinessOfBenefits
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    47 分
  • 44. Using Data to Create Wins

    44. Using Data to Create Wins
    2025/02/06
    Join hosts Chelsea and Donovan Ryckis in this engaging episode as they join Spencer in his podcast to unravel the complexities and opportunities in the self-funded healthcare space. This episode dives into the importance of fiduciary responsibility, the impact of healthcare costs on employers, and the potential for innovative solutions to transform the industry. Discover why self-funding may be the key to sustainable and effective healthcare for businesses.

    Whether you’re a seasoned industry professional or new to the world of benefits, this episode is packed with insights and actionable advice. Tune in and learn how you can take control of your healthcare strategy!

    Highlights:
    1. Introduction to Self-Funded Healthcare (00:00:01)
    2. Importance of Fiduciary Responsibility (00:00:24)
    3. Case Studies and Real-Life Examples (00:01:36)
    4. Ethos and Culture in Benefits Consulting (00:20:00)
    5. Navigating Complex Healthcare Changes (00:43:00)

    Subscribe to our channel for more no-nonsense insights into the business of benefits! If you found this episode valuable, give us a thumbs up and share it with your network. Don't forget to leave your thoughts and questions in the comments below! 🔔

    Connect with Chelsea and Donovan:
    Website: www.ethoseffectpodcast.com
    Instagram: https://www.instagram.com/ethoseffectpodcast/
    Chelsea: https://www.linkedin.com/in/chelsea-whalley-8508a192/
    Donovan: https://www.linkedin.com/in/donovanryckis/

    Podcast #Healthcare #Finance #Insurance #BusinessOfBenefits
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    1 時間 20 分
  • 43. How "Walk On Clinic" is Changing Primary Care Access

    43. How "Walk On Clinic" is Changing Primary Care Access
    2025/01/23
    In this episode, we are thrilled to host the dynamic Chris Yarn, CEO and founder of Walk On Clinic. Walk On Clinic is pioneering healthcare delivery with its innovative mobile and on-site clinic model, providing employees with easy access to top-notch primary care services right at their workplace.

    Chris Yarn isn’t just transforming healthcare from a business perspective; his personal story of battling cancer and his recovery journey adds a profoundly heartfelt layer to this discussion. Diagnosed with a rare form of cancer called Ewing's sarcoma, Chris's experience underscores the critical importance of early detection and preventive care, concepts that are foundational to Walk On Clinic's mission.

    Chris’s passion for healthcare and his commitment to making a difference shines throughout this episode. His resilience, coupled with his professional acumen, makes for an inspiring conversation that you’ll find both insightful and motivating.

    Highlights:
    - Chris’s Health Journey, Battling Ewing's Sarcoma (00:00:24 - 00:09:19)
    - The Founding and Evolution of Walk On Clinic (00:01:29 - 00:09:19)
    - Primary Care Solutions: On-Site vs. Near-Site Models (00:09:19 - 00:38:02)
    - Importance of Actionable Data in Healthcare (00:38:02 - 00:40:06)

    Connect with Chelsea and Donovan:
    Website: www.ethoseffectpodcast.com
    Instagram: https://www.instagram.com/ethoseffectpodcast/
    Chelsea: https://www.linkedin.com/in/chelsea-whalley-8508a192/
    Donovan: https://www.linkedin.com/in/donovanryckis/

    #Podcast #Healthcare #Finance #Insurance #BusinessOfBenefits #HealthcareInnovation #PrimaryCare #EmployeeBenefits #EarlyDetection #WalkOnClinic #ChrisYarn #MobileClinics #HealthAdvocacy
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    41 分
  • 42. The Business of Benefits Podcast - Season 2 Premiere

    42. The Business of Benefits Podcast - Season 2 Premiere
    2025/01/09
    Welcome to Season 2 of The Business of Benefits Podcast—your no BS, no sales, no gimmicks guide to rethinking employee benefits. This season, we're diving deep into the strategies, data, and solutions that transform how businesses approach healthcare and benefits. From cutting through industry jargon to offering actionable insights, we’re here to equip you with the tools to care for your most valuable asset: your people.

    In this season premiere, we kick things off with a game-changing concept: Healthcare Financing. Donovan explains why shifting your mindset from “insurance” to “financing” is the key to creating a proactive, sustainable benefits business plan. With a fiduciary perspective and a focus on real data, we uncover strategies that don't just save dollars—they save thousands, even millions, on healthcare costs.

    Get ready for:
    • Transparent conversations about healthcare supply chains
    • Proven case studies with massive impact
    • Actionable strategies to design long-term benefits plans
    • A no-nonsense fiduciary approach to benefits
    This season is all about real data, real stories, real people, and real impact.

    If you're ready to stop playing the reactive game with your benefits and start implementing strategies that work, you won’t want to miss an episode.

    Tune in, subscribe, and share with your network. Together, let’s change the business of benefits.
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    16 分
  • 41. Breaking the Healthcare Cost Myth: Take Control with Chelsea Ryckis

    41. Breaking the Healthcare Cost Myth: Take Control with Chelsea Ryckis
    2024/12/20
    180 million Americans rely on their employers for healthcare, but what if there's a hidden truth keeping costs unnecessarily high? In this episode of the Ethos Effect Podcast, host Chelsea Ryckis pulls back the curtain on the healthcare industry's biggest myth: the idea that employers can't control their healthcare costs.

    Chelsea, President and Founder of Ethos Benefits, shares how misaligned incentives in the healthcare supply chain—from brokers to hospitals—inflate costs, and what employers can do to reclaim control. Discover practical, actionable strategies for navigating rising premiums, negotiating better contracts, and reducing costs without compromising care.

    Chelsea also shares her personal journey from aspiring medical student to healthcare innovator, revealing how her experiences with brain injury and medical debt inspired her mission to help businesses and employees thrive.

    Don't miss this eye-opening conversation on how to dismantle the status quo, empower businesses, and create a financially sustainable healthcare plan for your team.

    Find us on LinkedIn: Ethos Benefits | Chelsea Ryckis

    Connect and subscribe to never miss an episode!
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    13 分
  • 40. Empowerment Through Entrepreneurship

    40. Empowerment Through Entrepreneurship
    2024/12/05
    Listen as we explore a transformative journey that begins with the launch of an insurance agency at just 25, in a fiercely competitive industry. Tune into an inspiring narrative of resilience, adaptability, and strategic growth, marked by a life-altering brain injury and insightful experiences navigating the healthcare system.

    In this episode, we unravel the myths surrounding healthcare costs and challenge the status quo. Discover how Ethos Benefits' revolutionary flat fee model empowers business owners to take control of their healthcare expenses, shifting power away from commission-driven brokers. Our featured documentary, backed by credible voices like ex-hospital CEOs, serves as a clarion call for transparency and action in the healthcare industry.

    From personal growth to strategic leadership, and celebrating women's empowerment, this episode is packed with humor, insight, and a powerful message that success is a journey, not a destination. Whether you're an aspiring entrepreneur or a seasoned leader, tune in for an inspiring conversation that challenges conventions and paves the way for lasting impact.

    Don't forget to like, comment, and subscribe for more empowering content! Connect with us on LinkedIn and Instagram for updates on upcoming projects, including our eye-opening documentary.

    Connect with Chelsea and Donovan:
    Website: www.ethoseffectpodcast.com
    Instagram: https://www.instagram.com/ethoseffectpodcast/
    Chelsea: https://www.linkedin.com/in/chelsea-whalley-8508a192/
    Donovan: https://www.linkedin.com/in/donovanryckis/

    #EthosEffect #Podcast #EmployeeBenefits #Healthcare #Finance #Insurance #Entrepreneurship #BusinessGrowth #BusinessAdvice #FinancialManagement #ChelseaRyckis #DonovanRyckis #BusinessSuccess #Productivity #Challenges
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    1 時間
  • 39. What Makes a Healthier Workforce?

    39. What Makes a Healthier Workforce?
    2024/11/21
    In this episode, we dive into the world of employee healthcare with Korie, a dedicated account manager at Ethos Benefits. Kories hares her inspiring journey into the insurance industry and passion for making healthcare more accessible and humanized for both employers and employees.

    We also tackle pressing challenges, like those faced by pregnant members in Florida, and how Ethos Benefits' innovative Care Coach program supports them in navigating complex healthcare landscapes. Korie explains the revolutionary direct primary care (DPC) program offered by Ethos, which emphasizes personalized patient-physician relationships and zero out-of-pocket costs. This innovative model not only enhances healthcare accessibility but also reduces the need for costly urgent care or ER visits.

    Celebrate with us as we honor Ethos Benefits' recent recognition with the Benefits Pro Luminary Award, acknowledging their commitment to transforming healthcare access and humanizing employee benefits. Join us for an insightful discussion on how Ethos Benefits is leading the way towards a healthier, more supportive workforce.

    Connect with Chelsea and Donovan:
    Website: www.ethoseffectpodcast.com
    Instagram: https://www.instagram.com/ethoseffectpodcast/
    Chelsea: https://www.linkedin.com/in/chelsea-whalley-8508a192/
    Donovan: https://www.linkedin.com/in/donovanryckis/

    #EthosEffect #Podcast #EmployeeBenefits #Healthcare #Finance #Insurance #Entrepreneurship #BusinessGrowth #BusinessAdvice #FinancialManagement #ChelseaRyckis #DonovanRyckis #BusinessSuccess #Productivity #Challenges
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    18 分
  • 38. Navigating the No Surprises Act: Are Hospitals Complying - With Patrick Ansara

    38. Navigating the No Surprises Act: Are Hospitals Complying - With Patrick Ansara
    2024/11/07
    In this compelling episode of Ethos Effect, host Donovan Ryckis sits down with Patrick Ansara, an Account Executive at Ethos Benefits. Patrick’s journey from studying health policy at the University of Michigan to tackling real-world healthcare financial challenges is nothing short of inspiring.

    Join us as we dive into the complexities of the American healthcare system, explore innovative approaches to reducing employer healthcare costs, and spotlight incredible case studies that have turned financial burdens into accessible, affordable care for employees. Discover the true stories behind hospital negotiations, proactive healthcare interventions, and the fascinating intricacies of aggregate claims.

    By the end of this episode, listeners will walk away with actionable insights, a greater understanding of the healthcare landscape, and practical examples of how to humanize employee benefits while ensuring financial sustainability. Don’t miss this engaging conversation that promises to make healthcare finance both enlightening and relatable.

    Press play and transform your perspective on healthcare benefits with Ethos Effect.

    Connect with Chelsea and Donovan:
    Website: www.ethoseffectpodcast.com

    Instagram: https://www.instagram.com/ethoseffectpodcast/
    Chelsea: https://www.linkedin.com/in/chelsea-whalley-8508a192/
    Donovan: https://www.linkedin.com/in/donovanryckis/

    #EthosEffect #Podcast #EmployeeBenefits #Healthcare #Finance #Insurance #Entrepreneurship #BusinessGrowth #BusinessAdvice #FinancialManagement #ChelseaRyckis #DonovanRyckis #BusinessSuccess #Productivity #Challenges
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    26 分