In this conversation, Priya Malani demystifies investing, emphasizing that it is not gambling or a get-rich-quick scheme. She highlights the common misconceptions surrounding investing and explains the importance of a long-term strategy. Malani advocates for a simple approach to investing through low-cost index funds, automation, and patience, while warning against the pitfalls of trying to time the market or chase quick wins. The discussion aims to empower listeners to take control of their financial future by understanding the true nature of investing.

Tune into this episode to hear:

• Why real investing is a long-term game—not a quick win.
• The biggest mistake most people make: confusing investing with gambling.
• How automation and consistency lead to better investment outcomes.
• Why the best investors are the ones who set it and forget it.

Follow Priya Malani:

LinkedIn | Instagram | Youtube | Stash Wealth

THE STUFF OUR LAWYERS WANT US TO SAY: Stash Wealth is a Registered Investment Advisor. Content presented is for informational and educational purposes only and is not intended to make an offer or solicitation for any specific securities product, service, or strategy. Consult with a qualified investment adviser (that's us) before implementing any strategy. Investing involves risk, including the loss of principal. Past performance does not guarantee future results. There…we said it.

In this episode of The F Word, Priya Malani discusses the shortcomings of traditional budgeting and introduces a new approach called the reverse budget. She emphasizes that budgeting often leads to stress and failure, particularly for high earners who struggle to save despite making good money. Instead of micromanaging expenses, Priya advocates for a system where individuals save first for specific goals and then spend the remainder of their income guilt-free. This method not only simplifies saving but also aligns spending with personal financial goals, allowing for a more enjoyable financial experience.

• Why traditional budgeting sets you up to fail—and what to do instead.

• Why high earners still feel financially insecure—and how to fix it.

• The trick to automating savings so you actually hit your goals.

• How to stop second-guessing every purchase and start enjoying your money.

Follow Priya Malani:

LinkedIn |Instagram |Youtube |Stash Wealth

THE STUFF OUR LAWYERS WANT US TO SAY: Stash Wealth is a Registered Investment Advisor. Content presented is for informational and educational purposes only and is not intended to make an offer or solicitation for any specific securities product, service, or strategy. Consult with a qualified investment adviser (that's us) before implementing any strategy. Investing involves risk, including the loss of principal. Past performance does not guarantee future results. There…we said it.

In this episode, Priya Malani dives deep into the world of credit scores and reveals how they can make or break your financial future. She breaks down the essential factors that impact your score—like the credit utilization ratio—and shares insider tips to help you boost your score fast. Plus, she’ll let you in on why playing the long game with your credit health is the real secret to financial freedom. If you want to take control of your credit and make it work for you, this conversation is a must-listen!

Tune into this episode to hear:

• How your credit score can unlock better loan rates and save you thousands.

• The truth about how a revolving credit card balance impacts your credit score.

• Quick hacks to lower your CUR and boost your credit score faster.

• How to avoid common mistakes and build an 800+ credit score.

Resources:

• • Get the CreditWise App via the App Store

Follow Priya Malani:
LinkedIn | Instagram | Youtube | Stash Wealth

THE STUFF OUR LAWYERS WANT US TO SAY: Stash Wealth is a Registered Investment Advisor. Content presented is for informational and educational purposes only and is not intended to make an offer or solicitation for any specific securities product, service, or strategy. Consult with a qualified investment adviser (that's us) before implementing any strategy. Investing involves risk, including the loss of principal. Past performance does not guarantee future results. There…we said it.

In this episode, Priya Malani breaks down everything you need to know about credit cards and how to use them to your advantage. She’ll bust common myths that could be costing you, reveal how to make the most of your credit card benefits, and share foolproof strategies for managing and eliminating debt. Plus, she’ll dive into why your credit history matters and how making smart choices with your cards can level up your financial game. If you want to take control of your credit, this episode is packed with must-know insights!

Tune into this episode to hear:

How using your credit cards the right way can actually work in your favor—and save you money.

The one trick to keep your credit card debt at zero without losing any sleep.

Why your credit history is more powerful than you think, and how your oldest card could be a secret weapon.

The shocking truth about credit card APR—and why it might not matter as much as you think.

Resources:

Consider the Bilt Credit Card - *Disclaimer

Get the CreditWise App via the App Store

Follow Priya Malani:

LinkedIn | Instagram | Youtube | Stash Wealth

THE STUFF OUR LAWYERS WANT US TO SAY: Stash Wealth is a Registered Investment Advisor. Content presented is for informational and educational purposes only and is not intended to make an offer or solicitation for any specific securities product, service, or strategy. Consult with a qualified investment adviser (that's us) before implementing any strategy. Investing involves risk, including the loss of principal. Past performance does not guarantee future results. There…we said it.

In this episode, Priya Malani reveals the hidden dangers of debt, especially for high earners like you, and shows how lifestyle debt can trap you—even when you're making serious money. She breaks down the different types of debt you might be juggling and uncovers the strategies that can actually get you out of the hole faster—whether you’re tackling it with the avalanche or the snowball method. Plus, she shares how to use your income smartly, so you can pay down debt and start saving for your future at the same time. This episode is your roadmap to financial freedom—without the stress!

Tune into this episode to hear:

• How even high earners can fall into the trap of crushing debt—and how to avoid it.
• The hidden danger of lifestyle debt and why your high salary might not be enough.
• Effective strategies to pay off debt faster—both financially and mentally.
• A simple income allocation rule that can transform how you manage debt, save, and invest.

Follow Priya Malani:

LinkedIn | Instagram | Youtube | Stash Wealth

THE STUFF OUR LAWYERS WANT US TO SAY: Stash Wealth is a Registered Investment Advisor. Content presented is for informational and educational purposes only and is not intended to make an offer or solicitation for any specific securities product, service, or strategy. Consult with a qualified investment adviser (that's us) before implementing any strategy. Investing involves risk, including the loss of principal. Past performance does not guarantee future results. There…we said it.

In this episode, Priya Malani pulls back the curtain on lifestyle creep—the sneaky way your spending habits skyrocket as your income rises, leaving you more stressed than you’d expect, even with a bigger paycheck. She shares powerful personal stories and dives deep into the psychology behind why you spend the way you do. Plus, she reveals the secrets to mastering your money with intention and automation, so you can break free from the cycle of overspending. Stick around for actionable strategies to keep your spending in check and achieve the financial freedom you’ve been craving.

Tune into this episode to hear:

• The sneaky way lifestyle creep can derail your finances, even when you're earning more.
• Why understanding the psychology of spending is your secret weapon for mastering money.
• How automation can make saving effortless and transform your financial health.
• Simple but powerful strategies to help you live within your means and build real wealth.

Follow Priya Malani:

LinkedIn | Instagram | Youtube | Stash Wealth

THE STUFF OUR LAWYERS WANT US TO SAY: Stash Wealth is a Registered Investment Advisor. Content presented is for informational and educational purposes only and is not intended to make an offer or solicitation for any specific securities product, service, or strategy. Consult with a qualified investment adviser (that's us) before implementing any strategy. Investing involves risk, including the loss of principal. Past performance does not guarantee future results. There…we said it.

The F. Word with Priya Malani is the lifestyle-centric money podcast for high-earning 30-somethings who want to take control of their cash—no finance degree required. Whether you’re financially free or still figuring it out, Priya’s got your back. A former Wall Street pro and the founder of Stash Wealth, she brings a no-nonsense, real-world approach to managing your money. In each episode, Priya cuts through the jargon and teaches you the financial truths no one else is talking about—so you can make smarter money moves, without the stress. Grab a drink, kick back, and let’s dive in. No topic is off-limits, and no question is too dumb. Welcome to The F Word.
New episodes drop every Thursday— tune in whether you listen to podcasts.

THE STUFF OUR LAWYERS WANT US TO SAY: Stash Wealth is a Registered Investment Advisor. Content presented is for informational and educational purposes only and is not intended to make an offer or solicitation for any specific securities product, service, or strategy. Consult with a qualified investment adviser (that's us) before implementing any strategy. Investing involves risk, including the loss of principal. Past performance does not guarantee future results. There…we said it.