There’s a big difference between getting financial advice and having a true financial plan, and many successful families don’t realize they’re only getting the former. In this episode, Jason Nagel shares a real-world story of a business owner who learned that difference the hard (and costly) way, missing out on $500,000 in tax savings simply because no one had done proper planning.

If you're unsure whether you're getting advice or real planning, visit Three60wealth.ca/planning to access our free self-assessment tool. It takes just a few minutes and could save you far more.

In this episode, we tackle an important question that many Canadians haven’t thought to ask: What’s the real cost of your financial advisor? And we’re not just talking about fees, we’re talking about missed opportunities, unnecessary taxes, and the difference between reactive financial advice and proactive, holistic financial planning.

Jason Nagel breaks down how to tell the difference between the two and why it matters, especially for high-net-worth families and business owners. If your current advisor is only talking to you once a year about your investment returns, you might be missing out on a much deeper and more strategic approach to building and preserving wealth.

To help you assess where you stand, we’ve created a free 20-point checklist that outlines the difference between financial advice and true financial planning. Download it now at: three60wealth.ca/planning

In this episode of the Family Office Insider podcast, Jason Nagel discusses a critical but often overlooked part of estate planning: preparing your children to responsibly manage the wealth they will eventually inherit. Jason shares practical strategies high-net-worth families can use to educate their kids about money management, taxes, investments, and working with professional advisors. He also highlights why early financial education is essential, not just for handling an inheritance, but for building lifelong financial competence.

Jason explains how involving your children in meetings with accountants and portfolio managers can demystify financial discussions and help them develop the confidence to make smart decisions. If you're looking for a planning-focused advisory firm that is not focused on product sales, visit three60wealth.ca to book a complimentary consultation.

Listen now to learn how to equip the next generation for success!

Should You Gift Assets to Your Children Now or Later?

Family Office Insider Podcast | Hosted by Jason Nagel

In this episode of the Family Office Insider Podcast, Jason Nagel explores a question that many parents face: Should you gift assets to your children while you're still alive, or wait until your passing?

Jason breaks down the key considerations behind both strategies, including:

• The emotional and educational benefits of gifting during your lifetime
• Tax implications and the concept of deemed disposition
• The impact on your estate size and ultimate tax liability
• Potential creditor risks your children may face

Whether you're thinking about gifting cash, property, or investment accounts, this episode will help you better understand the planning process, and the importance of aligning your decisions with your overall goals and risk tolerance.

If you're interested in a complimentary conversation to see if we're a good fit, visit us at Three60Wealth.ca.

In this episode of the Family Office Insider, Jason Nagel dives into one of the most cherished yet complex estate planning topics: how to keep the family cabin or cottage in the family for generations to come. With spring in the air and families getting ready to head back to their seasonal retreats, now is the perfect time to start thinking about how to create a clear, effective plan to avoid future disputes and preserve the cabin legacy.

Jason shares practical steps for parents, including:

• Creating a co-ownership agreement with your children
• Establishing a trust fund to cover major cabin expenses
• Setting up a fair usage schedule
• Defining roles and responsibilities for cabin upkeep
• Planning for unexpected financial shortfalls or a child opting out
• Considering the tax implications of passing down the property
• Using insurance and tax strategies to fund future liabilities

Whether your family cabin is a weekend getaway or a multi-generational treasure, this episode provides the insights you need to start meaningful conversations with your loved ones and your estate planning professionals.

Don’t miss this must-listen episode, perfect for any family who wants to preserve their cottage legacy without conflict.

Learn more or connect with us at Three60Wealth.ca

Estate planning is more than just drafting a will, it's about ensuring your wealth is protected and transferred efficiently. In this episode of The Family Office Insider Podcast, Jason Nagel breaks down five common estate planning mistakes that could cost your family time, money, and unnecessary stress.

From choosing the right lawyer to understanding tax implications, Jason shares expert insights to help you avoid pitfalls like improper joint ownership and delaying your estate plan. Whether you're just starting or revisiting your plan, this episode will give you the knowledge you need to make informed decisions.

For more insights on wealth and estate planning, visit Three60wealth.ca.

The Use of a Child’s Trust in Estate Planning | Family Office Insider Podcast

In this episode of the Family Office Insider Podcast, Jason Nagel explores the use of a child’s trust as a powerful estate planning tool. Traditional estate plans often distribute assets to children at set ages, but this approach can leave inheritances vulnerable to lawsuits, divorces, and unintended beneficiaries. A child’s trust provides an alternative, offering asset protection, control, and generational wealth preservation while ensuring your children and grandchildren benefit from your legacy.

Jason breaks down how these trusts work, who they’re best suited for, and why they’re a popular strategy among high-net-worth families.

🔹 Learn how a child’s trust can safeguard your family’s wealth

🔹 Understand the risks of traditional inheritance structures

🔹 Discover how to maintain control over assets for future generations

If you’re looking to protect your family’s financial future, this episode is a must-listen.

Learn more at Three60Wealth.ca

Estate Planning with Spousal Trusts | Family Office Insider

In this episode of Family Office Insider, Jason Nagel explores the powerful estate planning tool of spousal trusts, particularly in the context of blended families.

When individuals with children from previous relationships remarry, ensuring financial security for both their spouse and their children can be complex. A spousal trust provides a strategic way to support your spouse during their lifetime while ensuring your assets ultimately pass to your intended beneficiaries.

Jason breaks down how spousal trusts work, what types of assets can be included, and why they can be a critical part of a well-structured estate plan. If you're looking to protect your family's financial future, this episode is a must-listen.

For more insights on wealth management and estate planning, visit us at Three60wealth.ca. Don't forget to follow the podcast for more expert financial guidance!