The Green Effect

著者： Stephen Green
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  • Finance, life, business and everything in between! Reboot 2022! Brand new content with just myself gabbing away about the real estate world, personal stuff going on in my life, stories as an investor, and whatever else! Come with me on the journey inside my head. Proudly sponsored by Top Consulting: topconsulting.ca
    Stephen Green
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あらすじ・解説

Finance, life, business and everything in between! Reboot 2022! Brand new content with just myself gabbing away about the real estate world, personal stuff going on in my life, stories as an investor, and whatever else! Come with me on the journey inside my head. Proudly sponsored by Top Consulting: topconsulting.ca
Stephen Green
リーダーシップ 経済学
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エピソード
  • JT and Disney+ Lady Spending Money They Don't Have | Truth Behind the New Stress Test-Free Mortgage Switches | Singing About Fraud on Social Media

    JT and Disney+ Lady Spending Money They Don't Have | Truth Behind the New Stress Test-Free Mortgage Switches | Singing About Fraud on Social Media
    2024/11/26
    📢 New Podcast Episode Alert! 🎙️ 🌟 Green Effect Podcast Season 4, Episode 24 🌟 JT and Disney+ Lady Spending Money They Don't Have | Truth Behind the New Stress Test-Free Mortgage Switches | Singing About Fraud on Social Media In this engaging episode of The Green Effect Podcast, Stephen Green dives into the latest economic and real estate developments in Canada, with his signature mix of humor and no-nonsense analysis. Stephen dissects the federal government’s GST holiday, highlighting its short-term benefits and potential long-term consequences, including inflation and economic strain. He critiques the logic of offering tax breaks while the country faces a significant deficit, calling it a "wolf in sheep’s clothing." He emphasizes the need for better allocation of resources, such as investing in housing solutions. Shifting gears, Stephen explores the recent mortgage stress test policy changes. While eliminating the stress test for straight mortgage switches at maturity is a step forward, he critiques the rule’s limited scope and exclusion of monoline lenders and credit unions. He notes that this policy, while promising on the surface, is unlikely to revolutionize the mortgage market. Stephen also discusses shifting consumer sentiment, the rise in first-time homebuyer activity, and upcoming regulatory changes, such as the 30-year amortization option for buyers with less than 20% down. Finally, Stephen calls out misinformation on social media, warning listeners to critically evaluate posts about "cash flow-positive" properties that may misrepresent the realities of mortgage regulations. With sharp insights and candid commentary, this episode is a must-listen for anyone navigating Canada's housing and economic landscape. #TheGreenEffectPodcast #CanadianEconomy #RealEstateTrends #MortgageUpdates #GSTHoliday #EconomicInsights #HomeBuyingTips #MortgagePolicy #HousingMarket2024 #FirstTimeHomeBuyers #RealEstateInvesting #FinancialPlanning #StressTestChanges #MortgageAgentLife #ConsumerSentiment #CashFlowProperties #CanadianHousingCrisis #GovernmentPolicies #HousingAffordability #PodcastLife #MortgageAdvice #RealEstateNews #MarketAnalysis #InflationImpact #StephenGreen Instagram, YouTube, Facebook, TikTok: stephengreen.ca
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    24 分
  • Podcast Update | Trump Impacts on Canada and Beyond | Current Mortgage State and Rates | Reaching out for help

    Podcast Update | Trump Impacts on Canada and Beyond | Current Mortgage State and Rates | Reaching out for help
    2024/11/20
    🌟 Green Effect Podcast Season 4, Episode 23 🌟 Podcast Update | Trump Impacts on Canada and Beyond | Current Mortgage State and Rates | Reaching out for help. In this episode of the Green Effect Podcast, Stephen Green discusses the evolution of his podcast, the current political landscape with a focus on Donald Trump, and the economic impacts of his policies. He delves into the housing market dynamics, emphasizing the importance of working with knowledgeable mortgage professionals, and highlights the significance of consumer sentiment in financial decision-making. Green also shares personal insights on managing ADHD and the necessity of seeking help in financial matters.​ Instagram, YouTube, Facebook, TikTok: stephengreen.ca
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    31 分
  • Unemployment Stats - True Meaning | Market Update - Months of Inventory | Temporary Workers - Impacts | Pointless 30 Year Am for New Builds and First TIme Homebuyers

    Unemployment Stats - True Meaning | Market Update - Months of Inventory | Temporary Workers - Impacts | Pointless 30 Year Am for New Builds and First TIme Homebuyers
    2024/08/13
    🌟 Green Effect Podcast Season 4, Episode 22 🌟 Unemployment Stats - True Meaning | Market Update - Months of Inventory | Temporary Workers - Impacts | Pointless 30 Year Am for New Builds and First TIme Homebuyers In this episode, Stephen Green discusses various topics related to the economy, employment, and housing market. He provides updates on the unemployment rate, particularly for young people, and highlights the challenges faced by students in finding summer jobs. He also talks about the high immigration rate in Canada and its impact on the economy. Additionally, he discusses the role of the Office of the Superintendent of Financial Institutions (OSFI) in regulating banks and the delay in implementing minimum capital requirements. Stephen also shares his insights on the current housing market and offers advice for first-time homebuyers.
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    25 分

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