The secret to building lasting wealth isn’t just making money—it’s keeping it. In this eye-opening discussion, tax experts Harry and Armik from Charter International reveal sophisticated strategies used by the ultra-wealthy to protect profits and minimize tax exposure.

Starting with proper entity structuring for real estate holdings, they explain why multi-member LLCs provide both tax advantages and liability protection. Their three-tier strategy—holding companies, management companies, and lending companies—creates multiple layers of protection while maximizing legitimate deductions.

For investors seeking to defer capital gains, they go beyond the basics of 1031 exchanges, covering partial exchangesand the lesser-known reverse 1031 exchange when timing becomes crucial.

The conversation dives deeper into advanced wealth preservation tools:

• Deferred Sales Trusts – sell businesses without triggering immediate taxes
• Delaware Statutory Trusts (DSTs) – passive real estate investing with tax-deferred benefits
• Generation Skipping Trusts (GSTs) – transfer wealth to grandchildren while avoiding multiple rounds of estate tax
• Qualified Small Business Stock (QSBS) – potentially earn up to $10 million tax-free

What becomes abundantly clear is that timing is everything. These strategies require advance planning, not last-minute decisions. As one expert admits, "I wish you would have come to us a year ago" is a phrase they hear far too often.

With the tax landscape shifting, and major changes like the GST exemption reduction from nearly $14 million to $7 million, the urgency to act proactively has never been higher.

Whether you're a seasoned investor or just starting to build your portfolio, this strategic conversation shows how proactive tax planning can help you retain more wealth and protect your legacy.

Reach out for a consultation before your next big financial move—your future wealth depends on it.

Paradyme

Ever wondered what happens behind the scenes to transform ambitious real estate visions into reality? This candid conversation between Paradyme founder Ryan Garland and his “secret weapon” – CEO Mike – pulls back the curtain on how successful developments actually get funded.

Recorded live from Desert Storm in Lake Havasu, with over 300,000 people in attendance, this unfiltered discussionreveals the financial engine powering Paradyme’s rapid growth. Mike shares his journey from managing funds for the Central Bank of China to joining Paradyme, where he now secures multi-million dollar commitments from major financial institutions – all while maintaining compliance in today’s complex regulatory environment.

The conversation dives into Paradyme’s evolution into a diversified real estate ecosystem spanning multiple market segments. Their flagship project, the Barn Caves residential development, has generated massive interest, securing over $1 million in deposits in a single day at the event.

But what’s truly groundbreaking is their plan to license proprietary building methods to developers nationwide, creating new revenue streams beyond traditional development profits.

Perhaps most compelling is their hybrid capital strategy. While building relationships with Wall Street, they continue to honor their retail investor base – what Ryan calls their "DNA," a community-driven army of people protecting and growing wealth by referring others to their products. With offerings like their Secured Income Fund delivering stable 10% annual returns, they’re attracting investors looking for safe alternatives in an uncertain market.

Want to see how smart money is positioning for the future? Tune in now to learn why having people who “understand the language of money” is crucial for turning transformative real estate concepts into reality.

Welcome to the Paradyme family.

Paradyme

Welcome to a riveting conversation about the explosive growth reshaping Lake Havasu City, Arizona's premier retirement destination. Ryan Garland, founder of Paradyme, sits down with Eric Gedalje, a top-ranked EXP broker (#19 nationwide), to unpack the remarkable real estate trends transforming this lakeside paradise.

Discover why Lake Havasu has become America's most sought-after retirement hotspot, attracting waves of Southern California and Phoenix residents seeking affordable luxury, recreational abundance, and unparalleled quality of life. The demographic is shifting too – no longer just 60+ retirees, but forward-thinking folks in their 30s and 40s planning their paradise future. As Gedalje notes, "If someone buys a home here in Havasu, even if it's for a second home, eventually that residence is going to be a primary."

The conversation takes us deep into Paradyme's revolutionary developments, including their climate-controlled storage units and the groundbreaking Barn Caves project – 97 luxury residences featuring oversized RV garages, elevators, and resort-style amenities. Unlike traditional "steel box" storage that bakes at 140°F in summer, Paradyme's insulated, air-conditioned units provide sophisticated solutions for the toy-collecting Havasu lifestyle, where "people have more money in toys than they do in the house."

What makes these projects special goes beyond design – it's Garland's unwavering commitment to investors. "I'm responsible for Lori's retirement," he explains, describing how every decision weighs the trust placed in him by 400+ investors. This philosophy permeates Paradyme's culture, driving their meticulous attention to quality, innovation, and value engineering.

With baby boomer retirement projected to peak around 2033, Havasu's growth trajectory looks unstoppable. Whether you're considering investment opportunities, planning your retirement paradise, or simply fascinated by innovative real estate development, this conversation offers invaluable insights into one of America's most dynamic markets.

Ready to learn more about Paradyme's vision for Lake Havasu? Visit us at Desert Storm on Main Street and discover why everyone from city council members to building contractors are personally investing in these groundbreaking projects.

Paradyme