Ryan McCullough from Partners Real Estate joins us for this episode of 'The Patient Physician' podcast. Specializing in medical office transactions, Ryan's experience shines as he discusses the nuances of this niche commercial real estate market. The conversation delves into key medical real estate investment aspects, including managing lease terms, dealing with the nuances of triple net leases, and strategizing for future growth. Ryan also touches on market trends, opportunities, and the crucial role of involving a proficient team early on in real estate planning for physicians. Ryan's insights serve as a reminder that while real estate can be lucrative, it requires careful planning and expertise. Whether aiming for practice independence or considering real estate as part of a retirement strategy, don't miss this conversation.

MEET OUR GUEST: Ryan McCullough, Partners Real Estate - Medical Investment Specialist - ryan.mccullough@partnersrealestate.com

Ryan started his commercial real estate career in 2016 and specializes in medical office. His client-first focus and tenacious work ethic helped him close over 150 transactions for approximately half a billion dollars. Ryan believes the key to his success is focusing on building long-term relationships by truly understanding his clients’ needs and objectives and staying true to what is in their best interest.

As business quickly reached capacity, Ryan co-founded the Medical Investment Group. A team of likeminded individuals who strive to provide the highest quality representation for property owners throughout Texas. As Partners became an independent national brand in 2022, the Medical Investment Group leads the charge for growing a national investment sales team focused on medical office.

TIME STAMPS:

00:00 Introduction to The Patient Physician

00:40 Introducing Ryan McCullough

00:58 Ryan's Journey into Real Estate

03:05 The Medical Investment Group at Partners Real Estate

05:27 Market Trends and Opportunities

07:20 Surgery Centers: A Hot Investment

10:25 Challenges and Strategies in Medical Real Estate

14:00 The Importance of Early Involvement

16:37 Navigating Lease Terms and Sales

20:04 Concessions and Lease Terms

20:42 The Importance of Cap Rates in Real Estate

22:05 Triple Net Leases Explained

23:27 Case Study: Successful Real Estate Investment

26:53 The 1031 Exchange Strategy

30:47 Risks and Considerations in Medical Real Estate

33:13 The Dental Real Estate Market

34:49 Current Trends in Medical Construction

37:29 Final Thoughts and Advice for Physicians

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In this episode of 'The Patient Physician,' we delve into the challenges and intricacies of managing medical student loans and the changing medical school debt landscape with Joe McGrath from GradFin. Explore the average debt burden of medical students, effective repayment strategies, and the complexities of programs like PSLF and income-driven repayment (IDR). Joe McGrath provides insights into the current state of student loan policies, the impact of recent executive orders, and the benefits of GradFin's concierge service. Whether you're a pre-med student, in residency, or a practicing physician, this episode offers valuable guidance on managing student loan debt.

MEET OUR GUEST: Joe McGrath is a senior business development associate at GradFin, where he provides guidance on applying for, refinancing, and forgiving student loans. He offers valuable insights into the student loan marketplace and helps individuals navigate the complexities of student loans. Email Joe for a free one-on-one consultation: joe.mcgrath@gradfin.com | Connect with Joe on LinkedIn. | https://gradfin.com/

TIME STAMPS:

00:00 Introduction - The Financial Burden of Medical Education

00:54 Guest Introduction: Joe McGrath from GradFin

01:33 Understanding Student Loan Repayment

03:36 Current State of Student Loan Debt

05:04 Income-Driven Repayment Plans Explained

08:11 The SAVE Program and Its Challenges

10:04 Navigating Repayment Options

19:51 Refinancing Student Loans

25:49 Paying Off Student Loans Early

26:12 Understanding Public Service Loan Forgiveness (PSLF)

26:42 Challenges with PSLF and Government Programs

29:36 Impact of COVID-19 on Loan Forgiveness

30:17 Navigating the SAVE Program and IBR Plan

36:32 GradFin's Membership and Services

43:16 Preparing for a Consultation with GradFin

46:25 Final Thoughts and Contact Information

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Jennifer Wiggins, founder and CEO of Aegis Malpractice Solutions joins this episode of 'The Patient Physician,' broadcasting live from the 2025 ACGME Conference in Nashville, TN. We explore the intricacies of medical malpractice insurance. Jennifer breaks down common misconceptions and explains the importance of having the right coverage for both new and seasoned healthcare providers. The conversation covers the potential impact of AI and technology on malpractice claims, the significance of state-specific regulations, and the benefits of working with a specialized insurance broker. And Jennifer shares valuable tips on navigating the complexities of malpractice insurance, emphasizing the need for ongoing education and periodic policy reviews. This episode is a must-listen for physicians looking to safeguard their professional practice.

MEET OUR GUEST: Jennifer Wiggins, founder and CEO, Aegis Malpractice Solutions

Jennifer Wiggins started Aegis Malpractice Solutions in 2018 after 16 years working for one of the nation’s largest malpractice insurance carriers. Her goal: Demystify medmal with straightforward, transparent insights so clients can choose the best coverage for their practices. Aegis is one of the only agencies in the country specializing in medical malpractice insurance, and Jennifer has risen to the top of her game thanks to her exhaustive industry knowledge and tireless customer service. In Jennifer’s own weekly podcast, 'Malpractice Insights,' she shares actionable tips to help doctors stay protected and practice good medicine every day. Every episode is short and sweet. Jennifer loves to talk about all things medmal, and she’s eager to share her trademark clarity and breezy (yet comprehensive) knowledge with you.

TIME STAMPS:

00:00 Introduction to The Patient Physician

00:40 Meet Jennifer Wiggins, CEO of Aegis Malpractice Solutions

01:20 Understanding Malpractice Insurance

06:23 The Importance of Tail Insurance and Supplemental Policies

08:47 Special Considerations for Different Medical Practices

11:49 The Role of a Malpractice Broker

16:12 The Impact of Specialty on Malpractice Insurance

17:45 The Importance of Regular Policy Reviews

23:08 Understanding Malpractice Caps

23:46 Factors Influencing Insurance Rates

24:24 Best States for Malpractice Insurance

25:57 Qualifying for Coverage

28:00 Impact of AI and Robotics on Malpractice

32:48 Market Conditions and Policy Renewals

36:18 Challenges in Obtaining Coverage

42:42 Specialized Policies for Subspecialties

44:23 Final Thoughts

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