Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Josh Jalinski.

Host of The Financial Quarterback radio show, joins Money Making Conversations Masterclass to discuss financial security, Social Security misconceptions, inflation, compound interest, and health insurance. Recognized by Forbes as one of America’s top financial security professionals, he provides expert insights into wealth-building strategies.

🔑 Key Themes & Highlights

1. Social Security & Retirement Myths

   • Many Americans mistakenly believe Social Security alone will provide a comfortable retirement.
   • Josh explains how previous generations lived on Social Security because they had paid-off homes and lower living expenses, but today’s economic climate makes that unrealistic.

2. Inflation & Its Effects

   • Inflation occurs when too much money chases too few goods, causing price increases.
   • Covid stimulus packages contributed to rising costs as large amounts of money entered circulation.
   • Everyday consumers feel inflation in higher grocery prices, shrinking product sizes (shrinkflation), and increased gas costs.

3. Understanding Compound Interest

   • Compound interest is a powerful wealth-building tool that allows money to grow exponentially over time.
   • Many financial advisors focus on stocks and investments but fail to educate clients on the importance of long-term compounding without interruptions.
   • Josh emphasizes the Rule of 72, explaining how money doubles based on the interest rate earned.

4. Choosing the Right Financial Advisor

   • A strong advisor should educate clients on key financial principles, not just offer investment options like conservative, moderate, or aggressive portfolios.
   • The real key to wealth is understanding compounding and ensuring investments grow steadily over time.

5. Health Insurance Challenges

   • Rising health insurance costs are forcing companies to drop coverage and restructure their plans.
   • Josh suggests a two-tier system where private insurers handle healthy individuals while the government provides expanded Medicaid for those with higher risks.

📘 Resources & Contact Information
Josh Jalinski’s financial insights are available via:
🔗 Podcast: The Financial Quarterback (Spotify)
🔗 Website: FinancialQuarterback.com

#BEST

#STRAW

#SHMS

Support the show: https://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Monique Strong.

President of the Atlanta Chapter of the National Association of Black Women in Construction (NABWIC). Here's a breakdown of the key highlights and takeaways:

🔑 Key Themes & Takeaways 1. Breaking Barriers in Construction

• Monique Strong is a trailblazer in a traditionally male-dominated and white-dominated industry.
• She leads NABWIC’s Atlanta chapter, advocating for leadership, equity, and professional development for Black women in construction.

2. What “Construction” Really Means

• Construction isn’t just hard hats and manual labor—it includes:
  • General contracting
  • Project management
  • Estimating
  • Safety coordination
  • Architecture and engineering
  • Business ownership and development

3. Legacy and Inspiration

• Monique’s passion for construction was inspired by her grandfathers and her grandmother, who helped build the home she grew up in.
• Her journey includes a degree in engineering from Clark Atlanta University and further training in construction management.

4. Challenges and Triumphs

• Faced skepticism from family and industry peers.
• Overcame stereotypes and isolation as a young Black woman in construction.
• Emphasizes the importance of knowing who you are and embracing your identity as a woman in the field.

5. The Power of Mentorship and Community

• NABWIC provides a supportive network for women at all stages of their construction careers.
• Weekly calls, mentorship, and shared resources help members grow and succeed.

6. Why Diversity in Construction Matters

• Diversity reflects the makeup of the country and brings innovation and detail-oriented excellence to the field.
• Inclusion in leadership and contracting opportunities is essential for equity and community development.

💬 Notable Quotes

• “You don’t have to be hard. You just have to be hungry.”
• “We are the unicorns people are looking for.”
• “I like to take something that’s nothing and make it something.”

🎯 Advice for Women in Construction

• Get involved with a community like NABWIC that supports your growth.
• Seek mentorship from women at all stages—beginning, middle, and end of their careers.
• Embrace your uniqueness and use it to lead and innovate.

#SHMS #STRAW #BEST #AMI

Support the show: https://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.