In this riveting episode of the 'Two Cents Podcast', Joseph Skaf and Sam Bonello unravel the key differences between investing and gambling. They explore the common misconceptions, delve into the inherent risks and rewards, and discuss why one can lead you towards a path of financial security, while the other can spell financial ruin. Whether you're intrigued by the stock market, considering a spin of the roulette wheel, or simply want to make informed decisions about your money, this episode is a must-listen. Tune in to gain the clarity you need to differentiate between calculated risks and reckless chances. Please note, this podcast is for educational purposes only and does not constitute financial advice.

In this riveting episode of the 'Two Cents Podcast', Joe Skaf and Sam Bonello unravel the key differences between investing and gambling. They explore the common misconceptions, delve into the inherent risks and rewards, and discuss why one can lead you towards a path of financial security, while the other can spell financial ruin. Whether you're intrigued by the stock market, considering a spin of the roulette wheel, or simply want to make informed decisions about your money, this episode is a must-listen. Tune in to gain the clarity you need to differentiate between calculated risks and reckless chances. Please note, this podcast is for educational purposes only and does not constitute financial advice.

Part 2 of 'Better than Budgeting,' hosted by Joseph Skaf and Sam Bonello. Forget juggling figures in Excel – we're bringing you an easier way to budget. Drawing inspiration from Scott Pape's method, we explore the benefits of using multiple bank accounts for seamless financial organisation. Join us as we unravel the secrets to effortless budgeting, helping you gain control of your financial life one account at a time

Forget juggling figures in Excel – we're bringing you an easier way to budget. Drawing inspiration from Scott Pape's method, we explore the benefits of using multiple bank accounts for seamless financial organisation. Join us as we unravel the secrets to effortless budgeting, helping you gain control of your financial life one account at a time

This is the second episode of the "Two Cents Podcast" hosted by Joseph Skaf (economist and former investment banker) and Sam Bonello (registered financial advisor in Australia).

Our mission is to provide practical financial education for those who feel inexperienced in personal financial management. In this second part of our premiere episode, "Dancing with Debt," we dive into the world of toxic debt and share actionable strategies to help you eliminate it from your life.

Join Joseph and Sam as they discuss the different types of debt, identify which ones are considered toxic, and explore various methods to pay them off effectively. Learn how to prioritise which debts to pay off first, create a solid repayment plan, and stay disciplined on your journey towards financial freedom.Whether you're drowning in credit card debt or dealing with other types of toxic debt, this episode will empower you with the knowledge and tools you need to regain control of your finances. Tune in to start your journey towards a debt-free life and discover how "Dancing with Debt" can transform your financial future.

Disclaimer: The "Two Cents Podcast" is for educational purposes only and does not constitute financial advice. The information provided in this episode is based on general knowledge and is not tailored to individual circumstances. Please consult with a licensed financial advisor before making any financial decisions. The hosts and creators of the "Two Cents Podcast" are not responsible for any actions taken as a result of the information provided in this episode.

Welcome to the first episode of the "Two Cents Podcast" hosted by Joseph Skaf (economist and former investment banker) and Sam Bonello (registered financial advisor in Australia). Our mission is to provide practical financial education for those who feel inexperienced in personal financial management. In this premiere episode, "Dancing with Debt," we dive into the world of toxic debt and share actionable strategies to help you eliminate it from your life.

Join Joseph and Sam as they discuss the different types of debt, identify which ones are considered toxic, and explore various methods to pay them off effectively. Learn how to prioritise which debts to pay off first, create a solid repayment plan, and stay disciplined on your journey towards financial freedom.

Whether you're drowning in credit card debt or dealing with other types of toxic debt, this episode will empower you with the knowledge and tools you need to regain control of your finances. Tune in to start your journey towards a debt-free life and discover how "Dancing with Debt" can transform your financial future.

Disclaimer: The "Two Cents Podcast" is for educational purposes only and does not constitute financial advice. The information provided in this episode is based on general knowledge and is not tailored to individual circumstances. Please consult with a licensed financial advisor before making any financial decisions. The hosts and creators of the "Two Cents Podcast" are not responsible for any actions taken as a result of the information provided in this episode.