In this week's episode Jonathan provides an update on his first HMO conversion project. After partnering with a full turnkey solution provider in the UK and spending the last 3 months sourcing a suitable property he has now secured his first deal through the modern method of auction.

Jonathan provides an open and honest review of the sourcing and purchasing process, including a bumpy road experience using the modern method of auction.

He discusses how the auction played out, shares the challenges encountered and how he overcame those with the support of his partner to secure the deal.

He also shares what's in store next for the project, how he is funding the deal and the lessons learned so far from this experience.

If you're an investor interested in HMOs then this is an episode you don't want to miss.

Jonathan offers free one-to-one buy to let investment discovery calls to help you unlock your expat property potential - your key to building passive income and long-term wealth.

Whether you are looking for advice on how to kickstart your property portfolio, want to delve into the world of new build property investing or are just looking for free tailored information for your circumstances then setting up your free discovery call is a great first step.

Alternatively, if you are looking to generate guaranteed, competitive returns on your cash instead of it losing value sitting in the bank or risking it on the stock market then book your call in and we can find a win-win way to work together.

To schedule your session now simply head to Unlock Expat Property and select a time suitable for you.

You can also follow Jonathan on Instagram at https://www.instagram.com/jonathan_cj_residences/

You can connect with him on LinkedIn (1) Jonathan Smith | LinkedIn

Contact him by email at jonathan@unlockexpatproperty.com

In this week's episode Jonathan dives into a topic that catches out far too many investors, both new and experienced - the real cost of buying UK property.

Buying a property is never just about the asking price. There are many other costs involved in purchasing a property which, if unchecked and unaccounted for, can easily erode the return on your investment and the amount of cashflow you generate each month.

Most investors are already aware that to buy a property you will, at least need a sufficient deposit saved up. But there are many other costs involved in purchasing a property which can quickly rack up and put investors into difficult positions.

From mortgage application fees, stamp duty land tax to lettings management fees and foreign exchange implications, Jonathan shares a comprehensive breakdown of all of the costs you can expect to incur in a property transaction and why it's important to analyse these in full before committing to a sale.

Don't get caught out by unexpected costs - download this week's episode now to unlock the real cost of buying UK property.

Free online stamp duty calculator: Overseas Buyer Stamp Duty Calculator 2025/26 - UK SDLT | Knight Frank UK

Jonathan offers free one-to-one buy to let investment discovery calls to help you unlock your expat property potential - your key to building passive income and long-term wealth.

Whether you are looking for advice on how to kickstart your property portfolio, want to delve into the world of new build property investing or are just looking for free tailored information for your circumstances then setting up your free discovery call is a great first step.

Alternatively, if you are looking to generate guaranteed, competitive returns on your cash instead of it losing value sitting in the bank or risking it on the stock market then book your call in and we can find a win-win way to work together.

To schedule your session now simply head to Unlock Expat Property and select a time suitable for you.

You can also follow Jonathan on Instagram at https://www.instagram.com/jonathan_cj_residences/

You can connect with him on LinkedIn (1) Jonathan Smith | LinkedIn

Contact him by email at jonathan@unlockexpatproperty.com

In this week's episode Jonathan walks you through everything you need to know about down valuations.

He'll explore what they actually are and how they work and explain the most common reasons they happen, especially in today’s lending climate.

He discusses the different ways a down valuation can impact your deals, whether you’re buying with a mortgage or refinancing a property you’ve just refurbished and gives you a clear, actionable step-by-step guide on what to do if you’re hit with a down valuation.

Jonathan also shares a real-world example when he encountered his own down valuation so you can see how he handled the exact same challenge and turned it around.

This is an episode you don't want to miss so download and listen today.

Jonathan offers free one-to-one buy to let investment discovery calls to help you unlock your expat property potential - your key to building passive income and long-term wealth.

Whether you are looking for advice on how to kickstart your property portfolio, want to delve into the world of new build property investing or are just looking for free tailored information for your circumstances then setting up your free discovery call is a great first step.

Alternatively, if you are looking to generate guaranteed, competitive returns on your cash instead of it losing value sitting in the bank or risking it on the stock market then book your call in and we can find a win-win way to work together.

To schedule your session now simply head to Unlock Expat Property and select a time suitable for you.

You can also follow Jonathan on Instagram at https://www.instagram.com/jonathan_cj_residences/

You can connect with him on LinkedIn (1) Jonathan Smith | LinkedIn

Contact him by email at jonathan@unlockexpatproperty.com

In this week's episode, Jonathan discussed the expat trap. Nearly three quarters of expats who return home from their time abroad have little or nothing to show for their time away.

Jonathan explains what the expat trap is, how it happens and how you can flip the narrative to turn it from a trap into an advantage.

Many expats get sucked into the life of luxury, the fancy holidays, the nice cars, the watches and the handbags but all of these things are liabilities and not assets.

By understanding what the expat trap is and how to avoid through investing in tangible assets you can ensure that you're not another statistic of a lost opportunity to build generational wealth and passive income.

And the first step to avoiding the expat trap? Downloading and listening to this week's episode!

Jonathan offers free one-to-one buy to let investment discovery calls to help you unlock your expat property potential - your key to building passive income and long-term wealth.

Whether you are looking for advice on how to kickstart your property portfolio, want to delve into the world of new build property investing or are just looking for free tailored information for your circumstances then setting up your free discovery call is a great first step.

Alternatively, if you are looking to generate guaranteed, competitive returns on your cash instead of it losing value sitting in the bank or risking it on the stock market then book your call in and we can find a win-win way to work together.

To schedule your session now simply head to Unlock Expat Property and select a time suitable for you.

You can also follow Jonathan on Instagram at https://www.instagram.com/jonathan_cj_residences/

You can connect with him on LinkedIn (1) Jonathan Smith | LinkedIn

Contact him by email at jonathan@unlockexpatproperty.com

Think inflation is the enemy? Think again.

In this week's episode of Unlock Expat Property – The Podcast, we flip the narrative on inflation and reveal how smart UK property investors are using it to build wealth effortlessly. From capital growth to rent increases and even debt erosion, inflation can be your secret weapon — if you know how to use it.

Whether you’re an expat just getting started or a seasoned investor looking to scale, this episode walks you through real-world examples, clear strategies, and investor-tested insights on why inflation can be your best friend — not your financial foe.

What You’ll Learn:

• Why inflation increases property values — even if you never lift a paintbrush
• How leveraged property investing turns modest inflation into massive gains
• The hidden benefit of fixed-rate mortgages in an inflationary economy
• How inflation naturally boosts your rental income and widens your cash flow
• Real-life case studies showing investors who gained tens of thousands without refurbishing
• Actionable tips to make inflation work for you starting now

Who This Episode Is For:

• Expats looking to invest in the UK property market
• Investors worried about rising inflation and interest rates
• Anyone curious how property can outperform cash savings long-term
• Landlords aiming to scale passively using capital growth

Download this week's episode now

Jonathan offers free one-to-one buy to let investment discovery calls to help you unlock your expat property potential - your key to building passive income and long-term wealth.

Whether you are looking for advice on how to kickstart your property portfolio, want to delve into the world of new build property investing or are just looking for free tailored information for your circumstances then setting up your free discovery call is a great first step.

Alternatively, if you are looking to generate guaranteed, competitive returns on your cash instead of it losing value sitting in the bank or risking it on the stock market then book your call in and we can find a win-win way to work together.

To schedule your session now simply head to Unlock Expat Property and select a time suitable for you.

You can also follow Jonathan on Instagram at https://www.instagram.com/jonathan_cj_residences/

You can connect with him on LinkedIn (1) Jonathan Smith | LinkedIn

Contact him by email at jonathan@unlockexpatproperty.com

In this week's episode, Jonathan shares his top ten property investing tips for new and seasoned property investors.

Jonathan handpicked these tips based on his own journey and experiences working with investors all over the world — especially those navigating the UK property market remotely. They’re practical, honest, and based on what works.

From setting your strategy early on to building your power team and using leverage smartly to scale your portfolio, this episode is packed with actionable insights and advice to help you maximise the potential of your own property investing efforts.

Download and listen to the episode today.

Jonathan offers free one-to-one buy to let investment discovery calls to help you unlock your expat property potential - your key to building passive income and long-term wealth.

Whether you are looking for advice on how to kickstart your property portfolio, want to delve into the world of new build property investing or are just looking for free tailored information for your circumstances then setting up your free discovery call is a great first step.

Alternatively, if you are looking to generate guaranteed, competitive returns on your cash instead of it losing value sitting in the bank or risking it on the stock market then book your call in and we can find a win-win way to work together.

To schedule your session now simply head to Unlock Expat Property and select a time suitable for you.

You can also follow Jonathan on Instagram at https://www.instagram.com/jonathan_cj_residences/

You can connect with him on LinkedIn (1) Jonathan Smith | LinkedIn

Contact him by email at jonathan@unlockexpatproperty.com

In this week's episode, Jonathan is joined by Johannes Schenk of Emme Homes and Coastalbliss to discuss how to invest in property in Cyprus.

We usually focus on investing in property in the UK on the podcast, however, after a chance encounter with Johannes as a result of booking one of his villas for a recent holiday to Paphos, Cyprus we discovered a great opportunity to share valuable insights on the benefits of investing in serviced accommodation property in Cyprus.

Johannes provides both a property sourcing and development service for off-plan, new build villas in Cyprus as well as being the co-found of Coastalbliss, a fully managed service for investors to utilize after purchasing their investment property.

Johannes shares fantastic insights and information on why Cyprus is a great option for property investors to generate passive income as well as how Coastalbliss take away all of the management headaches you would expect from owning an AirBnB, serviced accommodation style property.

Johannes also provides information whether overseas investors are able to obtain mortgages and how to secure permanent residency in Cyprus through property investing.

So if you're looking to diversify your portfolio while still maintaining a passive approach then this is an episode you don't want to miss.

You can reach out to Johannes through the following channels:

Emme Homes Contact us | EMME HOMES

Coastalblliss Coastalbliss

To use the discount code for your next holiday in Cyprus use cjresidences10 when booking through the Coastalbliss website directly

Jonathan offers free one-to-one buy to let investment discovery calls to help you unlock your expat property potential - your key to building passive income and long-term wealth.

Whether you are looking for advice on how to kickstart your property portfolio, want to delve into the world of new build property investing or are just looking for free tailored information for your circumstances then setting up your free discovery call is a great first step.

Alternatively, if you are looking to generate guaranteed, competitive returns on your cash instead of it losing value sitting in the bank or risking it on the stock market then book your call in and we can find a win-win way to work together.

To schedule your session now simply head to Unlock Expat Property and select a time suitable for you.

You can also follow Jonathan on Instagram at https://www.instagram.com/jonathan_cj_residences/

You can connect with him on LinkedIn (1) Jonathan Smith | LinkedIn

Contact him by email at jonathan@unlockexpatproperty.com

In this week's episode, Jonathan discusses how you can make money from property – without investing in property.

No, it's not a typo, you read that correctly. You don’t need to buy a house, you don’t need to manage a renovation, and you definitely don’t need to deal with tenants or leaky toilets.

There's one simple way to make competitive, market-beating and truly passive returns on your cash - become a private investor.

Jonathan unpacks the concept of private investing, what it is, how it works and who this strategy suits best.

He'll provide a real example of his current project to illustrate the concept and bring it to life as well as providing a step-by-step guide as to how you can become a private investor and start earning returns of up to 12% on your cash without having to lift a finger.

Of course, no investment is without risk so Jonathan also shares the key risks for private investors and how you can mitigate against them.

This week's episode wraps up by explaining how you can get started as a private investor today.

Jonathan offers free one-to-one buy to let investment discovery calls to help you unlock your expat property potential - your key to building passive income and long-term wealth.

Whether you are looking for advice on how to kickstart your property portfolio, want to delve into the world of new build property investing or are just looking for free tailored information for your circumstances then setting up your free discovery call is a great first step.

Alternatively, if you are looking to generate guaranteed, competitive returns on your cash instead of it losing value sitting in the bank or risking it on the stock market then book your call in and we can find a win-win way to work together.

To schedule your session now simply head to Unlock Expat Property and select a time suitable for you.

You can also follow Jonathan on Instagram at https://www.instagram.com/jonathan_cj_residences/

You can connect with him on LinkedIn (1) Jonathan Smith | LinkedIn

Contact him by email at jonathan@unlockexpatproperty.com