How To Kick the Snooze Button Habit:Waking up several times interrupts and fragments sleep, which means you’ll cycle back and forth between light, non restorative sleep and being awake, which isn’t restful.It can leave you feeling tired and groggy when you finally get out of bed.It reinforces bad sleep habitsOn top of not feeling rested, alert and at your best, the sleep expert points out that consistently not getting enough sleep can raise the risk of weight gain, cardiovascular disorders, metabolic disorders and even dementia.Fortunately, you can break the sleep-snooze cycle by:Making sure you’re getting enough sleep to feel truly rested, which is between seven and eight hours a night for most folks.Sticking to a consistent sleep schedule, which Auckley notes is easier if you time to rise to when your internal body clock starts to wake you up.In the morning, try to resist hitting snooze and get up as soon as your alarm goes off.Getting morning light exposure as soon as possible when you wake up, which helps keep your internal clock in sync and improves alertness.Have a positive morning ritual to look forward to, whether it’s enjoying freshly made coffee on your porch or catching up on sports scores.Things You Are Still Wasting Your Money On:ATM FeesIn 2025, paying ATM fees is almost a fool’s errand. With so many online banks offering free ATM withdrawals and brick-and-mortar banks offering a large network of free ATMs or ATM fee reimbursement, paying several dollars a month is seemingly avoidable. Simply put, there’s no reason to waste money on fees just to access your own cash so even if it takes planning ahead, make sure you omit this expense.Bottled WaterShockingly, people continue to spend money on bottled water, even given both the financial and environmental downfalls. If you don’t trust your tap water, even the cost of installing a filter or having one in your fridge can make it worth your money in the long run. Stop paying for something you can essentially get for free and invest in a quality reusable water bottle for when you’re on the go.Brand-Name MedicationsUnless you’re specifically advised by your doctor, opting for brand-name medications over their generic counterparts is a pointless expenditure. Generic drugs have the same active ingredients and undergo the same quality control as their branded counterparts. Switching to generics can save you hundreds or even thousands of dollars annually without compromising on health.Cable TV SubscriptionsThe world has moved on from traditional cable television, but many are still holding onto it — along with its hefty bill. Streaming services like Netflix, Hulu, and Disney+ offer customizable viewing options for a fraction of the price and even bundling options. If you’re still paying for a bloated cable package, it’s time to cut the cord and switch to more budget-friendly entertainment options.Extended WarrantiesRetailers love to upsell extended warranties, but the truth is, they’re seldom worth it. Most products are built to last for at least the length of their original warranty, and by the time they break, chances are you’d be looking to upgrade anyway. Instead of shelling out for extended warranties, set aside a small emergency fund for when things really go wrong.Fast FashionCheap, trendy clothing may seem like a good deal, but fast fashion is a money pit. These clothes are usually poorly made and fall apart after just a few wears, forcing you to constantly replenish your wardrobe in a never-ending cycle for your closet and nearest landfill. Instead, invest in quality, timeless pieces that last longer. You’ll not only save money but also reduce your environmental footprint.Premium Gas for Non-Luxury CarsUnless your car specifically requires premium gasoline, you’re throwing money away by filling up with it, especially when gas prices are already so high. Modern engines are designed to run efficiently on regular unleaded gas, and using premium won’t give you any added benefits in performance. Stick to regular gas and watch your fuel expenses drop in what you pay at the pump.Overpriced Online Shopping on AmazonName-brand phone chargers, headphones, and other items can cost up to three times as much on Amazon when compared to other retailers or the product’s own website. Check reviews before you add something to your cart as many will let you know if it’s worth the cost. Don’t be afraid to shop around, as varying sticker prices could shock you.Unused Gym MembershipsIn 2025, no matter your fitness resolutions, there’s no reason to pay for a gym membership you’re not using. With the explosion of online workout platforms, free YouTube fitness channels, and affordable apps, staying in shape no longer requires an expensive gym pass, particularly if you don’t go regularly. If you’re still paying for a membership you rarely use, it’s time to cancel and explore the world of free digital fitness.What ER ...
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