Mortgage Company VS Investment Vehicle - #275

🎙️ In this episode of the Private Lenders Podcast, we dive deep into a topic that hits home for every real estate investor and private lender: Mortgage Company vs. Investment Vehicle.

Join hosts Chris Haddon and Jason Balin as they share their personal journey from traditional mortgage lending to running their own private lending operation. They lay it all out—how working in the mortgage business taught them the basics of credit, real estate, and finance, but also left them feeling like just another cog in the wheel, constantly chasing deal after deal with little control over the process or the bottom line.

Discover how they transitioned into the world of private lending, built Hard Money Bankers, and uncovered the massive difference between selling loans and owning an investment vehicle. Hear the eye-opening moment when they realized that even their investors—who simply put their money to work—were making more money than them! 💡

In this episode, you’ll hear about:
✅ The drawbacks of the mortgage lending business—volume-driven, high-stress, and low control
✅ The private lending advantage—high-profit margins, complete control, and scalable servicing income
✅ How private lending became a powerful investment vehicle for themselves, their families, and trusted capital partners
✅ The difference between just doing deals and actually building a wealth-generating business

If you’ve ever felt stuck in a transactional job or wondered how to turn lending into long-term wealth, this episode is for you. Tune in and learn how to create your own investment vehicle!

✅ Please like, subscribe, and share! ✅

Are you a new or experienced private lender or hard money lender? Join Jason Balin and Chris Haddon from Hard Money Bankers as they draw from their extensive experience running a successful hard money lending company since 2007. Tune in weekly with episodes related to all aspects of private lending. From discovering lucrative loan opportunities to securing private capital, effectively managing your loan portfolio, handling defaults, and much more, we've got you covered.

✔️ Tune in now and watch the full video podcast at www.privatelenderspodcast.com

✔️If you enjoyed this podcast we would appreciate a positive review... https://podcasts.apple.com/us/podcast/private-lenders-podcast/id1476153070

✔️Make sure to check out the #1 Online Community For New and Experienced Private and Hard Money Lenders.. Create your account at www.hardmoneymastermind.com

FOLLOW US ON SOCIAL Get updates or reach out to Get updates on our Social Media Profiles!

✅ Instagram: https://www.instagram.com/hardmoneymastermind/

✅ Tiktok: https://www.tiktok.com/@hardmoneymastermind

We Had a Default Exit Fall Through - #274

In this episode, we break down a real-time default scenario that’s still unfolding—and getting messier by the day.

From missed payments and incomplete renovations to a borrower secretly moving in and filing bankruptcy, this loan has had every complication imaginable. We walk you through how we structured the original deal, what went wrong, and why our exit strategy—selling to an investor buyer—completely fell apart at the 11th hour.

If you're a private lender, these situations will happen. Understanding how to manage a default from a business—not just legal—standpoint is critical. We cover:

✔️ Why defaults are inevitable (and how to prepare)
✔️ Lessons learned from a 3-year problem loan in Maryland
✔️ How bankruptcy filings complicate workouts
✔️ Strategies like Deed in Lieu, discounted payoffs, and foreclosure
✔️ Why borrower cooperation is everything

Whether you’re new to lending or a seasoned investor, this episode will give you real-world insight into navigating distressed loans and finding profitable exits.

👇 Let us know in the comments: How would YOU handle this situation?

✅ Please like, subscribe, and share! ✅

Are you a new or experienced private lender or hard money lender? Join Jason Balin and Chris Haddon from Hard Money Bankers as they draw from their extensive experience running a successful hard money lending company since 2007. Tune in weekly with episodes related to all aspects of private lending. From discovering lucrative loan opportunities to securing private capital, effectively managing your loan portfolio, handling defaults, and much more, we've got you covered.

✔️ Tune in now and watch the full video podcast at www.privatelenderspodcast.com

✔️If you enjoyed this podcast we would appreciate a positive review... https://podcasts.apple.com/us/podcast/private-lenders-podcast/id1476153070

✔️Make sure to check out the #1 Online Community For New and Experienced Private and Hard Money Lenders.. Create your account at www.hardmoneymastermind.com

FOLLOW US ON SOCIAL Get updates or reach out to Get updates on our Social Media Profiles!

✅ Instagram: https://www.instagram.com/hardmoneymastermind/

✅ Tiktok: https://www.tiktok.com/@hardmoneymastermind

Money is Attracted to Speed - #273

In this episode of the Private Lenders Podcast, they break down one of the most powerful—and often overlooked—concepts in private lending: Speed closes deals.

From rapid lead follow-up to issuing real, actionable loan terms and hitting settlement deadlines, the ability to move fast can make or break your lending business. Whether you're working with BiggerPockets leads, buying online traffic, or simply responding to borrower inquiries—the lender who acts first often wins.

Tune in as we discuss:
✅ Why lightning-fast follow-up is critical in a competitive market
✅ How to automate your first-touch response and stand out
✅ The advantage of being fast, local, and easy
✅ Real-world examples of institutional lenders blowing deals
✅ The importance of decisiveness in underwriting and funding
✅ How controlling capital (and expectations) gives you an edge
✅ Why missed closing dates destroy trust—and how to avoid them
✅ Selling your strengths without undercutting your value

If you're a private lender, hard money lender, or thinking about entering the space, this episode will help you streamline your process and increase your close rate—because money really is attracted to speed.

✅ Please like, subscribe, and share! ✅

Are you a new or experienced private lender or hard money lender? Join Jason Balin and Chris Haddon from Hard Money Bankers as they draw from their extensive experience running a successful hard money lending company since 2007. Tune in weekly with episodes related to all aspects of private lending. From discovering lucrative loan opportunities to securing private capital, effectively managing your loan portfolio, handling defaults, and much more, we've got you covered.

✔️ Tune in now and watch the full video podcast at www.privatelenderspodcast.com

✔️If you enjoyed this podcast we would appreciate a positive review... https://podcasts.apple.com/us/podcast/private-lenders-podcast/id1476153070

✔️Make sure to check out the #1 Online Community For New and Experienced Private and Hard Money Lenders.. Create your account at www.hardmoneymastermind.com

FOLLOW US ON SOCIAL Get updates or reach out to Get updates on our Social Media Profiles!

✅ Instagram: https://www.instagram.com/hardmoneymastermind/

✅ Tiktok: https://www.tiktok.com/@hardmoneymastermind