検索キーワード： 著者 "Clara Hayes" すべてのカテゴリー

Does the word “budget” fill you with dread? Are you drowning in debt—student loans, creeping credit card balances, or a mortgage that feels like a life sentence—while the usual advice to meticulously track every penny only leaves you overwhelmed, guilty, and defeated? You’re not alone. If budgeting apps, spreadsheets, and endless categories have failed you, it’s time for a different approach. Escape Debt, Ditch the Budget by Clara Hayes is your practical guide to finally breaking free from debt—without the soul-crushing rules of traditional budgeting.

Does it feel like you or your daughter are constantly falling behind, despite working twice as hard to keep up? Many teenage girls with ADHD aren’t hyperactive or disruptive—they’re mislabeled as “shy,” “ditzy,” or “unmotivated.” In reality, they’re fighting a quiet, exhausting battle against distraction, disorganization, emotional overwhelm, and self-doubt. If this sounds familiar, you’re not alone—and it’s not your fault. You’ve seen the forgotten assignments, the messy room, the burnout from trying to appear “normal.